Develop a Culture of Service

I wrote this after clients complained of poor service with one of our vendors:

If you are in a customer/client based company the most important thing to emphasize in the day to day operations would be service. Unfortunately, a lot of companies overlook this very simple concept. Actually, many think first about monetary gains and second about the customer/client. Putting the dollar in front of the service is the equivalent of putting the cart before the horse. It's a losing equation for all parties. The company, while they may see short-term profits, will never retain long-term loyalty, and the client gets poor service and has a bad experience. Developing a culture of service should be the highest priority for any company or entrepreneur that wants to stand the test of time. The only way to differentiate, create loyalty, and ensure you have made a good first and last impression on every customer/client that you deal with are to put that individuals needs above your own. When the customer service that you render is of the highest quality there will be no shortage of money flowing in.

Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com joe@joetufo.com

http://www.workingcapitalfast.com

http://www.stryde.me/161424 WOTC Tax Credit to $9,600 Per Newly Hired Qualified Employee

http://www.StrydeAdvisors.com/161424 Agent Opportunity: Tax Credits, Expense Reduction Save Big Bucks!

https://db202.isrefer.com/go/pfp/a1488/ PFP, Community Opportunities, REEP

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Real Estate Loans, Business Funding, Specialized Tax Credits, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Available 8am to 6pm Pacific Any Day But Sunday And Holidays

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #Uo To 100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Direct Conduit Lender,#Strategic Alliances, #Specialized Tax Incentives, #Expense Reduction, # WOTC Tax Credit, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

How I Work

I have more than 40 years experience in Insurance, Securities, and Finance. I have directly or indirectly funded billions in loans.

Our websites have hundreds of articles, endorsements, and testimonials. Invest a couple of hours to learn what can be done to successfully fund your Commercial Real Estate Projects or Business Loans.

For more Information on our company CFSI and me kindly visit http://www.linkedin.com/in/joetufo or our website at

http://www.workingcapitalfast.com and learn more about our programs.

I'm not going to read hundreds of pages of business plans, financial statements, and other items sent to me without compensation. It just takes way too long to study that many pages. I'll do 30 minutes free and then it's $1,000 an hour.

The most successful whom I fund meet me in San Francisco at Alioto's Restaurant on Fisherman's Wharf, or either BJ’s Restaurant or Vic Stewart’s Restaurant in Brentwood, and buy me lunch or dinner.

Some choose to pay me a fee of $10,000 a month. They are treated as VIP’s, receive extended business hours, priority on all calls or visits, and have the amount in fees credited back against commissions.

I’m not in the fee business and I’m not in the work for free business either. Too many want me to hold them by the hand and I won’t do it without fair compensation, which is credited against commissions at successful funding.

The Bible states in I Timothy 5:18b that "The laborer is worthy of his wages."

The minimum loan I fund is usually $3million. There is no maximum limit. The commission paid is up to the client.

Some pay a combination of commission and equity. Recently, one offered 5% commission and 3% equity, another offered 4% commission and 6% equity, another offered 5% commission and no equity. If you’re fair we proceed, if not I pass.

It takes me, on average, 33 hours of pure uninterrupted time to fund a transaction. I have about 2,000 hours available to fund loans so that means I can possibly fund 60 loans a year or about five loans a month. That’s it. I don’t work 24/7 unless you pay me a fee for service. I sleep, on average five hours a night, that means I have 19 hours in my day six days a week. Sunday is for worship and family - NO EXCEPTIONS! DON’T EVEN ASK!

I vacation a few weeks every year. VIP’s have access - all others…

I’m available 8am to 6pm Pacific any day but Sundays and Holidays. You may call me at 1.925.352.6000 cell or What’s App or jptufo on Skype.

I work by a schedule and do the best that I can.

If I don’t answer it’s either because I’m in a meeting, on my cell, or focusing on getting a project done.

I am focused and persistent. I will never quit.

I return all calls the same or next business day.

I am 66 years old, a husband of 43 years, a father of three, and grandfather of two.

God is #1 in my life, my Family is #2, Business is #3, and everything else is #4.

Prospective clients MUST have viable Commercial Real Estate projects or need Business Loans in acceptable countries of Societal Value. An Executive Summary of 2 to 10 pages can be sent to joe@joetufo.com for consideration.

Depending on the funders program you may pay $500,000 with an investment bank that funds $10million to $2Billion to 5% down for a USA funder that funds $3million to billions, to 20% down with a European Bank that funds $5million to multiple billions to 30% down for PFP’s membership based program that funds $100,000 to $250 million. It's all explained in the articles. Interest rates are generally 4% to 5% fixed up to 25 years.

Here to serve you and those who you choose to refer.

Thank you.

Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

1-925-352-6000 Cell

joe@joetufo.com

http://www.workingcapitalfast.com

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Real Estate Loans, Business Funding, Specialized Tax Credits, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Available 8am to 6pm Pacific Any Day But Sunday And Holidays

 

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #Uo To 100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Direct Conduit Lender,#Strategic Alliances, #Specialized Tax Incentives, #Expense Reduction, # WOTC Tax Credit, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

Up to 100% Funding $3million to Billions

Up to 100% Funding

I have five possibilities and they are discussed on our LinkedIn profile and website with links below.

