FIVE TIPS FOR LOANS ON HOTEL ACQUISITIONS, CONSTRUCTION OR REFINANCING PROJECTS

Raising capital is one of the most difficult challenges faced by today’s hotel entrepreneurs. Tier-1 banks prefer low risk projects and low loan-to-value ratios. The next tier of hotel lenders we deal with is serviced by many players, including private lenders, lower tier commercial banks, financing companies, investments banks, mortgage bankers, family offices and a variety of small to large hard money lenders.

These lenders are willing to take a higher risk, and expect higher growth and returns. They are also in the business of being picky, and turn down many opportunities. A common mistake we see among clients is under estimating the total cost of capital. Don’t assume you will receive capital at 5% total cost if your project doesn’t meet the lower risk requirements to secure it. Being realistic will save a lot of time and heartaches.

To help increase your odds of success, here are five tips for securing hotel financing.

1) Ensure your chosen market supports your hotel – Ensure that your price point ADR, occupancy target and quality level all properly support your pro-forma returns. A lack of stabilized comparable hotels in your market showing positive results can be seen as higher risk. The market should ideally show that proven demand already exists for the kind of hotel product you are adding. Lastly, branded hotels, especially the more premium brands, are easier to secure capital for as underwriters can more easily predict performance than for an independent hotel.

2) Secure the required sponsor equity – Project sponsors must have skin in the game and show they have secured their equity requirement to be seen as finance ready. Pursuing projects well within the sponsor’s financial means is also critical. Some sponsors simply lack sufficient PNW (Personal Net Worth) or liquidity on close to meet lender requirements. Lenders often want to review sponsor PNW even if the loan is non-recourse. It is important to show that appropriate collateral or equity for the project is available. Additionally, sponsors need to have a combined PNW which supports the loan amount, which for some lenders must at least equal the loan amount. Some lenders also require sponsors to have 10% or more of the financed amount in liquidity available on close in case the project later has unexpected requirements for additional funds.

3) Present a fully developed business plan which is “finance ready” – “Finance ready” means you have in place what realistically will be required by most lenders to move forward now and successfully finance the project. Make sure all of the key due diligence questions a lender will have are addressed. This includes permitting issues, marketing feasibility studies, standard hotel performance data comparisons, inspections and engineering reviews if your project is a renovation/conversion. If your project involves mixed use (including some commercial or condominium space) make sure both the hotel and the other components separately stand on their own in your analysis.

4) Acquisitions and renovations of operating hotels are easier to finance – Hotels with net operating income have cash flow to help secure financing more easily. If a hotel acquisition has the structure and market to support an upgrade to a higher calibre hotel it may be an excellent opportunity. Some provide a lower cost more financially sound way to enter a market versus new construction. If appropriate, the seller may also be willing to join in the deal and become a partner.

5) Historic renovation opportunities may offer tax credits – If an existing hotel qualifies for federal or state tax historic credits, this may provide the additional financial incentives required to get the deal done. The sponsor must first determine if retaining the required key elements of the structure, such as the exterior, is financially viable versus new construction elsewhere. If the numbers work, these credits can be a viable way to recover significant equity back to the project.

We serve clients across the U.S. and select international locations. Feel free to reach out and contact us about your financing needs.

 

Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

#Money Available, #Next Generation Funding, #Funding, #Hotel, #Motel, #Resort, #100% Funding, #3% to 5% Fixed, #No Pre-Payment Penalties, #Commercial Loans, #Commercial Investments, #Managed Money, #Business Consulting, #Portfolio Management, #Business Funding, #Asset Management, #Sophisticated Investors, #Accredited Investors, #IRA’s, #Qualified Funds, #Alternative Investments, #Commercial Real Estate, #Global Project Funding

Looking For Hotels For Sale – USA Only

We must be sure they are feasible and have costs under control. The main areas we are concerned with are listed below. Some may not apply because the investors are also looking at businesses too. They MUST at least meet one of the requirements and you MUST be in contact with the owner or person in charge.

Property Tax:

Any Commercial Property owner paying at least $50,000 per year in Property Tax.

Credit Card Merchant Audit:

Any company that processes $300k or more per year in credit cards payments.

Waste & Recycling Audit:

Any company spending $300 or more per month on these services.

Work Comp Insurance Audit:

Any company with $50k or higher annual premium and not self insured.

Cost Segregation:

Any Commercial Property owner that bought, built or remodeled in the last 20 years for $500,000 or more.

Parcel Shipping Expense Audit:

Any company accumulating $100k or more in annual parcel shipping expenses.

R&D Tax Credit:

Any Manufacturer, AEC, or Software Developer with at least $500,000 per year in Annual Payroll.

You will have them do a no cost analysis with our App (takes about 5 minutes) to determine if there are any above areas that can be improved for our investors and what those savings might be. That way, even if our investors are not interested, you or your client’s property will be that much more attractive to the next buyer which means additional consideration to you if you are a realtor or owner.

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

 

Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

 

#Work Comp, #Worker’s Compensation, #Work Comp Audit, #Save Thousands, #CPA, #Enrolled Agents, #EA, #Accountant, #Controller, #Expense Reduction, #Stryde Savings, #GMG Savings, #Insurance Agent, #Commercial Insurance, #Broker, #Save Money, #Business Insurance, #CPCU, #How To Insure A Business, #How To Get The Best Price, #Worker’s Compensation Structure, #Rating Bureaus, #Classifications, #Employer’s Liability#Classification Survey, #Classification Correction, #insurance Company Auditor, #Remuneration, #Payroll, #Audit Period, “Normal Anniversary Rating Date, #Experience Rating, #Retrospective Rating, #Hotel, #Motel, Resort, #Flagged Hotel, #Tax Incentives, #Cost Segregation, #Tax Mitigation, #Property Tax Savings, #Energy Audit,

 

 

Premium Calculation for Worker’s Compensation

If your company purchases workers’ compensation insurance, the premium is calculated according to a certain formula. This can vary from state to state; however, there is a considerable degree of uniformity. A policy is normally one year in duration.

 

The basic method of pricing workers’ compensation insurance begins with a rate per $100 of payroll. There are different classifications which apply to different work exposures, and each classification will carry its own rate per $100 of payroll determined by the state’s rating bureau and company’s insurance carrier.

 

Basically, the rate corresponds to the exposure to injury of different categories ofwork. For example, the rate for a bank employee is subject to a lower workplace risk of injury compared to a roofing contractor. Thus, the rate for the bank employee’s classification code will be much lower than the rate for the roofing contractor’s classification code.

 

Most states utilize the National Council on Compensation Insurance (NCCI) classification system, but several states like PA, NJ, DE, CA and MI are slightly modified. The leading classification principle in workers’ compensation insurance is that the overall business is classified, not the individual workplace exposure of the employee. As an example, in most states, at an automobile dealership the parts counter employees are placed in the same classification as the mechanics. The classification applied to the business is the “governing classification.” The governing classification is the classification that generates the most payroll for a company. There are exceptions, for example, construction companies are not subject  to the governing classification rules, but rather the individual exposure of the  employee is classified according to the classification rules that apply in a particular state.

Keep in mind that there are several workplace exposures that are normally separated into their own classifications called “standard exceptions.” These include clerical, outside  sales and often drivers (but not in every state).

 

Can your business reduce its worker’s comp costs with no upfront fees?

 

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

 

 

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/ 

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

#Work Comp, #Worker’s Compensation, #Work Comp Audit, #Save Thousands, #CPA, #Enrolled Agents, #EA, #Accountant, #Controller, #Expense Reduction, #Stryde Savings, #GMG Savings, #Insurance Agent, #Commercial Insurance, #Broker, #Save Money, #Business Insurance, #CPCU, #How To Insure A Business, ##How To Get The Best Price, #Worker’s Compensation Structure, #Rating Bureaus, #Classifications, #Employer’s Liability#Classification Survey, #Classification Correction, #insurance Company Auditor, #Remuneration, #Payroll, #Audit Period, “Normal Anniversary Rating Date, #Experience Rating, #Retrospective Rating

ABOUT FINANCIAL HALO – Unlimited Opportunities – Do You Keep Your Options Open?

About Financial Halo

Financial Halo is dedicated to offering services across a spectrum that is defined by making a significant difference in people’s lives. We initiated operations in October 2013 by offering a suite of services through our strategic alliances with third party providers. Our initial core concept was to help people increase their net worth rapidly by accessing these services to reduce debt, save money and increase their assets.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

MedXPrime . In September 2014 we expanded into the medical arena with a new division, MedXPrime, by introducing a life-saving DNA test that helps to prevent adverse drug reactions. We have continued to expand MedXPrime by offering doctors and medical facilities several services which provide better healthcare to their patients and increased revenue.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

DNA Testing . MedXPrime offers ‘Personalized Medicine’ in the form of DNA testing helping to prevent adverse drug reactions. This valuable service introduces ‘Tomorrow’s Medicine, Today’ and helps to save lives in the process. Over 106,000 people die each year from Adverse Drug Reactions, the 4th leading cause of death in America, a completely needless tragedy. ADRs affect millions of people with over 2 million people hospitalized each year. With MedXPrime physicians and patients alike are educated to prevent ADRs with a very simple, live-saving test. Our credo is that “Every Doctor, Every Patient” needs to know about this life-saving pharmacogenetic test.

Forensic Insurance Accounts Receivable Recovery. Our suite of services includes a unique and proprietary forensic insurance accounts receivable service that helps doctors recover claims that have been denied and uncollectible. This can return tens and hundreds of thousands of dollars to the doctor’s bottom line that was not expected to be recovered.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Annual Wellness Visits . Another service adding income to the medical practice is our Annual Wellness Visit which can also easily add six figures a year to the doctor’s income. Driven by our provider’s proprietary software, the AWV provides important information that improves patient’s health and well-being while creating new revenue to the medical practice.

MyInsuranceHalo . Financial Halo has also formed a strategic partnership arrangement with a national independent insurance marketing organization. The arrangement between our two companies creates an additional “Halo” service to help Americans get out of debt, including their home, often in ten years or less without spending additional money each month. In addition to debt elimination this Halo service also protects the consumer from financial distress which often follows major illnesses such as heart attack, stroke and cancer by providing a lump sum benefit up to two million dollars upon diagnosis. This unique “Living Benefit” will save people from the devastating financial consequences of life-challenging health issues.

Financial Halo has developed a strong reputation for providing a diversified suite of financial products along with specialized practice management programs for medical professionals. We are dedicated to providing programs that affect people in significant and meaningful ways, helping to resolve financial issues that are deeply burdensome and emotionally very difficult.

Business Opportunity . Along with these life-changing services, the company also offers a unique and lucrative business opportunity of ‘Doing Well by Doing Good’ with a generous compensation plan, training and support. Our core precept for our Associates is to create a business in which they can create multiple streams of income from diversified profit centers by combining much needed debt and tax relief for individuals and business owners; a suite of services for doctors and hospitals that will dramatically increase their revenue along with a means to save lives by reducing Adverse Drug Reactions with pharmacogenetic testing. Creating relationships across different areas of interest allows our representatives to build a business with multiple streams of income from diversified profit centers.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

A Financial Halo representative, in effect, has several businesses they may develop under a single marketing entity. While any one of our Halo services may provide the income to achieve one’s financial goals, we stress that it is the aggregated income from all Halos that creates the financial security that people seek.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

We expect many customers to go to an Associate’s website with one particular Halo in mind only to find that they may also have other needs satisfied through Financial Halo as well. This cross-marketing aspect of our suite of services is a key advantage leading to greater business activity.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Financial Halo was launched to solve a major concern in the U.S. for 90 million families: debt. Along with many financial experts, we believe the North American middle class is heading into what may well be a catastrophic debt and retirement crisis. Financial Halo was created to fix that.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

For the last decade, it seems like people have become accustomed to the idea that debt is simply a fact of life; that they will always have debt and there is no way to get out from under it. At Financial Halo we totally reject that notion completely. That is a noose around the neck of people that will forever keep them from getting ahead.