One funds up to 100% minimum $3million maximum $500million,

the second requires 2% to 3% cash and funds $50million to $250million,

the third requires 5% cash and funds $3million to no limit and

the fourth requires $500,000 cash and funds $10million to $2billion.

the fifth just accepted a client that had been looking for funding for 20 months. They applied for $400million and were approved for $450million to cover 24 months of reserves. The project is a cement plant in Vietnam. They “only” had $10million in cash. The rate is 3.75% fixed for 20 years. They fund $10million to billions.

Traditional lenders require a minimum 20% down and some require 30% down. The Austrian bank we work with requires 20% cash down.

Please send your executive summary of up to 10 pages for consideration to joe@joetufo.com Please explain to us the full particulars of your situation and what you wish to accomplish.

IMPORTANT:

If you are serious about securing funding, please see the following:

NEXT STEP: REQUIRED: in writing your Executive Overview/Summary (please see 5 required items below): PLEASE USE THIS EXACT FORMAT BELOW

ALL documents should be submitted in WORD, EXCEL, PDF, PUB, JPEG or like documents. NO link/Cloud file formats please.

    1. Be concise. Executive Overview/Summary; should not exceed 5-10 pages. (expressed in English and in U.S. Dollars)
    2. How much cash money has the Client already invested or has available to be invested in this project?
    3. Include the clear purpose for the Use of Funds.
    4. Clearly state the length of time from funding that it will take until the company will reach stabilized positive cash flow.
    5. Provide a 10-year projected financial pro-forma - totals only (just Sales, Expenses. Net Operating Income) IN EXCEL

We will review your situation VERY CAREFULLY and offer you a custom fitted solution.

95% of the time the solution will be simple to understand and 100% of the time it will be the least expensive alternative.

Real Estate Development, Industrial, Manufacturing, and Commercial Loans

Hotels, Healthcare, Mining, and Energy Related Projects Finance.

Worldwide Acceptance

Thank you.

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com

joe@joetufo.com

http://www.workingcapitalfast.com

http://www.linkedin.com/in/joetufo

https://db202.isrefer.com/go/pfp/a1488/ PFP: Membership Required, Funding, Exceptional Earnings, REEP

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Loans, Business Funding, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #Up To 100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Direct Conduit Lender,#Strategic Alliances, #Specialized Tax Incentives, #Expense Reduction, # WOTC Tax Credit, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

TRADITIONAL AND NON-TRADITIONAL FINANCING $10 Million To Billions

TRADITIONAL FINANCING:

CASH FLOW SPECIALISTS INC. CFSI) and its Financial Conduit is a leading private sector company specializing in Commercial Domestic and International Development, Hard Money, Condominium Complex, Apartment Complex, All Construction, and Energy Related Underwriting and Debt financing for enterprises with revenues under the $200 million range. We provide businesses with funds for acquiring fixed assets of any type, refinancing existing borrowings especially real estate, working capital, mergers and acquisitions, hard money and succession planning in the commercial and International arena.

NON TRADITIONAL FINANCING:

CFSI and its Financial Conduit provides clients with various solutions after the traditional banking solutions fail, that include; subordinated debt and term debt, as well as, mezzanine financing, recently Third World Countries that are Stable in infrastructure related Projects and Mining, and business advisory services.

You will have access to our extensive network, broad industry knowledge, corporate finance advisory services, and contacts within North America's financial communities which will allow us to quickly identify commercial loan development, hard money, working capital, hotel and resort business opportunities and strategies that will help you achieve your vision of success. Subordinated debt, and mezzanine - the tools of merchant banking - are commonly used to facilitate:

· Leveraged buyouts

· Management Buyouts:

· Acquisitions

· Growth and Major Expansions:

· Succession Financing

International Expansion Planning-----Private Sector

International Infrastructure and Energy Related Projects

New "Green" Energy and Construction Financing

Third World Business Expansion Loans in Stable Countries

:

In addition, we will assist clients by evaluating a target company in an acquisition by structuring the transaction; by underwriting financial requirements; or by negotiating for additional funds. Simply put, we start with what's best for the business and work from there. The end result is a partnership structured in the present that is well-positioned for the commercial growth, development, resort, hard money or working capital future of your business.

:

CFSI and its Financial Conduit works with you to execute mergers, acquisitions and divestitures; arrange strategic partnerships;

We work alongside our clients to support their growth strategies by delivering successful corporate finance financing. Debt Capital underwriting and financing for management buy-outs and recapitalizations, or to finance growth, we are able to combine value-added financial advisory services with the source capital required.

Acquisitions:

Advising and managing the acquisition of businesses from target search to underwriting acquisition capital, if required. Our approach is to deliver a successful acquisition - not just to close the deal.

Management Buyouts:

Often, the best prospect to purchase a business is its management team. However, these teams frequently lack the equity and financial relationships to independently consummate a transaction. We can assist these management teams in the structuring and financing of a transaction while providing ownership the assurance that they received a fair, competitive value for the business. If your don't see what you are looking for, please call and speak to someone about your particular funding needs.

Call us today at 1.925.352.6000 or e-mail Joe Tufo at joe@joetufo.com to discuss your Commercial, International, Hard Money, Development, Hotel, Resort, Construction and Working Capital Financing $10million or more.

Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com joe@joetufo.com

http://www.workingcapitalfast.com

http://www.stryde.me/161424 WOTC Tax Credit to $9,600 Per Newly Hired Qualified Employee

http://www.StrydeAdvisors.com/161424 Agent Opportunity: Tax Credits, Expense Reduction Save Big Bucks!

https://db202.isrefer.com/go/pfp/a1488/ PFP, Community Opportunities, REEP

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Real Estate Loans, Business Funding, Specialized Tax Credits, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Available 8am to 6pm Pacific Any Day But Sunday And Holidays

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Direct Conduit Lender,#Strategic Alliances, #Specialized Tax Incentives, #Expense Reduction, # WOTC Tax Credit, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

$450Million Cement Plant Loan Approved Vietnam

I have been funding since July 1, 1999. This approval stunned me today May 23, 2017. Here's why: the prospective client had been trying to obtain funding since September 2015. He had put $22million of his own money in the projects and "only" had $10million remaining. His country's government would not allow him to move the funds out of his country.

I met with the prospective client's representative in Brentwood CA for a couple of hours. I prepared a complete narrative and appeal letter. To my surprise I received this:

"I believe I may have seen this Vietnam Cement deal while the Borrower was shopping the transaction.

Obviously I am interested in any deal in South East Asia and would like to move forward aggressively.

This transaction is at the very top of our financial comfort level and I am Not quite sure how that additional $10Million USD-------- stuck in Vietnam plays into this deal. Can we use part (50%) or all of the money as potential equity in the deal?

REGARDLESS------WE WOULD HAVE TO DIVIDE THIS DEAL INTO 3 PHASES OF $150.0 MILLION USD EACH FOR A TOTAL LOAN OF $450.0 MILLION USD COVERING THE CONSTRUCTION; 24 MONTHS OF INTEREST RESERVES (NO LOAN PAYMENTS); CONSTRUCTION RESERVE FOR 12 MONTHS AND ALL CLOSING COSTS AND FEES.

Our fees are normally based on some number depending on risk evaluation of------------ 1/10 of One Percent of the gross loan amount. But in this case that would mean $450,000.00 USD which is unacceptable to Us and probably the client!

I WILL AGGRESSIVELY DISCOUNT OUR FEES TO----------- $165,000.00 USD with 60% due at the signing of our Loan Commitment upfront and the balance due------------ 25% in Cash at the Site Visit in Vietnam;------------ and the balance due within 72 hours after the Site Visit. The quoted upfront fees do Not include Business Class Airfare or First Class Junior Suite Hotels in Vietnam and other incidental expenses.

I would be honored to make a Gross Loan Offer of -----$450.0 Million USD at 3.75% for 20+ years or more; plus our 24 months of Stabilization Interest Only component at 3.75% (No Loan Payments); and all closing costs and fees.

We specialize in “limited or lower” Equity contributions for our potential Borrowers. The Borrower Equity Contribution for the Project (Your Current Business Investment); and the Due Diligence and Site Visit costs are considered Borrower Equity!!

WE ARE 100% READY, WILLING AND ABLE TO BACK YOU WITH A FULL LOAN COVERING ALL INTEREST RESERVES; CONSTRUCTION RESERVES; AND CLOSING COSTS AND FEES.

WE ARE A PRIVATE MONEY DIRECT CONDUIT LENDER THAT USES TANGIBLE ASSETS OR CASH AS THE EQUITY CONTRIBUTION FOR ANY PROJECT.

We fund most tangible Projects to cover all Construction Costs, Interest Reserves, Construction Reserves and closing costs and fees.

We specialize in Hotel and Resort Construction, Energy Projects, Apartments, Condos, and Manufacturing Expansion And Other Types Of Tangible Financing Worldwide including Agriculture!

We have been in the International Lending Arena for 30+ years and operate currently in 21 Countries.

*************************WE NEED THE FORMAL NAME OF THE BORROWER, CORPORATE BORROWER, STREET ADDRESS, PHONE, FAX, EMAIL AND ANY COLLATERAL.

WE EXPAND THE LOAN AMOUNT TO COVER ALL RESERVES AND INTEREST RESERVES RANGING FROM 3.75%------------- (NO LOAN PAYMENTS FOR 24 MONTHS) PLUS PERMANENT FINANCING OF 20 YEARS.

WE NEED THIS IMPORTANT DATA TO CREATE A FORMAL LOAN COMMITMENT, IF WE DECIDE TO MOVE THE DEAL FORWARD.

THERE ARE NO HIDDEN CHARGES, SPECIAL COLLATERAL OR OTHER HURDLES THAT YOU MUST JUMP OVER!

OUR MINIMAL AMOUNT IS $10.0 MILLION USD AND DEFINITELY MORE---------- TO INSURE THE NEW OPERATION IS A SUCCESS!

GXX FXXXXXXXX IS THE ABSOLUTE FINAL DECISION MAKER AND FUNDER, AND WE ARE DEFINITELY THE MONEY AND NOT BROKERS OF ANY TYPE!

We are currently funding in the in the International Arena, as long as, the government and economy are generally stable.

We fund in either Euros, or USD.

We can move quickly because all of our funding is from our Private Money Investor.

THERE IS NO SUCH THING AS A LOAN WHERE I HAVE NOT MET THE BORROWER OR SEEN THE PROPOSED SITE FOR THE LOAN.

I hope this outline will meet with the satisfaction of the potential Client/Borrower and we can move forward with the construction of a Formal Loan Commitment that will clearly detail all aspects of the Loan Offer.