Month after month, year after year, good hard-working people are responsibly paying their bills on time each month but are not getting anywhere financially. Most people would agree, the game of life is all about INCREASING YOUR NET WORTH.

This is the most important formula in your life: Net Worth = Assets minus Liabilities (debts). What most people do is focus on increasing their assets, and that is a good thing. But it is also true that reducing and removing liabilities dramatically and effectively increases net worth. We’re show people how to do BOTH.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Our Mission Statement is our promise to you:

“To enhance, preserve and protect the personal well-being of those who place their trust in us, helping people to develop resources that resolve stress by providing proven, high-integrity products and services that exceed expectations. We will help reduce anxiety and worry while increasing net worth, improving health and contributing to the enjoyment of life in our customers’ lives. We help people create a ‘lifestyle by design’.

This is our message to people: Our concept is having a halo around you; a financial halo that shows you the right way to go and protects you on the way to getting there. Over the last decade, watching the debt load of Americans increase year after year and seeing the numbers of people in financial crisis multiply has been a sobering experience.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Based on an analysis of Federal Reserve statistics and other government data, the average US household credit card debt for 2012 stands at $15,263. Total consumer debt is $11.15 trillion in debt with $853.6 billion in total credit card debt. The average American home has 13 payment cards. Over 40% of US families spend more than they earn and the average U.S household pays $14,553 in consumer debt interest each year. The average person spends 40% to 50% of their paycheck to merely make payments on their debts; mortgage, auto loan, credit cards, medical bills.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Financial Halo has taken up the crusade of opening a new path for Americans who desire financial security. We encourage a new and different emphasis. We are focusing our efforts on helping people accelerate their net worth and enjoy life. If families only just pay their bills each month and never have anything left over to create wealth and do the things they want to do, they are on a treadmill to nowhere. Financial Halo has a proven system that helps people liquidate debt quickly, saving hundreds and thousands of dollars in interest payments, creating “new found money” that can be put to work growing their future, relieving the stress of financial uncertainty and resolving the anxiety of debt overload. To us, it’s all about creating a lifestyle by design.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/ 

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

#Direct Marketing, #Network Marketing, #Multiple Streams of Income, #Work From Home, #Be Your Own Boss, #Medical Opportunities, #Get Out of Debt, #IRS, #Financial Freedom, #Biggest Online Business Opportunities, #Make Millions Online, #Online 24/7 Network Marketing, #Real Jobs, #Real Opportunity, #Don’t Wish For It, Work For It!, #Duplication, #Financial Halo, #MedXPrime, #Forensic Accounting, #Uncollectible Insurance Accounts Receivable, #Annual Wellness Visit, #Pharmacogenomic Testing, #PGX, #DNA, #Adverse Drug Reactions, #Toxicology, #Mentor, #Sales

Disclaimer

“Financial Halo, LLC has entered into agreements with providers of the services and products represented on this website. These providers are authorized by Financial Halo to enroll any Financial Halo client on behalf of Financial Halo Associates who may wish their services. Financial Halo encourages its clients and customers to do their full diligence prior to engaging the services of its provider companies. Financial Halo, LLC reserves the right, at its discretion, to change, modify, add or remove any service program or provider at any time in order to improve the services offered. Financial Halo LLC, its representatives, agents and employees do not provide personal, medical, health-related, business, legal, financial or tax advice.”

NEXT GENERATION OF FUNDING: Residential, Commercial, Start-Ups, Not Credit Score Driven

It is great connecting with you… here are some details:
NEXT GENERATION OF FUNDING
The next generation in finance is creative; it’s called COMMUNITY FUNDING and we’re proud to be one of only a couple of firms offering this high caliber, forward way of thinking!
Do you dislike big, greedy banks that destroyed our economy and then we (tax payers) had to pay to bail them out, so they could continue making billions while turning good, hard-working Americans down for loans and giving them only 1% return on savings? US TOO!
We’re using the most sought after investment banking strategies and secrets that previously only the wealthiest had access to, to bring our Community Members the American Dream, responsible and low cost funding.

Mission Statement

PFP’s mission is to allow our community members to utilize their assets and our expertise to create enhanced, long lasting benefits for themselves individually as well as the entire community simultaneously. We give every hard-working American opportunities they would otherwise not be able to access, do so in a risk-less manner, and without debt.

Vision Statement

PFP’s vision is to become the standard for individuals’ asset growth in the US, utilizing debt-free, Community acquisition strategies.

WHAT PROMOTIONAL FUNDING PARTNERS OFFERS 
Everyone has something or several things to be saving for. We offer risk-less savings with returns of 7-20% annually. You have dreams and goals for your future, and we will customize a blueprint to get you there. We also fund dreams: Real Estate (residential & commercial), Businesses, Start-Ups, Investments & More at 3-5% Fixed.
HOW WE DO IT 
PFP can offer such generous returns and low fixed rates because we utilize a risk-less platform. Have you ever seen the show Shark Tank on CNBC? Do the investors on the show consider the business owner’s credit score? Past business ventures? Age? Citizenship? No. What do they consider to make their investments:  1. Revenue = Income  2. Business Value = Assets/Cash/Savings  3. Future Profitability = Repayment/Value of Investment
RESIDENTIAL REAL ESTATE 
* 10-20% Down + Closing Costs, No Appraisal or Credit Check
* 2.5-5% Fixed * 30 Year Pays Off In Half The Time, Zero Extra Payments
* Fill Out A 1 Pg Application, Get Your Offer, Send In Down Payment, 60-90 Day Underwriting, You Shop With Cash
COMMERCIAL REAL ESTATE 
* 10-30% Down + Closing Costs, No Appraisal or Credit Check
* 3-5% Fixed
* Investment Term Pays Off In Half The Time Without Extra Payments
* Fill Out A 1 Pg Application, Get Your Offer, Follow Blueprint & Payment Schedule
BUSINESS INVESTMENTS 
* 15-30% Down + Monthly Payments To Give You Continuous Access To Funding
* 90-180 Days Seasoning & Planning Period
* Blueprint & Strategic Planning & Consulting
* 3-5% Fixed, No Credit Check, Start-Ups Ok
THE KEY TO A SUCCESSFUL FINANCIAL FUTURE IS SAVING
* Savings For: College, Retirement, Rainy Day, Vacation, Investing, Buying A Home/Car
* KeyChains  Minimum $25/mo 4.9% Annual Return Bonus At 24 Months
* 1000-$1000 Club Minimum $1,000/mo 20% Average Annual Return
* Can Utilize Self Directed IRA, 401K, etc.
* Insurance & Corporate Guarantee Return Without New Capital For Life After 5 Cycles*
MEMBERSHIPS GIVE YOU ACCESS, EARNINGS & GROWTH 
* Participating Member Less Than The Cost Of A Frappucino At $3.99/month plus $25.00 a month savings account minimum requirement.  Access To All Products & Services Refer & Earn
* Commercial Participating Member For Business Owners Refer Your Network, Grow Your Business, Earn On Referrals & Their Transactions We Build Marketing For You & Include You In National Opportunities $99.00 a month plus $250.00 a month savings account minimum requirement.
* Preferred Professional Member Do You Understand The Potential For Business & Earning Earn On Referrals and Transactions Apply & Interview Build A Legacy $99.00 a month plus $100.00 a month savings account minimum requirement.
Link To Apply: An Exciting NEW Funding Source: minimum 60 day close, 80% LTV +/-, 3%-5% Interest, NOT Credit Score Driven, $100,000 to $250 million
Please remember:
We are membership based and have two levels of membership:
1. Individuals and families – $3.99 a month plus a minimum $25.00 a month for savings pays 4.9% up to $12,000 a year. Returns a minimum dividend of $1,200.00 after two years of timely subscription dues and annually thereafter for as long as you are a member.*
2. Community Membership – $99.00 a month plus a minimum $250.00 a month for savings pays 4.9% up to $12,000 a year. Returns a minimum dividend of $9,500.00 after two years of timely subscription dues and annually thereafter for as long as you are a member.*
* This benefit is available for the first 10,000 subscribers only. At member 10,001 the dues increase substantially and the dividend goes away for new members. Existing members are grandfathered in for as long as they are current with membership dues.
By the way, some “super savers” have committed to a maximum 100 memberships at $399.00 a month plus $2,500.00 savings for a total of $2,899.00 a month yielding a minimum dividend of $120,000.00 a year. Want to supplement your retirement program?

 
Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
# Commercial Loans, #Business Loans, #Residential Loans, #Auto Loans, #RV Loans, #Truck Loans, #Apartment Loans, # Construction to Permanent Loans, #REEP, #Savings Accounts, #IRA’s, #Roth IRA’s, #Defined Benefit Plans, #Defined Contribution Plans, #Keogh Plans, #403-b Plans, #Commercial Investments, #Next Generation Funding, # Crowdfunding, #Subscriber Based Plans, #Co-Op, #Franchise Funding, #Medical Financing, #Project Funding, #Worldwide Loans, #Business Consulting, #Film Funding,

Reduce Your Income Taxes With Cost Segregation

Your business has done pretty well and is showing a nice profit. Your main concern now is how to prevent the government from taking those profits so you can grow your business further. You and your accountant have pored through your expenses and have claimed every possible deduction that you can find. Well there is another option, Cost Segregation!

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

What is Cost Segregation?

Cost segregation is a cash flow improvement strategy that accelerates depreciation deductions to reduce or eliminate Federal and State income taxes.

Cost segregation has become an increasingly valuable but not commonly understood tax strategy that should be considered by virtually every taxpayer who owns, constructs, renovates or acquires real estate.

Cost segregation studies are an engineering-based approach to identifying assets within a building that can be reclassified into a much shorter depreciation class than the building itself. Real estate properties, and everything in them except movable furniture and equipment, are generally depreciated using a straight-line method over 39 years (27.5 years for residential rental property).

The cost segregation study maximizes the inherent tax benefit of real estate by identifying, quantifying and segregating the personal property and land improvement components of the property, resulting in depreciable lives of 5, 7, and 15 years using accelerated depreciation.

The tax benefits can be applied to almost all commercial property types including:

  • Apartments
  • Assisted living facilities
  • Auto dealerships
  • Office buildings
  • Hi-tech facilities
  • Hotels/motels/resorts
  • Manufacturing facilities
  • Medical buildings
  • Restaurants
  • Shopping centers
  • Warehouses

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

Who can benefit from Cost Segregation?

A study is typically economically feasible for any commercial property with a building cost basis greater than $1,000,000 (excluding land) and should be considered by any taxpayer who:

  • Recently acquired property,
  • Recently started or completed a construction project,
  • Acquired property within the last 15 years that did not have a full cost segregation study performed,
  • Received property from an estate that will have the basis stepped up, or
  • Purchased a partnership share

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

How much can be saved?

Tax benefits vary by property type. Greater benefits can generally be derived from properties with a higher percentage of the following:

  • Special use equipment
  • Interior finishes
  • Land improvements
  • Other non-structural components

On average, the taxpayer’s cash flow (present value) is increased by 20 cents for each dollar that is reclassified. For example: A property with a cost of $5,000,000 should expect cash flow benefits of at least $200,000 if 20 percent of the costs are reclassified. Typically between 15 and 40 percent of a building’s overall costs can be reclassified to a shorter recovery period. The actual amount of savings depends on the type of property and its specific construction components. You can receive a free estimate of benefits for a specific property by contacting me at 925.352.6000

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

How is the study performed?