I assume that the client has a detailed Business Plan and Executive Summary for a Project of this size?

We can always decrease the overall size of the loan by any amount (50%) of the $100.0 Million USD “stuck” in Vietnam but the general structure and Terms will Not change.

Your requested Commissions will be 100% protected and Paid at funding without protest-------- up to 2.5points---- clearly stated in the Loan Commitment that will be initialed on each page and signed by the Client/Borrower."

That's amazing!

If you have a viable project of $10million or more that has Societal Value we're open for business?

IMPORTANT:

If you are serious about securing funding, please see the following:

NEXT STEP: REQUIRED: in writing your Executive Overview/Summary (please see 5 required items below): PLEASE USE THIS EXACT FORMAT BELOW

ALL documents should be submitted in WORD, EXCEL, PDF, PUB, JPEG or like documents. NO link/Cloud file formats please.

  1. Be concise. Executive Overview/Summary; should not exceed 5-10 pages. (expressed in English and in U.S. Dollars)
  2. How much cash money has the Client already invested or has available to be invested in this project?
  3. Include the clear purpose for the Use of Funds.
  4. Clearly state the length of time from funding that it will take until the company will reach stabilized positive cash flow.
  5. Provide a 10-year projected financial pro-forma - totals only (just Sales, Expenses. Net Operating Income) IN EXCEL

I’m available 8am to 6pm Pacific any day but Sundays and Holidays. You may call me at 1.925.352.6000 cell or What’s App or jptufo on Skype.

I work by a schedule and do the best that I can.

If I don’t answer it’s either because I’m in a meeting, on my cell, or focusing on getting a project done.

I am focused and persistent. I will never quit.

I return all calls the same or next business day.

I am 66 years old, a husband of 43 years, a father of three, and grandfather of two.

God is #1 in my life, my Family is #2, Business is #3, and everything else is #4.

I have 40+ years experience in insurance, securities, and finance.

I’ve directly or indirectly funded billions in transactions.

For more Information on CFSI Kindly visit http://www.linkedin.com/in/joetufo for my LinkedIn profile or our website at http://www.workingcapitalfast.com and learn more about our programs.

We can fund viable Commercial Real Estate projects and Business Loans of societal value from $3million to billions in acceptable countries with as little as 5% cash down payment. An Executive Summary of 2 to 10 pages can be sent to joe@joetufo.com for consideration.

Our Joe Tufo LION LinkedIn profile and website have hundreds of articles, endorsements and testimonials.

The most successful meet me in San Francisco at Alioto's Restaurant on Fisherman's Wharf or at BJ’s Restaurant or Vic Stewart’s Restaurant in Brentwood California and buy me lunch or dinner, some choose to pay me a fee which is credited against commissions at successful funding.

The Bible states in I Timothy 5:18b that "The laborer is worthy of his wages."

Please remember when you contact me save us both time and money by visiting http://www.linkedin.com/in/joetufo and http://www.workingcapitalfast.com first. Answers to your questions are probably there.

Depending on the funders program you may pay $500,000 with an investment bank that funds $10million to $2Billion to 5% down for a USA funder that funds $3million to billions, to 20% down with a European Bank that funds $5million to multiple billions to 30% down for PFP that funds $100,000 to $250 million. It's all explained in the articles. Interest rates are generally 4% to 5% fixed up to 25 years.

Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com joe@joetufo.com

http://www.workingcapitalfast.com

http://www.stryde.me/161424 WOTC Tax Credit to $9,600 Per Newly Hired Qualified Employee

http://www.StrydeAdvisors.com/161424 Agent Opportunity: Tax Credits, Expense Reduction Save Big Bucks!

https://db202.isrefer.com/go/pfp/a1488/ PFP, Community Opportunities, REEP

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Real Estate Loans, Business Funding, Specialized Tax Credits, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Available 8am to 6pm Pacific Any Day But Sunday And Holidays

 

 

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Direct Conduit Lender, #Strategic Alliances, #Specialized Tax Incentives, #Expense Reduction, # WOTC Tax Credit, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

5% Cash Down Payment 20:1 Leverage $3Million to Billions

I have a program that funds 20:1 leverage 4% interest fixed with 25% paid in about 45 days with the balance in about 60-90 days viable projects anywhere in the world ?, to clarify that's 5% cash down payment minimum $3million funding no maximum.

Some of the types of businesses we can fund:

Real Estate Development

Start-Ups

Industrial

Manufacturing

Healthcare

Mining

Energy Related Projects

Movies

Alternative Energy

Automotive Services

Office Building

Oil and Gas

Mobile Home Parks

Light Industrial

Car Washes

Warehouses

Marinas

Retail Stores

Mixed Used Property

Shopping Malls

Apartment Building

Self Storage Units

Raw Land Lots

Bed & Breakfast

Hotel and Motels

Golf Courses

Commercial development

Parking Structures

and many more

Worldwide Acceptance

IMPORTANT:

If you are serious about securing funding, please see the following:

NEXT STEP: REQUIRED: in writing your Executive Overview/Summary (please see 5 required items below): PLEASE USE THIS EXACT FORMAT BELOW

ALL documents should be submitted in WORD, EXCEL, PDF, PUB, JPEG or like documents. NO link/Cloud file formats please.