The process is detailed and in-depth, but non-intrusive. The cost segregation specialist uses an engineering-based approach as specified by the IRS. Their job is to examine architectural and engineering drawings for potential asset reclassification. A physical inspection will also be performed.

Cost data, including the contractor’s application for payments, change orders, owner incurred cost and disbursements are examined. Direct labor, material components and indirect costs are allocated based on an analysis of drawings and specifications.

An existing property without the above documentation, such as an acquisition, requires a different approach. The specialist must become familiar with the purpose and major functions of the property. Then a full cost estimating analysis of the property is conducted, including inspection, photographs and measurements. This allows the specialist to reconstruct the property on paper, including all components. Values are then attributed to the components using standard construction cost estimating manuals such as RSMeans Building Construction Cost Data and Marshall Valuation Service.

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

Who can perform a cost segregation study?

The IRS requires that a study be “performed by ‘qualified’ individuals or firms, such as those employing … personnel competent in design, construction, auditing, and estimating procedures relating to building construction.” Our team approach will result in a study that maximizes the tax benefits of the study, while conforming to IRS regulations and appraisal guidelines of The Appraisal Foundation (USPAP) and by the American Society of Appraisers (ASA). All work is performed in-house by our specially trained cost segregation engineers, each with significant experience in performing these highly specialized analyses. We are well versed in the IRS requirements and use this knowledge as the framework for our projects.

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

How do I get started?

Stryde/GMG will provide proposals at no cost, so a building owner may objectively evaluate potential benefits. Do not assume that your CPA has performed a cost segregation study in conjunction with the filing of your annual tax returns or that it’s too late to file one for your existing building. Ask your CPA if a full cost segregation analysis that follows IRS guidelines has been performed on your property. If not, discuss getting a cost segregation specialist involved on your team. Why should you pay any more in Federal and State income taxes than you absolutely have to? Don’t delay.

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/ 

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

 

#Accounts Receivable Financing, #Asset Monetization, #Business Consulting, #Business Lines Of Credit, #Business Opportunity, #Commercial Loans, #Commercial Real Estate, #Equipment Financing, #Equities Portfolio Financing, #Factoring, #Film Funding, #Franchise Funding, #Hard Money, #Marketing Partners, #Medical Financing, #Merchant Cash Advance, #Money Available, #Next Generation Of Funding, #Project Funding, #Raising Capital, #Stock Loans, #Strategic Alliances, #Wind & Solar, #Worker’s Comp Audit

The #1 Lie About Cost Segregation

Cost Segregation on Older Buildings?

It is impossible to calculate the number of calls we’ve had with building owners and CPAs on the subject of Cost Segregation. Working some numbers in my head (ok, on my calculator), the number is likely well over 10,000. Out of all those calls there is one particular item that continues to rear its ugly, uninformed head and we can no longer stay silent. We must respond… with vigor!

The “item” in question comes in the form of the following quote, which we’ve heard too often to count:

“You can only do Cost Segregation on a new building or new renovation.”

We have no idea where this rumor started. We hear it weekly and now we are blogging in rebuttal.

First, we will say an unequivocal “Yes”, it is beneficial to have a Cost Segregation study done when you purchase/construct/renovate a new building. In fact, anyone constructing or renovating a commercial property should have a study completed. However, the true power of Cost Segregation is displayed on buildings that are not new!

“But, you can only do Cost Segregation on a new building or new renovation”.

To officially rebut this statement, we will go straight to the source. The first sentence in the IRS Cost Segregation Audit Techniques Guide – Chapter 6.2 reads:

“A taxpayer may conduct a cost segregation study on used property and then recompute its depreciation deductions for prior years”. *

Not only “may” a taxpayer do this but over 75% of our projects are older properties. In the industry we call this the “Catch Up” method, and it can produce powerful results.

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

Here is an example:

Mr. Client acquires a commercial property for $3,500,000 five years ago and never completed a Cost Segregation Study.

Despite rumors to the contrary, Mr. Client recognizes he may now have an opportunity to benefit from a study (maybe he read this blog post).

Mr. Client hires an expert (GMG for example), who identifies 20% ($700,000) of components that should have been allocated to 5-year life instead of 39 years. Mr. Client jumps for joy when he realizes the IRS will allow him to “catch up” $700,000 of missed accelerated depreciation on his next tax return!

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

Why doesn’t every building owner and CPA know this?

The answer is simple; it is not their area of expertise. Although some building owners and CPAs have substantial experience with Cost Segregation, most do not. There is a dearth of true educators in this field, which unfortunately leads to much misinformation. These factors have caused countless thousands of building owners to miss out on this powerful tax savings strategy.

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

All is not lost!

If you own a building and have not had a Cost Segregation study performed, you have not missed the boat. Hundreds of thousands, or even millions, of dollars in tax savings may be available to you. Now that you are aware, let’s see how much you qualify for! Contact us today for more information!

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

 

* Full Link: http://www.irs.gov/Businesses/Cost-Segregation-ATG-Chapter-6-2-Change-in-Accounting-Method

 

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/ 

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

 

 

 

Worker’s Compensation Audit Overview – 70% of all companies have been or are currently overcharged for their workers’ compensation premiums.

Our WorkCompAudit identifies and recovers workers’ compensation premium overcharges by reviewing the past five to seven years of classifications, experience rating calculations and premium audit calculations.

Our experience indicates that over 70% of all companies have been or are currently overcharged for their workers’ compensation premiums.

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

Service Overview

Our WorkComp Audit identifies and recovers workers’ compensation premium overcharges by reviewing the past five to seven years of classifications, experience rating calculations and premium audit calculations.

Targeted Industries

Aircraft, Amusement Park & Ski Areas, Assisted Living, Automobile Dealerships, Beverage Dealers – Wholesale, Bottlers, Box Mfg., Bldg. Operators, Cable Installation, Casinos, Carpentry, Clothing Mfg.,Contractors, Food Processing, Foundry, Forklift Operations, Garbage Collection, Grocery Stores, Home Builders, Home Health Care, Hospitals, Labor Services (temp help), Lumber Yards, Machinery Dealers, Meat Processors, Mining Operations, Municipalities, Oil & Gas Exploration, Plastics Mfg., Railroad Operations, Restaurants, Sand & Gravel, Scaffolding, Scrap Dealers, Sheet Metal, Trucking, Warehousing, Wrecking & Demolition

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

Minimum Requirements

Industries that have an average workers compensation premium of $50K or above

Companies that have operations in more than one state increase the opportunity of recovering a refund substantially.

Our Process

Collect signed agreement and paperwork required form

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/ 

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

#Accounts Receivable Financing, #Asset Monetization, #Business Consulting, #Business Lines Of Credit, #Business Opportunity, #Commercial Loans, #Commercial Real Estate, #Equipment Financing, #Equities Portfolio Financing, #Factoring, #Film Funding, #Franchise Funding, #Hard Money, #Marketing Partners, #Medical Financing, #Merchant Cash Advance, #Money Available, #Next Generation Of Funding, #Project Funding, #Raising Capital, #Stock Loans, #Strategic Alliances, #Wind & Solar, #Worker’s Comp Audit

Credit Card Audit Overview

Our Credit Card Audit focuses solely on expense reduction within the payments industry. Our expertise and experience coupled with our through expense reduction process, ensures a competitive advantage over other firms advertising similar services.

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

Service Overview

Our Credit Card two-phase approach to expense reduction is unparalleled in the payments industry. We correct the processing plan to reflect the most competitive plan type and rate, using formulated, specific asks of the existing provider. Our team then works with the client to further reduce the non-negotiable fees through processing optimization, where we can help qualify payment transactions at lower interchange rates by passing through additional processing data.

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

Targeted Industries

We have seen the highest success rate for merchants that process credit card transactions where the card is not physically present. This is referred to as a Card Not Present (CNP) environment, and includes B2B and eCommerce companies. Companies processing card payments between $1M and $20M on an annual basis typically have the largest potential savings opportunity. For card present locations, where the credit card is physically swiped at a terminal device, there may still be significant savings. As such, those types of merchants shouldn’t be overlooked or immediately disqualified.

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

B2B

Law firms focusing on corporate litigation and transactions

Corporate accounting firms

Manufacturers

Distributors

eCommerce

Online retailers

Phone / Internet / Catalog Orders

Minimum Requirements

Potential clines must annually process in excess of $300,000 in card payment volume.

Along with an executed Audit Services Agreement, we shall provide via the Client 1-2 recent monthly merchant processing statements in order to calculate the Baseline Processing Rate, used to measure future savings.

Audit Process

We must submit 1-2 recent merchant processing statements along with the Audit Services Agreement in order for us to perform an analysis.

Credit Card department will present findings to Client upon completion of the initial analysis.

After receipt of all / any additional required documentation, we will begin securing lower fees directly with the merchant services provider. On average this process takes 30-60 days from receipt of all client documentation needed to process the lowering of fees.

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/ 

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

 

Accounts Receivable Financing, #Asset Monetization, #Business Consulting, #Business Lines Of Credit, #Business Opportunity, #Commercial Loans, #Commercial Real Estate,  #Credit Card Audit, #Equipment Financing, #Factoring, #Franchise Funding, #Hard Money, #Marketing Partners, #Medical Financing, #Merchant Cash Advance, #Money Available, #Next Generation Of Funding, #Project Funding, #Raising Capital, #Stock Loans, #Strategic Alliances

Merchants Realize an Average Savings of 21% on Processing Fees Credit Card Audit FAQ

Stryde’s expense reduction service department is made up of payment industry experts whose mission is to provide transparency and expense reduction solutions to merchants who process credit card transactions. We are not a payment processor or merchant service provider. We partner and consult with merchants to achieve savings with their existing provider,eliminating the need for any changes or configuration to your existing business environment.

From auditing and analysis, to regular monitoring and reporting, to an ongoing commitment to processing optimization, Stryde has the experience and expertise to be your ally in the payment industry, your advocate and advisor on best practices, and your partner in cost savings. Our success is based on measurable results, and our fees are only a percentage of your savings. Stryde is the trusted partner in payment processing.

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

The Problem

The payment industry, and in particular, credit card processing, is complex. Merchants are faced with confusing statements, hundreds of various payment processing fees – including costly layers of discount rates, transaction fees and surcharges – in addition to the numerous processing options offered by merchant service providers, payment gateways, and other payment processing entities. Without an unbiased insight, a merchant can easily fall trap to unfair pricing and pay large fees to accept credit card payments.

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

Who Should A Merchant Trust?

When evaluating merchant processing services, a merchant understands their own business requirements for card acceptance, but often have to rely on a sales representative selling merchant services to provide honest information on merchant service plan types and pricing options. Competition for your business is fierce and most sales representatives are paid on commission for the fees generated by your processing. This has led to deceptive sales tactics in an industry known for its complexity and negative image.

Merchants asked to reveal their processing rate often tell us about their ‘qualified’ rate or an effective rate not inclusive of all provider fees. This misunderstanding is far too common for an expense that has significant impact on the operating margin of a business. The payment industry is complex. Stryde can help.

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

Expense Reduction Solution

The Stryde two-phase approach to expense reduction is unparalleled in the payment industry. We correct the processing plan to reflect the most competitive plan type and rate, using formulated, specific asks of the existing provider. Our team then works with the client to further reduce the non-negotiable fees through processing optimization – where we help qualify payment transactions at lower interchange rates by passing through additional processing data.

Phase I We ‘right-size’ the account plan, placing the merchant on the correct plan type with the most competitive plan rate. Savings are immediately realized moving forward.

Phase II We implement ‘processing optimization’ where we help the merchant correct future transactions to avoid downgrades and satisfy Level 2/3 processing requirements.

Stryde has tools to audit and analyze credit card processing, and we are uniquely positioned to secure the lowest possible card processing rate, ensure accurate billing, and help merchants reduce their overall payment processing expenses.

Stryde is ready to make a difference to your bottom line by delivering maximum transparency and

measurable results. Our experience and expertise in the payments industry, along with our proprietary auditing tools, will deliver unparalleled expense reduction results.

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

Merchants Realize an Average Savings of 21% on Processing Fees

Payment Processing Expense Reduction

  • Continue using your existing merchant service provider
  • We work directly with the provider, on your behalf
  • Our two phase approach maximizes savings opportunity:
    • Phase I – we ‘right-size’ the account plan, placing the merchant on the correct plan type with the most competitive plan rate. Savings are immediately realized moving forward.
    • Phase II – we implement ‘processing optimization’ where we help the merchant correct future transactions to avoid downgrades and satisfy Level 2/3 processing requirements.
  • Our network of merchant services providers is immediately available should a merchant choose to obtain or switch processing services
  • Stryde is a Partner Provider for the two largest payment gateways, Authorize.net and PayPal, offering wholesale pricing to merchants
  • Our team has the experience and expertise to recommend payment processing improvements, including:
    • Back-office accounting integration
    • E-commerce solutions
    • Card Present terminal and POS equipment
    • Payment gateway configuration and support
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
Stryde Delivers Maximum Transparency with Measurable Results

 

A Simple Approach with Effective Results

We start by auditing a few recent merchant service provider statements and deliver an easy-to-understand analysis – at no obligation and with no cost to you. After reviewing the results of our payment processing audit, you decide if you’d like to engage our services. We would then go to work on your behalf, with your existing merchant service provider, to reduce the payment processing fees tied to credit card transactions. Our success is based on measurable results, and our fees are only a percentage of your savings.

 

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Commercial Real Estate, Business, & Equities Portfolio Financing

For those that are looking for corporate real estate or business purpose financing, we have a consortium of select companies and individuals with expertise in a variety of funding environments. Each member of this group of professionals has been carefully selected for their expertise, knowledge and contacts with their specific niche markets. This elite group works as a team to find solutions for those in need of financing. We consult on a confidential basis and utilize each other’s resources to insure the best possible chance of success.

Business Financing

The three major factors lenders look at are cash flow, credit and collateral. When businesses can demonstrate all three they stand a good chance of getting the funding they need. However, all too often something is missing and usually it’s a lack of collateral since many businesses typically do not own buildings, valuable machinery or inventory that could easily be liquidated. Many times those businesses would be denied financing, however with our partners, very frequently we will be able to accomplish financing opportunities and options for them.

Our partners have many years of experience in ALL aspects of business financing, including but not limited to:

  • SBA Loans
  • Traditional Loans
  • Equipment Lease
  • Factoring
  • Merchant Cash Advance
  • Business Line of Credit

Real Estate Financing

Still reeling from the effects of the financial crisis, commercial banks are turning away good projects, cutting funding for projects in progress and refusing to refinance loans with balloon payments – a common feature in traditional commercial mortgages. With interest rates at or near record lows there is incredible incentive to take advantage of those rates, our partners have lenders that are more than interested in participating in both facilitating and servicing the needs of those borrowers desirous of taking advantage of today’s superior rates.

Our partners have access to a variety of loan programs for:

  • Commercial (all forms)
  • Residential (development)
  • Rehab
  • Hard Money
  • Project Financing
  • Business Financing

All forms of alternate financing are available as well (with a strong focus on Securities Backed Financing). For any and all of your financing needs, please don’t hesitate to contact us.

 

Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Specialized Tax Incentives for Auto Dealerships

Auto dealers have two major tax incentives available to them, yet most are not taking advantage and consequently losing money. The main programs that most in this industry are missing out on are:

  1. Engineering-based Property Cost Allocation
  2. Property Tax Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

Engineering-based Cost Allocation

Engineering-based cost allocation identifies opportunities for federal, and in some cases, state tax advantages to owners of commercial industrial real estate by accelerating the depreciation on their property.

Taxpayers are typically correct in depreciating personal property such as equipment and furniture over five or seven years, but they often neglect available federal and state tax benefits by erroneously depreciating their entire investment in constructing or acquiring a building over 39 years. To do this correctly, one must hire an experienced engineer with a thorough understanding of construction finance.  The engineer will review all blueprints, architectural drawings, and electrical plans to isolate structural and mechanical components from those that are considered personal property in addition to identifying architectural and engineering fees that can be segregated.  The resulting cost allocation report will allow a taxpayer to:

  • Adjust the timing of deductions thus maximizing tax savings
  • Create a complete audit trail to resolve any IRS inquiries
  • Capture immediate retroactive savings on qualifying properties
  • Reduce real estate tax liabilities significantly

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

Property Tax Reduction

Probably the most frustrating bill that comes each year (or in some cases, twice each year) is the property tax bill. As of this writing, our studies indicate the average Auto Dealer in the United States is being overcharged by 20% on their property taxes. There are many reasons Auto Dealers are overcharged but mainly it is the result of improper assessments by the municipality. If you own an Auto Dealer and are paying property taxes over $50,000 per year, you should have a review completed on your facility. Reductions in this area are direct to your bottom line!

If you have not had a thorough review on your facility, especially as it relates to the areas of Property Cost Allocation, and Property Tax Reduction, you are likely losing money that should remain in your pocket.

 

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

 

Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Specialized Tax Incentives for the Hotel & Motel Industry

Hotel owners have three major tax incentives available to them, yet most are not taking advantage and consequently losing money. The main three programs that most in this industry are missing out on are:

1) Engineering-based Property Cost Allocation

2) Energy EPAct / 179d

3) Property Tax Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

Engineering-based Cost Allocation

Engineering-based cost allocation identifies opportunities for federal, and in some cases, state tax advantages to owners of commercial industrial real estate by accelerating the depreciation on their property. As an expert in this field, we (GMG) have performed several hundred studies for large and small hotels across the U.S.

Taxpayers are typically correct in depreciating personal property such as equipment and furniture over five or seven years, but they often neglect available federal and state tax benefits by erroneously depreciating their entire investment in constructing or acquiring a building over 39 years. To do this correctly, one must hire an experienced engineer with a thorough understanding of construction finance. The engineer will review all blueprints, architectural drawings, and electrical plans to isolate structural and mechanical components from those that are considered personal property in addition to identifying architectural and engineering fees that can be segregated. The resulting cost allocation report will allow a taxpayer to:

  • Adjust the timing of deductions thus maximizing tax savings
  • Create a complete audit trail to resolve any IRS inquiries
  • Capture immediate retroactive savings on qualifying properties
  • Reduce real estate tax liabilities significantly
  • http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

Energy EPAct / 179d

The second program often missed by those in this Industry is Energy EPAct / 179d. This is a federal deduction available for energy efficiency items placed in service after January 1, 2006. If you upgraded lighting, HVAC, or any part of the building envelope with energy efficient items you are likely eligible for a deduction of up to $1.80 per square foot.

We recently completed a project on a 65,000 square foot Holiday Inn Express and were able to assist in capturing $1.20 per square foot. This resulted in a $78,000 federal deduction for the owner of the property!

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

Property Tax Reduction

Probably the most frustrating bill that comes each year (or in some cases, twice each year) is the property tax bill. As of this writing, our studies indicate the average Hotel in the United States is being overcharged by 15% on their property taxes. There are many reasons Hotels are overcharged but mainly it is the result of improper assessments by the municipality. If you are a Hotel owner and are paying property taxes over $50,000 per year, you should have a review completed on your facility. Reductions in this area are direct to your bottom line!

If you have not had a thorough review on your facility, especially as it relates to the areas of Property Cost Allocation, Energy EPAct, and Property Tax Reduction, you are likely losing money that should remain in your pocket.

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/ 

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

#Specialized Tax Incentives, #Tax Incentives, #Tax Savings, #Expense Reduction, #GMG, #Stryde Savings, #Working Capital Fast,

 

 

My Income Halo – Why Network Marketing and the Direct Selling Industry

If you ask most people what they really want in life, it is simply to give up their job, occupation or profession for an income that will allow them the time freedom to do what they want, when they want. You can do that with Financial Halo.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

 

Having your own business is the great American dream for many people. It’s a way to take control of your life, increase your income, maybe ease into it part-time and then build a substantial full-time business of your own. It gives people the income they need to do the things they want; it gives them time freedom to enjoy life on their own terms. We call this living a “lifestyle by design”.

 

But why a Financial Halo business? The simple answer to this question is that you get the opportunity to do well by doing good. It may be that you would just like to get all your Financial Halo services for free by recovering any fees you may have paid. You can do that easily by just referring a few people so we can help them too. We will pay you  several hundred dollars for each referral who becomes a Financial Halo client.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Or you may be looking for greener pastures where those meadows are made of money. If you want to have your own home-based business and earn a few thousand a month you can do that. If you want to grow that business into a full-time income that allows you to transition from your current job, you can do that too. Most people believe that an income of around $10,000 per month will set them free from their day to day job. We will show you how to make that happen.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

 

With Financial Halo, you will have multiple streams of income from our several “Halos” of service. These diversified profit centers keep you from being vulnerable to just one source of income. One of the best things about this business is that virtually everyone can use one of our services; and they will almost certainly know someone who can also benefit from the Financial Halo. So, word of mouth is definitely going to help you.

 

We all want to earn more money and to do well financially. But, equally, we want to help people in a meaningful way; contribute to our community and serve those who are the least fortunate. But despite our heart’s intentions, both time and money prevent us from being that person and doing those things. Financial Halo will help you create time freedom and financial security so you can live a lifestyle by design, not a lifestyle of circumstance where you have so very few choices. Our success system means you don’t have to explain anything to anyone; simply refer people to the company and we take it from there.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

 

Most of us are very busy with our lives, juggling work, family, church and community commitments. Family, religion and health are extremely important in our lives life but after these three, the MOST IMPORTANT and the MOST stressful area is our financial well-being. Financial Halo is focused on this area. Almost all of us struggle with the need to create more income without having a whole lot of extra time to do so. Many people work second jobs, depriving their family of the most important thing they can give, their time. Spouses both working long hours, kids not getting the full attention that all parents want to give. Anyone planning for college expenses or retirement is well aware of the seeming impossibility of reaching those goals. Those nearing retirement are almost desperate as their ‘golden’ years appear to be rust instead. The financial pressures sometimes seem overwhelming. And aren’t most of the arguments and friction over finances?

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

 

The truth of it is that a relatively small amount of money can make a huge amount of difference. Federal bankruptcy statistics state that 90% of personal bankruptcies could be avoided with only $300 additional income per month. But even without the threat of a bankruptcy, $300 – $500 extra each month means having a nicer place to call home; a better, more dependable car; having your spouse at home every day instead of at work; taking care of medical issues instead of ignoring them. Not having your kids at daycare, not having your parents in a retirement home. It may mean simply being able to take a vacation that you have long deserved.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

 

Today almost 4 million Americans work full time in a home business. In 2012, there were 15.9 million people involved in direct selling in the U.S., an increase from 15.6 million the prior year. The U.S. Department of Labor believes that half of all Americans will be working from home by 2025. The US Census Bureau says more than 12 BILLION working hours per year are WASTED by people stuck in traffic on their way to and from work. And, 45% of workers in North America are deeply concerned they or their spouses will lose their jobs before they retire.

 

With Financial Halo you will be able to have your own home-based business on a part-time or full-time basis. The huge advantage that you have with us is developing multiple streams of income from each of the Financial Halo companies that you refer people to. Diversified profit centers are a key strategic advantage to any business. As additional Financial Halo services are added you will be able to receive yet another source of income from your existing customers and future referrals. But for now, let’s consider; why have a network marketing business at all? What’s the advantage?