  1. Be concise. Executive Overview/Summary; should not exceed 5-10 pages. (expressed in English and in U.S. Dollars)
  2. How much cash money has the Client already invested or has available to be invested in this project?
  3. Include the clear purpose for the Use of Funds.
  4. Clearly state the length of time from funding that it will take until the company will reach stabilized positive cash flow.
  5. Provide a 10-year projected financial pro-forma - totals only (just Sales, Expenses. Net Operating Income) IN EXCEL

Questions and Answers

What is the 5% down payment for?

The 5% funds pay for the instrument that is monetized to generate the loan amount requested.

What is the process?

Complete Package Sent in ONE email please

  • Mutual NCND
  • CFSI Fee Agreement
  • CIS (Application)
  • Non-Solicitation
  • Proof of Funds 5% cash minimum $150,000
  • Color Scan Driver’s License or Passport small or medium sized

The prospective client sends their submissions to me. I read everything through and check back if I'm unclear.

I prepare a cover letter with the reasons I feel the application should be accepted and share how I became acquainted with this person.

If there is a referring party I disclose that too with a copy of the mutual NCND so they receive their share of compensation.

25% is paid in about 45 days with the balance in about 90 days. Interest rates are 4% fixed. The term is determined by the scope of the project and is negotiated with the funder.

What if for some unforeseen reason I don’t fund - am I out the down payment?

This is written into the Letter of Intent (LOI) for a $10million approval we received this week:

  • If for some unforeseen reason this loan does not close within 150 days the loan commitment fees will be refunded back to the borrower in full.

These programs can be problematic?

I agree. It's a process that's taken us three years to refine.

We've funded two, received a LOI Thursday evening, May 11th for a third, and received a fourth Monday morning, May 15th. I expect six more applications by month end and 60 for 2017.

Check back with me periodically for updates.

So the 5% are levered up, being either collateralized or gone completely?

The 5% funds pay for the instrument that is monetized to generate the amount requested. There are three parties to a loan funding in this program: the bank that provides the leased instrument, the monetizer, and the bank that provides the funding.

The whole process takes time and is determined by the size of the loan. The minimum funding is 60 to 90 banking days for a $3million loan and one proposal I have is for $10million and is cited above. Will this help you understand? This is written into the Letter of Intent (LOI) for a $10million approval we received this week:

* If for some unforeseen reason this loan does not close within 150 days the loan commitment fees will be refunded back to the borrower in full.

Who is guaranteeing the refund of the 5% - or is this only contractually done?

The Trust that issues the Letter of Intent

And who guarantees the payout (timing and amount)?

The Trust that issues the Letter of Intent.

I was securities licensed for 19 years. I had two art pieces from almost 40 years ago on my walls in my private office that I still have mounted today.

“Thou shalt guide me with thy counsel, and afterward receive me to glory.”

Psalms 73:24 KJV

“For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future.”

Jeremiah 29:11 NIV

I also mention this: “Give a portion to seven, and also to eight; for thou knowest not what evil shall be upon the earth.”

Ecclesiastes 11:2 KJV

I had hundreds of clients that placed funds with me in those days. Those three verses were displayed prominently.

The 5% program is run by two people I've done business with for many years. I trust them. I'll keep you updated on our progress.

Up to 100% Funding

I have four possibilities and they are discussed on our LinkedIn profile and website with links below.

One funds up to 100% minimum $3million maximum $500million,

the second requires 2% to 3% cash and funds $50million to $250million,

the third requires 5% +/-cash, minimum $150,000 and funds $3million to no limit and

the fourth requires $500,000 cash and funds $10million to $2billion.

Traditional lenders require a minimum 20% down and some require 30% down. The Austrian bank we work with requires 20% cash down.

Please send your executive summary of up to 10 pages for consideration to joe@joetufo.com Please explain to us the full particulars of your situation and what you wish to accomplish.

We will review your situation VERY CAREFULLY and offer you a custom fitted solution.

95% of the time the solution will be simple to understand and 100% of the time it will be the least expensive alternative.

Real Estate Development, Industrial, Manufacturing, and Commercial Loans Hotels, Healthcare, Mining, and Energy Related Projects Finance.

Worldwide Acceptance

I’m available 8am to 6pm Pacific any day but Sundays and Holidays. You may call me at 1.925.352.6000 cell or What’s App or jptufo on Skype.

I work by a schedule and do the best that I can.

If I don’t answer it’s either because I’m in a meeting, on my cell, or focusing on getting a project done.

I am focused and persistent. I will never quit.

I return all calls the same or next business day.

I am 66 years old, a husband of 43 years, a father of three, and grandfather of two.

God is #1 in my life, my Family is #2, Business is #3, and everything else is #4.

I have 40+ years experience in insurance, securities, and finance.

I’ve directly or indirectly funded billions in transactions.

Our websites have hundreds of articles, endorsements, and testimonials.

For more Information on CFSI Kindly visit http://www.linkedin.com/in/joetufo for my LinkedIn profile or our website at http://www.workingcapitalfast.com and learn more about our programs.

Prospective clients MUST have viable projects in acceptable countries.

The most successful meet me in San Francisco at Alioto's Restaurant on Fisherman's Wharf and buy me lunch or dinner, some choose to pay me a fee which is credited against commissions at successful funding.