 

Why Network Marketing and the Direct Selling Industry.

 The genius of the network marketing business model is that people are rewarded and incentivized for working together; you become successful by helping others become successful; it’s a beautiful thing. It formalizes a great ethic in people. It is a well established business model that has proven success and credibility. Network marketers represent hundreds of U.S. direct selling businesses, and together they generated $31.6 billion in 2012, a 5.9 percent year-over-year increase from $29.87 billion in 2011. In 2012, there were 15.9 million people involved in direct selling in the U.S., an increase from 15.6 million the prior year. With unemployment still at high levels, direct selling in the network marketing industry has become not only a supplemental income source but increasingly provides a primary income. A home business can put $2,000-$5,000 a year back in your bank account just in business deductions on your tax return.

 

The President of the Direct Selling Association, Joseph Mariano had this to say, “The strong performance of direct selling in the United States and around the world continues to underscore the economic and social relevance of this business model. Despite progress toward economic recovery, there are still many Americans looking for a source of supplemental and full time income. Coupled with increasing consumer confidence, both sales and interest in the opportunity are at near-record levels.”

 

It’s not just a U.S. phenomenon: The U.S. was ranked as the top direct selling market in the world with 19 percent of worldwide sales in 2012. Japan came in second with $22.7 billion (14 percent), followed by China at $20.0 billion (12 percent), Brazil at $14.6 billion (9 percent) and South Korea at $13.3 billion (8 percent). Global direct sales increased 5.4 percent from $158.3 billion in 2011 to $166.9 billion in 2012.

 

As the ultimate equal-opportunity solution, a direct selling home-based business may represent the purest form of equality through free enterprise. That’s one of the most striking aspects of network marketing as a business model: It involves men and women from all walks of life, all ages, and all racial, ethnic and socioeconomic groups. In today’s worldwide economic slowdown, more and more individuals are entering the direct selling, home-business space. Anyone with desire and effort can become successful.

 

The Financial Halo story:

  • Associates have multiple income streams from diversified profit centers.
  • Associates earn immediate, large commissions with strong residual income.
  • Target market of customers is huge, includes most people. And global.
  • Low cost of entry with no required monthly fees to qualify for commissions, no autoship.
  • Simple; just refer people to your website and let them decide. True Referral Marketing.
  • No sponsoring requirements to maximize six levels of commissions.

 

So, if you want more from life than you are currently getting, take a look at being a Financial Halo Associate.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

 

Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

MyTaxHalo Business Summary Get The IRS Off Your Back!

MyTaxHalo Business Summary

Every year, more and more people are targeted by the IRS for audits and liens against their assets and income. For Financial Halo Associates, this represents an opportunity to help people take on the one government agency that is most feared by Americans, the Internal Revenue Service. Helping people resolve IRS challenges is not only emotionally very satisfying but can be very financially rewarding as well.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

The market for helping people with IRS problems is growing as the agency becomes more aggressive than ever in taking action against U.S. citizens. IRS liens filed against taxpayers jumped 60% since the start of the national recession, according to a new federal annual report by the National Taxpayer Advocate, part of the Taxpayer Advocate Service, an independent organization within the IRS. The increase in lien filings continued a longer trend in which the report said the 2010 total soared 553% higher than the number filed previously.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

The IRS filed more than 1 million liens in federal fiscal year 2010, the highest in nearly two decades and a spike from the nearly 684,000 filed in the year ahead of the recession’s December 2007 start.

The taxpayer advocate report concluded, “The IRS has continued the trend toward more lien filings despite the worst economy in at least a generation” — with serious financial impact on some of those unable to pay.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Nina Olson, who heads the Taxpayer Advocate’s office, stated that “Lien filings can badly damage or destroy a taxpayer’s creditworthiness because they are picked up by the credit-rating agencies and retained on the taxpayer’s credit reports for seven years from the date the tax liability is resolved, or longer if it is not resolved,”. For those with IRS liens filed against their property, that can mean it’s harder to get a job, find affordable housing or buy insurance.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

This is where you come in. As a Financial Halo business Associate, there are hundreds of thousands of people who need help in finding a way to defend themselves from the IRS. You can be a beacon of light in a sea of financial despair, helping people who have nowhere to turn find answers. You can literally save them not just tens of thousands but hundreds of thousands of dollars by referring them to MyTaxHalo. Remember, Nina Olson with the Taxpayer Advocate Service? She said, “If you do not know your rights, it can feel like you are being run over.”

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Be a part of the solution by building your Financial Halo business helping people save themselves from financial ruin and the aggressive, bullying tactics that are often used by the IRS against people. You will feel like a hero because that is exactly what they need. Someone who simply cares enough to reach out and steer them in the right direction. You get to do that AND get paid exceedingly well. That is about as good as it gets when it comes to earning a living.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/ 

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Disclaimer

“Financial Halo, LLC has entered into agreements with providers of the services and products represented on this website. These providers are authorized by Financial Halo to enroll any Financial Halo client on behalf of Financial Halo Associates who may wish their services. Financial Halo encourages its clients and customers to do their full diligence prior to engaging the services of its provider companies. Financial Halo, LLC reserves the right, at its discretion, to change, modify, add or remove any service program or provider at any time in order to improve the services offered. Financial Halo LLC, its representatives, agents and employees do not provide personal, medical, health-related, business, legal, financial or tax advice.”

#Network Marketing, #Direct Selling, #Work From Home, #MLM, #Marketing, #Facebook Marketing, # Business Opportunity, # Business Opportunities, #Online Business Opportunity, #Online Business Opportunities, #Facebook Make Money Team, #Affiliate Marketing, #Make Money Online Today, #Make Money Online America, #Debt Reduction, #Debt Elimination, #IRS,

 

 

My Debt Halo: Get out of debt, Get on with life!

Business Summary.

With $901 billion in credit card debt in America, it’s a sure bet that having a MyDebtHalo business will have lots of potential customers. You can be a genuine hero to people helping them resolve debt that is suffocating them and creating intense emotional turmoil.

The video works on my website:

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

To schedule a completely confidential, no-cost consultation please complete the following information.

You can complete the application on my website: https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

One of our Debt Coaches will contact you to confirm a time that is convenient.

First Name:

Last Name:

Email:

Phone:

Best Time to Contact:

Approximately how much unsecured

debt do you currently have?:

BOOK NOW https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

This is a very easy business; no explaining, no selling. Simply refer people to your Financial Halo website and have them view the MyDebtHalo video and information. That’s all you have to do. If it makes sense to them, they will complete and submit the information form, speak with a debt freedom coach and usually enroll. You earn immediate income when they enroll and monthly ongoing income as long as they are in the program. If you like the idea of ‘doing well by doing good’, then you have found a home!

Please contact me at 925.352.6000 or at https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate and get your questions answered. Getting started is easy. We welcome you to MyDebtHalo!

Compensation Plan  

About MyDebtHalo:

If you are having financial difficulties, unable to pay or barely able to pay your bills regularly, being harassed with collection phone calls and letters, being charged with outrageous late fees and over-limit fees, wondering how you can continue to deal with the financial stress, then the MyDebtHalo Debt Freedom program will stop the collection phone calls and letters coming to you, help protect your assets and income, give you the time and ability to get out of the financial hole you are in, and restore your peace of mind.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Our Mission:

Our mission is to help consumers in financial distress get out of debt and get on with life. Our goal is to help each client regain financial freedom by offering them an honorable and affordable way to resolve problematic debt.

In this economy, many consumers find themselves up to their eyeballs in debt. This could have been caused by a job loss, a pay cut, a divorce, an accident or sickness, failing to live within one’s means, or other reasons. Unfortunately, once you’re in debt, it can be hard to climb out of it. When the debt is at a high interest rate, and perhaps fees and penalties are added on, the debt can grow larger each month even if you are making payments.

Based on an analysis of Federal Reserve statistics and other government data, the average US household credit card debt for 2015 stands at $15,663. Total consumer debt is $11.15 trillion in debt with $901 billion in total credit card debt. The average American home has 13 payment cards. Over 40% of US families spend more than they earn and the average U.S household pays $950 in interest each year. In most families, 40% – 50% of the household take home income goes to paying off debt. Fully 35% of American families are in collections on one or more accounts. MyDebtHalo is dedicated to turning this around.

What Is the MyDebtHalo Program?

The MyDebtHalo program makes it possible for you to affordably resolve unmanageable debt and restore your ability to manage your household finances. We all know the banks were bailed out by the taxpayers with literally trillions of dollars. Yet very little, if any, of that bailout money made its way to the people most affected by the financial crisis caused by the banks. Think of the MyDebtHalo program as your personal “bailout”.

How Does the MyDebtHalo Program Work?

First off, please understand that the MyDebtHalo program is not Debt Settlement, Debt Management, Debt Negotiation, Debt Consolidation or Debt Elimination. Nor is it a mortgage program or loan of any kind.

The first step is to have a free, no obligation consultation with one of our debt counselors to see if the MyDebtHalo program is appropriate for you and specifically how the program would benefit you.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Once enrolled in the program, we immediately implement the following:

Phase 1 is Collection Protection. We assist you in having all collection phone calls redirected to our call center where those calls are handled for you. No longer will you bothered by debt collectors calling! We also assist you in having all collection letters directed to our office for review and appropriate responses. No longer will you have to deal with intimidating collection letters!

Phase 2 is Creditor Deterrence. We place a “deterrent shield” around your assets and income such that it becomes difficult and unattractive for creditors to pursue attaching your assets and/or income.

Phase 3 is Debt Resolution. When creditors are unable to harass you with phone calls and letters, when you have our protection deterring creditors from having your assets and income attached, then it becomes possible to actually affordably resolve the vast majority of your unmanageable debt. Our goal is to put you in the position where virtually all of your unsecured debt can be resolved for approximately 20 cents or less on the dollar, including the cost of this program.

Phase 4 is Credit Reestablishment. Once Debt Resolution has been accomplished, you can then begin to reestablish your credit and credit score. This part of the program will educate you in how the credit system works and how you can responsibly manage credit and improve your credit score. Many of our clients have seen substantial improvements in credit scores once this part of the process has begun. This is included with your enrollment in the MyDebtHalo program at no charge to you!

The exact steps of how we accomplish this are proprietary but are completely legal and ethical. The strategies we implement for you have proven themselves very effective with the thousands of people we have helped with unmanageable debt. During your consultation with one of our counselors, more detailed information will be revealed to you on how the program works and how we can tailor make the protection to suit your particular situation.

Who is the MyDebtHalo program for?

This program is for those individuals and families that are NOT making their debt payments on time or are struggling to do so and looking for an affordable way out. It can handle most unsecured personal and/or business debt whether credit cards, personal loans, signature loans, and medical bills.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

What Debts Do Not Qualify For the MyDebtHalo Program?

Secured debts such as mortgages and auto loans.

Student loans do not qualify either.

What are the Primary Benefits of the MyDebtHalo Program?

  • Stops harassing collection calls to your home or work!
  • Stops intimidating collection letters from coming to your home or work!
  • Places a “shield of protection” around your assets!
  • Places a “shield of protection” around your income!
  • Puts you in a position to resolve unsecured debt for approximately 20 cents or less on the dollar including the cost of the program!
  • Helps you re-establish your credit and credit score!

Your next step is to schedule a phone appointment with one of our counselors. This is completely confidential and no information is shared with anyone. When you submit the request for appointment and survey, we will get back to you to confirm a time that will be convenient for you.

To register for a free, confidential consultation with our debt freedom coach, please fill out the form below the video and then click on “Book Now”.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/ 

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Disclaimer

“Financial Halo, LLC has entered into agreements with providers of the services and products represented on this website. These providers are authorized by Financial Halo to enroll any Financial Halo client on behalf of Financial Halo Associates who may wish their services. Financial Halo encourages its clients and customers to do their full diligence prior to engaging the services of its provider companies. Financial Halo, LLC reserves the right, at its discretion, to change, modify, add or remove any service program or provider at any time in order to improve the services offered. Financial Halo LLC, its representatives, agents and employees do not provide personal, medical, health-related, business, legal, financial or tax advice.”

#Network Marketing, #Direct Selling, #Work From Home, #MLM, #Marketing, #Facebook Marketing, # Business Opportunity, # Business Opportunities, #Online Business Opportunity, #Online Business Opportunities, #Facebook Make Money Team, #Affiliate Marketing, #Make Money Online Today, #Make Money Online America, #Debt Reduction, #Debt Elimination

 

MedXPrime Tomorrow’s Medicine Today!

About MedXPrime

The era of ‘Personalized Medicine’ has now arrived. It allows your physician to understand from your specific DNA profile what medications will work best. It’s called ‘pharmacogenetic testing’ or PGT. No more trial and error prescribing, no longer having the danger of Adverse Drug Reactions (ADRs) which put over 2 million people annually in the hospital and cause over 100,000 deaths each year. Now doctors can have the knowledge to avoid these issues. Personalized Medicine helps doctors to individualize drug therapy, decrease adverse drug reactions, and increase the effectiveness of treatment plans. In other words:

“Right Information, Right Drug, Right Dose, Right from the beginning”

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

According to Felix Frueh, Associate Director of FDA, Personalized Medicine “is the science that allows us to predict a response to drugs based on an individuals’ complete genetic makeup.”

Several U.S. medical facilities have now adopted phamacogenetic testing:

  • Vanderbilt University Medical Centre
  • John Hopkins
  • Mayo Clinic
  • Duke Medical Centre
  • RCIVA Dallas (Cardiovascular & Interventional Vascular Associates)
  • HCA (Hospital Corporation of America)

The AMA calls it “The Future of Medicine”

Vanderbilt calls it “Personalized Medicine”

Cornell/Columbia calls it “Precision Prescribing”

Eli Lilly calls it “Tailored Therapuetics”

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

If you are concerned about the effect that your medications are having on each other and want to dramatically reduce the possibility of an ADR; if you want to get the best result from your drug therapy as soon as possible, then you must speak with your health care provider about PGT.

Why should physicians test their patients? Very simply, it’s the right thing to do:

  • Eliminate trial and error.
  • Eliminate “One Size Fits All” medication management.
  • Enhance Patient Care.
  • Enhance Patient Satisfaction.
  • Enhance Compliance.
  • Enhance Patient Confidence.
  • Risk Management:
  • Reduces liability to physicians

We are all different! We have different DNA and respond differently to medications. Only 70% of Caucasians metabolize normally (the reason why many drug studies are performed in northern Europe). Some 40% of African Americans, 50% of Asians and 80% of Polynesians do NOT metabolize normally! Out of 100 patients in a waiting room, only 46% metabolize normally while 35% are intermediate, 13% are poor and 6% are ultrarapid metabolizers.

The PGT test saves the “trial and error” process and the associated costs from ADRs. It gives actionable data to the physician so the right medication at the right dose will be prescribed the first time to achieve the desired therapeutic results. As an example, the FDA has “black boxed” Plavix. Patients with reduced-function alleles have a 3.5-8 times greater risk for major adverse cardiovascular events. This can be prevented by simply ordering the test for each patient. There is no way of knowing how each patient will react to Plavix and there is a huge legal implication if a physician does not order the test.

The advantages of personalized medicine are:

  • develop better efficacy of treatment, quicker response
  • better outcomes
  • fewer adverse events, and
  • lower health care systemic costs

Pharmacogenetic testing (PGT) detects single nucleotide polymorphism of nine cytochrome P450 enzymes in the liver: CYP2D6, CYP2C9, CYP2C19, CYP3A4, CYP3A5, Factor II, Factor V, MTHFR, VKROC1.

By identifying the genotypes of these enzymes we can predict an individual’s ability to metabolize about 95% of all medications. The phenotypes are assigned based on the patient’s metabolizing ability as poor, intermediate, intermediate-extensive, extensive, and ultra-rapid metabolizers. Armed with the genetic information, physicians can provide personalized care by delivering the right medication at the right dosage to the right patient. In addition, PGT can help reduce adverse drug reactions, avoid drug interactions, prevent overdose and death, and save precious time and medical costs. The test is a simple non-invasive, buccal cell-based cheek swab. The PGT has a short turn-around time and easy to read lab reports. Individuals who may benefit from PGT include patients with abnormally high or low metabolite to substrate ratios in urine drug screening, patients with multiple organ system issues or on multiple medications, patients who suffer from debilitating adverse drug reactions, and patients who have gone through sequential ineffective drug trials. PGT is proven a useful tool in chronic pain management where the use of narcotics and other medication is likely.

According to the FDA, adverse drug reactions cause over 2 million hospitalizations per year and 106,000 annual deaths, while contributing $136 billion dollars to annual health care costs in our country. These are terrible statistics but the worst part is they are largely avoidable. The best part is that the technology is now available to every physician to ensure patient safety and the best possible treatment plan.

Contact me for more information and get tested now!

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/ 

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

 

#Network Marketing, #Direct Selling, #Work From Home, #MLM, #Marketing, #Facebook Marketing, # Business Opportunity, # Business Opportunities, #Online Business Opportunity, #Online Business Opportunities, #Facebook Make Money Team, #Affiliate Marketing, #Make Money Online Today, #Make Money Online America

Disclaimer

“Financial Halo, LLC has entered into agreements with providers of the services and products represented on this website. These providers are authorized by Financial Halo to enroll any Financial Halo client on behalf of Financial Halo Associates who may wish their services. Financial Halo encourages its clients and customers to do their full diligence prior to engaging the services of its provider companies. Financial Halo, LLC reserves the right, at its discretion, to change, modify, add or remove any service program or provider at any time in order to improve the services offered. Financial Halo LLC, its representatives, agents and employees do not provide personal, medical, health-related, business, legal, financial or tax advice.”

 

[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

MyCreditHalo Business Summary Fix Your Credit NOW!

Millions of people need to raise their credit scores. Each and every one of them is a potential customer for you. You can use MyCreditHalo to attract these people to your Financial Halo website.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

While helping them find an effective and successful means to raise their scores, you will also benefit from their seeing all we have to offer under the umbrella of Halo services.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

One of the great advantages of a Financial Halo business is that virtually everyone can either use one of our services or KNOWS someone who needs a Halo service. After all, who doesn’t want to get rid of debt quickly?

Do you know anyone who wouldn’t like to increase their asset accumulation? And with MyCreditHalo, how many people want a higher credit score? This business of helping people is an easy and fun business to be in. By simply referring people to watch the Financial Halo videos and read our information, you set up a pipeline of people who go straight to the Halo service providers. Two things happen when they enroll in a service that will help them. First, you get PAID! That’s always a good thing. And, once they get the relief and satisfaction they are looking for they tell others. Word of mouth is a huge part of why MyCreditHalo can drive the growth of your business. While not everyone has the IRS after them or has a house in foreclosure, it is highly likely they know someone who does. The best part of this is the immense emotional reward to you, knowing that you have helped to relieve the stress and anxiety for someone in financial duress.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Not everyone knows the broad range of negatives associated with a bad credit score. By helping someone with MyCreditHalo, you also help them in so many other ways. There are at least ten areas affected by bad credit:

1. High interest rates on your credit cards and loans

Creditors and lenders see bad credit applicants as riskier than applicants with better credit scores. They make them pay for this risk by giving them a higher interest rate. Over time they’ll end up paying much more in interest than they would have with better credit. The cost is even higher with big credit card balances or major loans.

2. Credit and loan applications may not be approved

Because creditors and lenders think bad credit is a risk, they might not want to lend at all. People find that even simple applications are being denied.

3. Difficulty getting approved for an apartment

Who knew that landlords checked credit before allowing you to sign a lease? It’s true. Having bad credit can leave you homeless or close to it.

4. Security deposits on utilities

Utility companies – electricity, phone, and cable – check credit as part of the application process. With a bad credit history, people often have to pay a security deposit to establish service in their name, even if they’ve always paid their utility bills on time.

5. No cell phone contract

Yep, cell phone companies check credit too. They contend that they’re extending a month of service, so they need to know how reliable payments will be. If the credit’s bad, the option is to get a prepaid cell phone, a month-to-month contract where phones are typically more expensive, or go without one at all.

6. Get denied for employment

Certain jobs, especially those in upper management or the finance industry, require a good credit history. Qualified and experienced people are actually turned down for a job because of negative items on their credit report, especially high debt amounts, bankruptcy, or outstanding bills.

7. Higher insurance premiums

Insurance companies check credit too. They say that lower credit scores are linked to higher claims filed. Because of this theory, they check credit and charge a higher premium to those with lower credit scores, regardless of the number of claims actually filed.

8. Calls from debt collectors

Bad credit itself doesn’t lead to debt collection calls. However, chances are with bad credit there are also some past due bills that debt collectors are pursuing.

9. Difficulty starting your own business

Many new businesses need banks loans to help fund their startup. A bad credit history can limit the amount one is able to borrow to start a new business, even if they have the greatest idea and the data to prove it.

10. Difficulty purchasing or leasing a car

Banks check credit before giving you a car loan. With bad credit people get denied or get approved with a high interest rate. Most of those “no credit check” car lots charge extremely high interest rates that make it difficult to make monthly car payments.

With MyCreditHalo, you can help to rescue people from a lot of grief and put a little more life in their life, all while building a successful business for yourself. Does it get any better than that?

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/ 

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

 

#Network Marketing, #Direct Selling, #Work From Home, #MLM, #Marketing, #Facebook Marketing, # Business Opportunity, # Business Opportunities, #Online Business Opportunity, #Online Business Opportunities, #Facebook Make Money Team, #Affiliate Marketing, #Make Money Online Today, #Make Money Online America

Disclaimer

“Financial Halo, LLC has entered into agreements with providers of the services and products represented on this website. These providers are authorized by Financial Halo to enroll any Financial Halo client on behalf of Financial Halo Associates who may wish their services. Financial Halo encourages its clients and customers to do their full diligence prior to engaging the services of its provider companies. Financial Halo, LLC reserves the right, at its discretion, to change, modify, add or remove any service program or provider at any time in order to improve the services offered. Financial Halo LLC, its representatives, agents and employees do not provide personal, medical, health-related, business, legal, financial or tax advice.”

 

[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Message’ type=’textarea’/][/contact-form]

My Income Halo – Why Network Marketing and the Direct Selling Industry

If you ask most people what they really want in life, it is simply to give up their job, occupation or profession for an income that will allow them the time freedom to do what they want, when they want. You can do that with Financial Halo.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Having your own business is the great American dream for many people. It’s a way to take control of your life, increase your income, maybe ease into it part-time and then build a substantial full-time business of your own. It gives people the income they need to do the things they want; it gives them time freedom to enjoy life on their own terms. We call this living a “lifestyle by design”.

But why a Financial Halo business? The simple answer to this question is that you get the opportunity to do well by doing good. It may be that you would just like to get all your Financial Halo services for free by recovering any fees you may have paid. You can do that easily by just referring a few people so we can help them too. We will pay you several hundred dollars for each referral who becomes a Financial Halo client.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Or you may be looking for greener pastures where those meadows are made of money. If you want to have your own home-based business and earn a few thousand a month you can do that. If you want to grow that business into a full-time income that allows you to transition from your current job, you can do that too. Most people believe that an income of around $10,000 per month will set them free from their day to day job. We will show you how to make that happen.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

With Financial Halo, you will have multiple streams of income from our several “Halos” of service. These diversified profit centers keep you from being vulnerable to just one source of income. One of the best things about this business is that virtually everyone can use one of our services; and they will almost certainly know someone who can also benefit from the Financial Halo. So, word of mouth is definitely going to help you.