Depending on the funders program they may pay $500,000 with an investment bank that funds $10million to $2Billion to 20% down with a European Bank that funds $5million to multiple billions, to 5% or more down for a Program that funds $3million to no limit, to 30% down for PFP that funds $100,000 to $250 million. It's explained in the articles. Interest rates are generally 4% to 5% fixed up to 25 years.

Bank Secrecy Act Anti-Money Laundering

Customer Identification Program—Overview

The CIP is intended to enable the bank to form a reasonable belief that it knows the true identity of each customer. The CIP must include account opening procedures that specify the identifying information that will be obtained from each customer. It must also include reasonable and practical risk-based procedures for verifying the identity of each customer. The CIP must be incorporated into the bank's BSA/AML compliance .... or similar safeguard; examples include a driver's license or passport.

Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com joe@joetufo.com

http://www.workingcapitalfast.com

https://db202.isrefer.com/go/pfp/a1488/ PFP, Community Opportunities, REEP

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Real Estate Loans, Business Funding, Specialized Tax Credits, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Available 8am to 6pm Pacific Any Day But Sunday And Holidays

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Strategic Alliances, #Specialized Tax Incentives, #Expense Reduction, # WOTC Tax Credit, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

An International Commercial lender up to 100% funding either debt or equity or combination worldwide! We fund Energy, Technology, Mining, Real Estate

Our process is simple, consistent and fully transparent with information provided for your due diligence of our capital providers, their history and performance to ensure that you are comfortable in allowing us to be your financial partner in this and future opportunities. We believe that the relationship is as important as the funds if we are to work in harmony to achieve your goals.

Don't be fooled though, 100% funding is very rare and requires top notch quality documentation such as a business plan made by a professional consulting company or institution, and a feasibility study.

The business plan needs to include detailed information on the management team, a marketing study, a sensitivity analysis, a risk analysis, financial projections, detailed information about your existing company, the amount of money spent and invested already in the project by yourself or your company and partners, and a detailed explanation on how you will deal with the risk factors, such as project and performance insurances. Exit options have to be clearly outlined and the ROI for the investors needs to be attractive and convincing.

Some of our investors participating in funding projects are wealth funds, hedge funds, family offices, banks and institutions, high net worth individuals and more. Some are based in Europe, the US, the Middle East, China, Australia...

We are interested in Infrastructure, Energy, Technology, Mining, Real Estate and Business based markets.

We provide up to 100% of borrower’s capital request in the form of debt, equity or a combination. Projects need to be shovel ready, permitted, agreements in place and ready for due diligence.

100% funding is only available in cases where existing companies need funds for expansion or growth, or for deals in which you can prove the off-take of your product or service for the long term, such as PPA's (power purchase agreement), or contracts secured by governments or sovereign bonds.

We can arrange for a moratorium on payments until the project is stabilized and cash flowing if the timeline to stabilization is reasonable. (Determined on a case-by-case basis).

We will provide information for you to make an intelligent decision on doing business with us.

If the project has merit with strong principal, a very good plan, capital to support the project until funding we can offer you good options.

We offer bank rate or market pricing, not hard money. Our rates are market competitive.

Minimum loan amount is $20M US with no maximums on asset based lending.

Immediate Required Documentation to get your project submitted:

The following documents will be necessary to successfully underwrite and fund your project:

First of all we want to see a clearly written overview in the form of an Executive Summary, while you have the following documents available:

• Business Plan or Executive Summary with actual or pro forma income statements 3 -5 years

• Balance Sheet/Financial Statement/Cash Flow/P & L with YTD less than 90 days old (if applicable)

• Copy of Appraisal or other valuation (if available)

• Expanded Resumes of all principals

• Line Item Detailed Use of Funds for short-term and long-term projections

• Exit strategy and ROI/IRR

• Financial statement-Personal

We will need principal(s) to show proof of funds invested to date in the project (if applicable), ability to pay for third party expenses which includes a site visit along with legal and due diligence.

We require a consultancy agreement with a fixed success fee, no upfront fees. Once we have an interested funding source looking at your project our agreement needs to become exclusive: we will be your only partner arranging for funding.

Please send us a message by email at joe@joetufo.com.

You can also leave a comment under this presentation and we will review each and every one of them. If your project looks viable and worthwhile to any funding source we will contact you.

Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com joe@joetufo.com

http://www.workingcapitalfast.com

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Real Estate Loans, Business Funding, Specialized Tax Credits, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Available 8am to 6pm Pacific Any Day But Sunday And Holidays

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Strategic Alliances, #Specialized Tax Incentives, #Expense Reduction, # WOTC Tax Credit, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

My Failures – I’m Far From Perfect.

My failures

I'm far from perfect.

I have had two incidents in my life that are painful:

Medco which I've written about and posted on my website. In 1996 I had been S-7 and S-63 licensed for many years. My broker dealer (BD) was aware of the note program I marketed and their compliance department had been informed, in fact, the president of Medco had several accounts with me at the broker dealer and the president of the BD knew the president of Medco. When Medco imploded the BD had selective memory loss and threw me under the bus. I lost my licenses.

I was arrested 12/19/14 and charged with a securities violation. I waived extradition in the spirit of cooperation and was extradited to Alabama. I had never conducted business in Alabama and had never traveled to Alabama in my life.