We all want to earn more money and to do well financially. But, equally, we want to help people in a meaningful way; contribute to our community and serve those who are the least fortunate. But despite our heart’s intentions, both time and money prevent us from being that person and doing those things. Financial Halo will help you create time freedom and financial security so you can live a lifestyle by design, not a lifestyle of circumstance where you have so very few choices. Our success system means you don’t have to explain anything to anyone; simply refer people to the company and we take it from there.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Most of us are very busy with our lives, juggling work, family, church and community commitments. Family, religion and health are extremely important in our lives life but after these three, the MOST IMPORTANT and the MOST stressful area is our financial well-being. Financial Halo is focused on this area. Almost all of us struggle with the need to create more income without having a whole lot of extra time to do so. Many people work second jobs, depriving their family of the most important thing they can give, their time. Spouses both working long hours, kids not getting the full attention that all parents want to give. Anyone planning for college expenses or retirement is well aware of the seeming impossibility of reaching those goals. Those nearing retirement are almost desperate as their ‘golden’ years appear to be rust instead. The financial pressures sometimes seem overwhelming. And aren’t most of the arguments and friction over finances?

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

The truth of it is that a relatively small amount of money can make a huge amount of difference. Federal bankruptcy statistics state that 90% of personal bankruptcies could be avoided with only $300 additional income per month. But even without the threat of a bankruptcy, $300 – $500 extra each month means having a nicer place to call home; a better, more dependable car; having your spouse at home every day instead of at work; taking care of medical issues instead of ignoring them. Not having your kids at daycare, not having your parents in a retirement home. It may mean simply being able to take a vacation that you have long deserved.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Today almost 4 million Americans work full time in a home business. In 2012, there were 15.9 million people involved in direct selling in the U.S., an increase from 15.6 million the prior year. The U.S. Department of Labor believes that half of all Americans will be working from home by 2025. The US Census Bureau says more than 12 BILLION working hours per year are WASTED by people stuck in traffic on their way to and from work. And, 45% of workers in North America are deeply concerned they or their spouses will lose their jobs before they retire.

With Financial Halo you will be able to have your own home-based business on a part-time or full-time basis. The huge advantage that you have with us is developing multiple streams of income from each of the Financial Halo companies that you refer people to. Diversified profit centers are a key strategic advantage to any business. As additional Financial Halo services are added you will be able to receive yet another source of income from your existing customers and future referrals. But for now, let’s consider; why have a network marketing business at all? What’s the advantage?

Why Network Marketing and the Direct Selling Industry.

The genius of the network marketing business model is that people are rewarded and incentivized for working together; you become successful by helping others become successful; it’s a beautiful thing. It formalizes a great ethic in people. It is a well established business model that has proven success and credibility. Network marketers represent hundreds of U.S. direct selling businesses, and together they generated $31.6 billion in 2012, a 5.9 percent year-over-year increase from $29.87 billion in 2011. In 2012, there were 15.9 million people involved in direct selling in the U.S., an increase from 15.6 million the prior year. With unemployment still at high levels, direct selling in the network marketing industry has become not only a supplemental income source but increasingly provides a primary income. A home business can put $2,000-$5,000 a year back in your bank account just in business deductions on your tax return.

The President of the Direct Selling Association, Joseph Mariano had this to say, “The strong performance of direct selling in the United States and around the world continues to underscore the economic and social relevance of this business model. Despite progress toward economic recovery, there are still many Americans looking for a source of supplemental and full time income. Coupled with increasing consumer confidence, both sales and interest in the opportunity are at near-record levels.”

It’s not just a U.S. phenomenon: The U.S. was ranked as the top direct selling market in the world with 19 percent of worldwide sales in 2012. Japan came in second with $22.7 billion (14 percent), followed by China at $20.0 billion (12 percent), Brazil at $14.6 billion (9 percent) and South Korea at $13.3 billion (8 percent). Global direct sales increased 5.4 percent from $158.3 billion in 2011 to $166.9 billion in 2012.

As the ultimate equal-opportunity solution, a direct selling home-based business may represent the purest form of equality through free enterprise. That’s one of the most striking aspects of network marketing as a business model: It involves men and women from all walks of life, all ages, and all racial, ethnic and socioeconomic groups. In today’s worldwide economic slowdown, more and more individuals are entering the direct selling, home-business space. Anyone with desire and effort can become successful.

The Financial Halo story:

  • Associates have multiple income streams from diversified profit centers.
  • Associates earn immediate, large commissions with strong residual income.
  • Target market of customers is huge, includes most people. And global.
  • Low cost of entry with no required monthly fees to qualify for commissions, no autoship.
  • Simple; just refer people to your website and let them decide. True Referral Marketing.
  • No sponsoring requirements to maximize six levels of commissions.

So, if you want more from life than you are currently getting, take a look at being a Financial Halo Associate.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

 

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/ 

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

 

#Network Marketing, #Direct Selling, #Work From Home, #MLM, #Marketing, #Facebook Marketing, # Business Opportunity, # Business Opportunities, #Online Business Opportunity, #Online Business Opportunities, #Facebook Make Money Team, #Affiliate Marketing, #Make Money Online Today, #Make Money Online America

 

[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

FIVE TIPS ON THE REALITIES OF FUNDING YOUR COMMERCIAL REAL ESTATE PROJECT

Whether you are seeking funding to acquire a commercial building or for a new construction project, you should understand the realities of funding your project early in your planning.

Too many discover the true financing costs late in the life of your project. You may have already invested quite a bit in soft and hard costs and are only now facing the reality of how your project is viewed by lenders and the resulting borrowing costs.

Tips to help you succeed in financing your commercial real estate project

To help make a positive impression and secure a loan, it is important to avoid common mistakes. Here are some tips:

1) Estimate Financing Costs Early In The Project

Once a potential project has been identified, a good place to start is understanding how the project will realistically be viewed by underwriters and lending committees at financial institutions. This also includes determining whether you are willing to provide a personal guarantee, or if you are seeking a non-recourse loan which may be more expensive. If the project is unable to support realistic financing costs, the time to find out is before additional project costs are expended.

A common mistake we see among clients is under estimating their total cost of capital, and failing to include lender points and broker fees. Don’t assume you will receive debt at 5% total cost if your project doesn’t meet the lower risk requirements to secure it. Properly estimating total financing costs will save a lot of time and heartaches.

2) Emphasize the Financials

A high quality business plan which includes realistic pro-forma projections of costs, revenues, time frames, “as completed” appraised values and time to stabilization sends the message you are professional and that you understand what it will take to complete the project, service the debt, and how this will be achieved. Lenders don’t like disjointed, unclear business plans. They are also not going to be very interested in promotional material you may have put together for equity investors or to market the completed real estate offerings. You should focus more on clarity of the business venture, accurate financials, and past and future financial performance. Ultimately, the numbers are what matter as long as they are well supported by evidence.

3) Transparency and Sponsor Professionalism

The disclosure of inherent project pros and cons, and the feasibility and risk factors of project components all need to be carefully and transparently addressed in both the business plan and in your dealings with lenders. Failure to do so can result in a rejection of your financing request after a due diligence review finds flaws that should have been identified at the start.

Equally important is the ability to be cooperative, professional and show how you and the entire sponsorship team have a track record of success in the industry. You may be asked to reveal your personal net worth, even if the loan is non-recourse.

4) Emphasize Your Local Real Estate Knowledge

Lenders will feel more comfortable if they know the project sponsors are experts in the specific real estate market for their project. As sponsors, if you live in the region of the project or have successfully completed similar real estate transactions this should be outlined in the business plan, including local information on values, local developments, market trends and competitors, along with supporting market analysis from expert third parties.

5) Understand All Your Financing Options

Talk to financing intermediaries who understand how your project will likely be viewed by lenders. There may be less variance between lender interest rates than expected, and other elements of the loan terms can be more important such as the loan to cost ratio, the loan term and repayment flexibility. For example, a longer term loan may result in overall higher borrowing costs but can be worth it to avoid cash flow problems from higher debt servicing requirements. Understanding the flexibility the lender will allow in your scheduled loan repayments also enables you to better manage cash flow if you run into unexpected shortages.

We serve clients across the U.S. and select international locations. Feel free to reach out and contact us about your financing needs.

 

 

Joe Tufo

Cash Flow Specialists, Inc.

+1 925.352.6000

http://www.linkedin.com/in/joetufo.com

http://www.workingcapitalfast.com

joe@joetufo.com

 

#Commercial Real Estate, #Project Funding, #Apartments, Hotels, #Motels, #Resorts, #Shopping Centers, #Industrial Buildings, #Manufacturing Facilities

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THE BENEFITS AND RISKS OF BRIDGE LOAN FINANCING

Bridge loans are a form of debt financing typically used when real estate developers and businesses need quick, short-term financing to meet immediate needs for a few months up to a year or so. Bridge loans allow the user to meet current obligations by providing immediate cash for opportunistic and immediate needs.

Most bridge loans are typically asset-based and backed by collateral such as real estate, equipment or inventory. It is always a short-term loan, typically until longer term permanent financing is secured or until cash is injected to pay it off, such as from an impending asset sale. So lenders are looking for a viable exit strategy at the point of requesting the loan. Examples include:

  • To quickly purchase an income producing real estate property, such as a multi-family or commercial building
  • To acquire and renovate an existing commercial building to re-lease at higher rates after the renovations
  • Business working capital required to prepare for expansion, another financing event or to build inventory prior to a peak sales season
  • To carry a company through an interim period before an IPO or an acquisition
  • To acquire equipment where fast closings are needed, such as auction purchases and distressed opportunities

Benefits of Bridge Loan Financing

The concept behind a bridge loan is that it is easier and quicker to obtain, unlike a traditional long-term commercial loan.

Bridge loan financing can be used for creative situations, such as time-of-the-essence closings, distressed borrowing to avoid credit issues or bankruptcy, bridge to stabilization, opportunistic purchases, construction completion and other special circumstances.

Bridge loans close fast, as required by this form of lending. Closings within 15-30 days of a term sheet are common.

Prepayment options are often included so the company can pay off the bridge loan at any time without a prepayment penalty. Bridge loans are typically designed to be repaid in full by the time long-term financing is secured. This makes them more flexible for companies seeking longer-term financing.

Some bridge lenders also provide longer term financing options, and creative customized bridge solutions for unique financing requirements to suit a variety of business needs.

Risks of Bridge Loan Financing

Financing costs are typically higher given the fast speed of closing, so bridge loans are used primarily as a short-term solution and not a long-term financing tool. Borrowers are willing to pay higher interest rates and loan origination fees to quickly secure the capital needed or risk losing an opportunity.

The borrower must repay the loan more quickly than on a longer-term loan, so the debt servicing payments will be larger. Lenders may also charge additional fees and penalties on late payments.

Bridge loan financing relies on more permanent financing being available, or an impending cash injection such as the sale of an asset.

We serve clients across the U.S. and select international locations. Feel free to reach out and contact us about your financing needs.

Joe Tufo

Cash Flow Specialists, Inc.

+1 925.352.6000

http://www.linkedin.com/in/joetufo.com

http://www.workingcapitalfast.com

joe@joetufo.com

 

[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

 

FINANCING YOUR LARGE PROJECTS WITH MAJOR ASSETS

Raising capital is one of the most difficult challenges faced by today’s entrepreneurs.