I had hosted a weekly webinar/conference call for many years. A gentleman whom I had known for about five years, who was a VP at a plasma refinery, had introduced me to a gentleman about a year earlier who claimed that he owned many gold mines in the USA and Africa. They wanted to speak on my calls. After about a year I agreed. Greg, the VP, would introduce Richard who owned the mines and they would talk about their program.

Some clients placed funds and were paid on time for several months. Then the payments stopped. Richard, the owner of the mines, became very hard to reach so I called the FBI and reported the matter. When Richard was arrested he blamed Greg and me and 59 others.

Instead of accepting responsibility he acted horribly. What's worse is that he's an ordained minister. His business failure cost me and my clients almost $1.35million. I've agreed to pay restitution even though I "earned" less than $20,000.

I work very hard for clients. I have 40+ years of financial services experience in insurance, securities, and financing. I taught insurance for 19 years and finance from a Biblical perspective for 17 years.

I have both traditional funding sources including a 100+ year old European Bank that funds $5million to billions with 20% down plus closing costs in about 30 banking days to a Next Generation of Funding source that requires membership and 20% down and funds $100,000 to $250million at 3% to 5% fixed for 25 years, and alternative sources such as the investment bank that has funded more than $250billion in projects and funds $10million to $2billion with $500,000 in due diligence fees, a gold backed bond program that funds $50million to $250million with 3% down plus closing costs, an alternative lender that funds $3million to unlimited with 5% down, rates 4% fixed for up to 25 years. There are others all described on my LinkedIn profile and website.

Prospective clients are welcome to meet me in San Francisco.

 


Sincerely and with gratitude,
Joseph P. Tufo
Cash Flow Specialists, Inc.
Certified Cash Flow Consultant, Certified Capital Specialist
925-352-6000 Cell 800-669-2700 (USA Only)

https://db202.isrefer.com/go/pfp/a1488/ PFP, Community Opportunities, REEP

Skype: jptufo
Commercial Real Estate Loans, Business Funding, WOTC, Specialized Tax Incentives, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
Trust, Integrity and Service Here Today Here Tomorrow
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
Available 8am to 6pm Pacific Any Day But Sunday And Holidays

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Strategic Alliances, #Specialized Tax Incentives, #Expense Reduction, # WOTC Tax Credit, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

Hard Money Lending

Some of the benefits of our Hard Money Lending:

Owner occupied:

  • Can Lend any where in CA, FL, AZ, TX
  • Loans based on the equity of the subject property, not your credit
  • Up to 65% LTV for refinance, higher if they have other properties with equity for cross collateral
  • Point are capped at 3
  • Rates cap at 10%
  • 30 year term with 5 years fixed
  • payment includes interest, taxes, & insurance
  • Client does have to income qualify the same as a conventional loan but the credit doesn't matter
  • If the money is being used for business purposes, the loan is a lot easier to structure
  • Typically takes about 1 - 2 months to close

Non owner occupied/Investment Property:

  • Can Lend any where in CA, FL, AZ, TX
  • Loans based on the equity of the subject property, not your credit
  • Up to 80% LTV and up to $20 Million per property
  • Rates and points are based on the risk and/or location of the property
  • We can fund in as little as 3 days
  • We are Direct hard money lenders
  • In House processing and funding
  • Points & rates are negotiable based on volume of loans you bring in
  • Appraisals aren't always required
  • Short terms 1 - 2 years
  • Only 3 Months prepayment penalty
  • Type of loans: refinance, pruchase, 1st Td's, some 2nd Td's.

 

We also offer No Credit Score Special Funding Programs for Commercial Real Estate and Business Loans $2,500,000 to Billions with 5% down, 4% interest fixed (as of 5/2017, subject to change,) 60 day close and may other programs at http://www.workingcapitalfast.com and http://www.linkedin.com/in/joetufo

 

Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com joe@joetufo.com

http://www.workingcapitalfast.com

https://db202.isrefer.com/go/pfp/a1488/ PFP, Community Opportunities, REEP

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Real Estate Loans, Business Funding, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Available 8am to 6pm Pacific Any Day But Sunday And Holidays

(Gus G. HML 20170508)

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Strategic Alliances, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

Hidden Traps to Success

Hidden Traps to Success
The naive believes everything: but a wise man looks well to a matter. – Proverbs 14:15
Solomon reveals that a similar kind of trap in your personal or professional life can have
an equally devastating effect. What is the name of that hidden trap? Naiveté. And it can
ambush anyone, regardless of their intelligence, education, financial success, or personal
achievements.
Naiveté and IQ
Naiveté has less to do with intelligence and more to do with the way a person approaches
individual situations and life in general. A naive person tends to oversimplify a situation
and thereby fails to see critical factors that may significantly affect an outcome.
Solomon describes a person as naive when he or she doesn’t “look well into a matter”
before choosing a course of action.
Oversimplification – In Proverbs 1:22, Solomon chides, “How long, O naive ones, will
you love simplicity?” Important decisions are never simple. Dig deeper.
Presumption In Proverbs 27:1, Solomon warns, “Do not boast about tomorrow for you
do not know what a day may bring forth.”
Misplaced Trust – We often put more trust than we should in people whom we don’t
know well. More often than not, people are less capable, less experienced, less competent,
and less honest than they seem to be. People always put their best foot forward, and we
usually make judgments of them in a matter of minutes or seconds.
Superficial Appearances – Our response to a person or a situation is often based entirely
upon appearances. A person may be charismatic or extremely personable, or a business
opportunity may appear extraordinary at first glance. But appearances almost never tell
enough of the story to base any important decision upon.
Laziness – Our natural inclination is to do as little as possible to get what we want. The
same is true in the decision-making process. “Looking well into a matter” requires a lot
more effort and creativity than simply accepting a statement or person at face value.
Haste – When we are in a hurry to make a decision, we will usually make it without
taking enough time to look into the matter thoroughly. In Proverbs 21:5, Solomon warns,
“But everyone who is hasty comes surely to poverty.”
Narrow Vision – More often than not, our vision is far too limited to make the best
decision based only on our own knowledge and experience. Solomon cautions in
Proverbs 15:22, “Without counsel plans are frustrated, but with many counselors they
succeed.”
Integrity – Honest people never think of lying, stealing, or defrauding someone of their
life savings. Such thoughts are so foreign to their character they can’t imagine anyone
else doing such things to them.
Greed – Wrong motives for making a decision can lead you to detrimental circumstances.
Arrogance – Arrogant people often think they’re smarter than everyone else. They don’t
feel they need to seek outside counsel or perform due diligence—they already know what
they need to know. Solomon said, “Pride goes before destruction, and an arrogant spirit
before a fall.” (Proverbs 16:18)
Wrong Priorities – Sometimes a person chooses not to look in depth into a matter before
making an important decision, because they don’t think due diligence is that important.
The Solution
Diligence is like a giant floodlight: turn it on, and naiveté’s darkness disappears.
Look well into a matter before making any important decision. If a person is truly honest,
they will respect your thoroughness and welcome any due-diligence efforts you
undertake.
Don’t Be Naive When It Comes to Making Wrong Choices
In Proverbs 22:3, Solomon warns us, “The prudent sees the evil and hides himself, But
the naive go on, and are punished for it.”
Most people rarely find themselves in unethical or illegal situations by surprise. Usually,
they see a red or yellow flag or two first. At that point, they have a choice. Solomon tells
us that a wise man will turn away. Those who are naive, however, see the red flag, feel a
twinge in their conscience, and then choose to keep moving in the same direction.
“There Is a Way That Seems Right . . .”
In Proverbs 14:12, he says, “There is a way that seems right to a man, but in the end it
leads to death.” Diligently looking into a matter will ensure that doesn’t happen.
How to Make Wise Choices
Choose to Look Well into Matters.
Seek Outside Counsel – Over and over again in Proverbs, Solomon cautions us to seek
outside counsel. His advice is clear, his wisdom undeniable. Follow it.
Choose Your Friends and Associates Wisely – In Proverbs 13:20, Solomon writes, “He
that walks with wise men shall become wise. But a companion of fools shall be
destroyed.”
But you should be careful about whom you partner with or attach yourself to in any
significant way. Look at a person’s wisdom and integrity. Be sensitive to any red flags
that would warn you of dishonesty. Look at what their priorities are and how they order
their lives. How do they treat their parents, spouse, siblings, or children? What do they
value most? Don’t let yourself become the companion of fools.
Being Prudent Is a Choice You Must Make Every Day
Being prudent is a decision that needs to be made every time you face an important
decision in any area of your life. Whether you are facing a business decision, a financial
decision, or a personal decision, choose first to “look well into the matter.”
Sincerely and with gratitude,
Joseph P. Tufo
Cash Flow Specialists, Inc.
Certified Cash Flow Consultant, Certified Capital Specialist
925-352-6000 Cell 800-669-2700 (USA Only)

https://db202.isrefer.com/go/pfp/a1488/ PFP, Community Opportunities, REEP


Skype: jptufo
Commercial Loans, Business Funding, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
Trust, Integrity and Service Here Today Here Tomorrow
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
Available 8am to 6pm Pacific Any Day But Sunday And Holidays

# Commercial Loans, #Business Loans, #Residential Loans, #Auto Loans, #RV Loans, #Truck Loans, #Apartment Loans, # Construction to Permanent Loans, #REEP, #Savings Accounts, #IRA's, #Roth IRA's, #Defined Benefit Plans, #Defined Contribution Plans, #Keogh Plans, #403-b Plans, #Commercial Investments, #Next Generation Funding, # Crowdfunding, #Subscriber Based Plans, #Co-Op, #Franchise Funding, #Medical Financing, #Project Funding, #Worldwide Loans, #Business Consulting, #Film Funding,

#Direct Marketing, #Network Marketing, #Multiple Streams of Income, #Work From Home, #Be Your Own Boss, #Medical Opportunities, #Get Out of Debt, #IRS, #Financial Freedom, #Biggest Online Business Opportunities, #Make Millions Online, #Online 24/7 Network Marketing, #Real Jobs, #Real Opportunity, #Don't Wish For It, Work For It!, #Duplication, #Financial Halo, #MedXPrime, #Forensic Accounting, #Uncollectible Insurance Accounts Receivable, #Annual Wellness Visit, #Pharmacogenomic Testing, #PGX, #DNA, #Adverse Drug Reactions, #Toxicology, #Mentor, #Sales

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Strategic Alliances

#Specialized Tax Incentives, #Expense Reduction, # WOTC Tax Credit

#LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

 

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