One solution for operating businesses with hard assets involves asset based lending. These are loans against assets typically owned by a business with a verifiable financial value to facilitate participation in financial programs. These asset backed loans against specific business assets as collateral are often used to finance business growth initiatives and acquisitions. Assets that qualify include real estate, machinery and equipment, accounts receivable and inventory.

For large operating companies and legal entities seeking financing over $100 million USD, asset based financing solutions can involve a different approach. There are unique ways to monetize large balance sheet assets and secure funding.

One option involves the sale of major assets to a financing company. The financing company buyer leases back the assets to the seller in exchange for assurances of ongoing defined revenues. For example, an industrial manufacturer owns manufacturing facilities valued at over $100 million USD. They also have long term off-take agreements for their products with secure buyers. Their manufacturing facilities are sold to the financing company which leases them back to the industrial manufacturer for 10 years or more, knowing they have a secure source of cash flow to pay the lease.

Benefits to the seller of the asset include balance sheet strengthening through debt reduction and a cash infusion usable for additional developments. Additionally, sellers of the assets often continue full management and operational responsibilities over them. In some cases the seller of the asset may also be eligible for foreign direct investment credits.

This kind of financing is best suited to large operating industrial, energy and infrastructure companies world wide in stable geopolitical regions with stable currency and interest rates. For assets to qualify they should be valued over $100 million USD, be at or near 100% operational, or have less than a 24 month build.

Examples of common industries that could benefit from this kind of financing include:

  • Energy companies with major assets and long term power purchase agreement revenue in place
  • Industrial manufacturers and oil and gas companies with major assets and long term off-take agreements
  • Infrastructure projects such as ports, toll roads and airports with customer pricing agreements in place or government guaranteed annuities

Feel free to reach out and contact us about your financing needs. We serve clients across the U.S. and select international locations.

Joe Tufo
Cash Flow Specialists, Inc.
+1 925.352.6000
http://www.linkedin.com/in/joetufo.com
joe@joetufo.com

 

Commercial Real Estate No Credit Check!

Commercial Real Estate

We have a lending program underway offering rates as low as 5%, interest only, with no prepayment penalty and a 60 Banking Day closing. This softer program is aimed towards income producing assets such as office buildings, retail space, shopping centers, and apartment buildings. This particular program does not include land or land development.

We are the decision makers. As a balanced portfolio lender we offer commercial investments, cash out refi’s, construction to permanent, and strategic consultation to grow anyone’s portfolio. Always providing a quick deal evaluation and structure. No costly appraisals or credit approvals.

HIGHLIGHTS

  • 20% – 30% Down Payment Required
  • Absolutely No Credit Checks
  • Up To 80% LTC
  • 3% – 5% Fixed

Link To Apply: An Exciting NEW Funding Source: 60 day close, 80% LTV +/-, 3%-5% Interest, NOT Credit Score Driven, $250,000 to $250 millionhttps://db202.isrefer.com/go/pfp/a1488/

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/ 

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

 

 

[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

Need Cash? Any FICO *Attorneys and CPA’s * Used Auto Sales *Construction *Trucking

Lowest fees and more industries approved (i.e. attorneys, used auto sales, truckers) vs the other guys…

No other high risk funder has:    16+ years expertise in this business, rates and fees lower than ours, more acceptable industry types (attorneys and used cars ok) –  so why not make us your first choice in high risk funding?

Compare us to other high risk funders:   Pearl always offers lower funding amounts; Yellowstone has the highest junk fees in the business with higher rates, as well…
Here at Cash Flow Specialists, Inc. we have access to a direct high risk lender and frankly the best at high risk in the country.  One of the principals has been in this business since near its inception in January 2000, a former Director at AdvanceMe / CAN, a father of five, and a US Military Veteran. I have known Bob since the spring of 2005 while at AdvanceMe as an independent agent.
  • Higher approval amounts
  • Higher approval rates
  • More industry types accepted than other high risk funders
  • Lowest rates and lowest fees = higher close rate 

Our basic program / guidelines are:   

  • Keep in mind, our program is high risk – 4 mo. turn / (5 mo. for better grade files) …. a longer turn than Pearl, Cap Stack, and some other high risk funders.
  • Weekly re-pay option available in some cases where needed.
  • $15k min per mo. deposit volume
  • Up to 7 NSFs and up to 5 neg days per mo.
  • Any industry is ok  (except financial services)  We even  approve Used Auto Sale and Attorneys !
  • Typically we can approve about one-third of avg mo. deposits (others like Pearl and Cap Stack are at about 20% – 25% of mo deposits)
  • We can approve 2nd position files easily and 3rds with high deposit volume
  • As few as 5 deposits per mo. are ok
  • Any FICO ok
  • Some tax issues are ok, some are not  — our Director of Underwriting is a tax expert and he will approve some tax situations.
  • < 500 FICO ok
  • Time in business: 5 months min
  • Ownership: If two owners need both on application
  • Initial docs needed for offer: 4 mo bank, 4 mo cc, and any completed and signed app
Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

Commercial Real Estate, Business, & Equities Portfolio Financing

For those that are looking for corporate real estate or business purpose financing, we have a consortium of select companies and individuals with expertise in a variety of funding environments. Each member of this group of professionals has been carefully selected for their expertise, knowledge, and contacts with their specific niche markets. This elite group works as a team to find solutions for those in need of financing. We consult on a confidential basis and utilize each other’s resources to insure the best possible chance of success.

Business Financing

The three major factors lenders look at are cash flow, credit, and collateral. When businesses can demonstrate all three they stand a good chance of getting the funding they need. However, all too often something is missing and usually it’s a lack of collateral since many businesses typically do not own buildings, valuable machinery, or inventory that could easily be liquidated. Many times those businesses would be denied financing, however with our partners, very frequently we will be able to accomplish financing opportunities and options for them.

Our partners have many years of experience in ALL aspects of business financing, including but not limited to:

  • SBA Loans
  • Traditional Loans
  • Equipment Lease
  • Factoring
  • Merchant Cash Advance
  • Business Line of Credit

Real Estate Financing

Still reeling from the effects of the financial crisis, commercial banks are turning away good projects, cutting funding for projects in progress and refusing to refinance loans with balloon payments – a common feature in traditional commercial mortgages. With interest rates at or near record lows there is incredible incentive to take advantage of those rates. Our partners have lenders that are more than interested in participating in both facilitating and servicing the needs of those borrowers desirous of taking advantage of today’s superior rates.

Our partners have access to a variety of loan programs for:

  • Commercial (all forms)
  • Residential (development)
  • Rehab
  • Hard Money
  • Project Financing
  • Business Financing

All forms of alternate financing are available as well (with a strong focus on Securities Backed Financing). For any and all of your financing needs, please don’t hesitate to contact us.

 

Sincerely and with gratitude,
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only)
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Stryde Agent Opportunity
Skype: jptufo
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, Bio-Shield and More
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
Trust, Integrity and Service Here Today Here Tomorrow
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

GROW YOUR BUSINESS WITH EASY CONSUMER FINANCING

GROW YOUR BUSINESS WITH EASY CONSUMER FINANCING

How would you like to offer easy in-house payment plan/financing options to your customers to grow your business?

With CASH FLOW SPECIALISTS, INC. CONSUMER FINANCING, you get paid within 3 to 5 days of the sale with ABSOLUTELY No Risk, No Reserve, and No Financial Recourse to you!

GOOD CREDIT, BAD CREDIT, NO CREDIT!
*Discover the Power of selling payments over price
*Multi-lender platforms designed specifically for your business
*Give your customers What They Want Today- no lay away program
*Easy on-line applications with instant decisions (no terminal or equipment to buy)
*Approve customers you would otherwise turn away
*Financing from a few hundred dollars up to $40,000 
*0% interest promotions for up to 24 months
*Get a leg up on the competition
*No long term contracts or cancellation fee. Cancel at any time

SUITABLE BUSINESS CATEGORIES
Automotive Repair Financing
Funeral Financing
Dental Financing
Veterinary Financing
Health Care Financing
Home Furnishings
Attorney’s
Consumer Electronics & Computers
Appliance Purchase & Repair
Home Improvement
Musical Instruments
Office Equipment
Education and Training
Sporting Goods & Equipment
Travel Recreation and Hospitality
All Retail
Much more…

 

 

Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

Franchise Financing, Small Business Loans, Merchant Cash Advance

Franchise Financing, Small Business Loans, Merchant Cash Advance

Franchises that we and our funding partners have transacted business with:

 

Franchises We’ve Funded
Cash Flow Specialists, Inc. products and services are a great fit for any franchise business.
This is a list of some of the franchises for which we have provided funding.

DISCLAIMER: All logos displayed above are registered trademarks of their respective companies. Logos are displayed to represent franchise brands that are clients of Cash Flow Specialists, Inc.This does not represent or imply any ownership by or partnership with Cash Flow Specialists, Inc.
PRE-APPROVAL REQUIREMENTS
Signed Application for Credit Card Receivable Financing.
Photocopy of the Principal Owner(s)’ Driver’s License(s) – Please enlarge copy when scanning for emailing or faxing, if possible. Emailing is the best method by which to send.
Copy of a voided check from the business bank account marked VOID.
FINAL APPROVAL REQUIREMENTS
Copies of your VS/MC merchant statements for the past 6 months. For the most recent month, please send the entire statement. For the remaining 5 months, please send just the first page (aka the summary page). Also include a copy of your most recent AMEX and Discovery statements.
Copy of your most recent business bank account statement in its entirety (please exclude the cancelled checks pages).
Copy of the most recent statement from any competitor finance company you have an outstanding loan with.
Copy of a second form of ID which can either be your passport/green card OR a voided personal check (account information can be crossed out).
Copy of the menu if your business is an eating establishment.
If you rent your space, include a copy of the lease. Send just the pages that have landlord/tenant signatures, lease terms (address, termination date, rent amount, etc.) and any extensions, renewals or addendums, if applicable. If you own the premises, a copy of the most recent mortgage statement AND a copy of the most recent property tax bill.
Sincerely and with gratitude,
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only)
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Stryde Agent Opportunity
Skype: jptufo
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, Bio-Shield and More
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
Trust, Integrity and Service Here Today Here Tomorrow
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

 

 

 

[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Message’ type=’textarea’/][/contact-form]

Weekly Updates Joe Tufo, Opportunities: MedXPrime, PFP For All your Saving & Funding Needs, Stryde Tax Incentives/Expense Reduction, WCF Loans, Meet Me In Person, 20161104

Greetings from the beautiful San Francisco Bay Area! As always I am here to serve you and those whom you choose to refer!
This email is sent individually.  Ever since Google disabled my jptufo@gmail.com I’ve been trying to recreate the email list. If you need to update me please email me at either josephptufo@gmail.com or joe@joetufo.com.
The very best way to contact me is to text me at 925-352-6000 24/7. My work hours are 8am to 6pm Pacific any day but Sunday. 

Dozens have joined PFP since July 22nd. What do they know that you don’t? 

How about a 

place to grow your funds at significant amounts: 4.9% a year interest up to $12,000, 7.9% a year up to $1million, and 9.9% a year above $1million. PFP also makes commercial acquisitions (CAT) of successful businesses if you are interested in higher yields backed by insurance and real estate. CAT is a minimum five year commitment.

 
The http://www.workingcapitalfast.com website is back up. There are hundreds of articles for your funding needs. I posted this today:
 

Please Connect with me! 

I have 5967 connections. Let’s help each other grow our businesses and bless others. I can be reached here at LinkedIn: http://www.linkedin.com/in/joetufo or at joe@joetufo.com or at 925.352.6000.

Here’s what I do:Ever wonder about the PGx test process? 

7 – 10 days is what it takes for PGx testing but what goes on during that time?  Why can’t they just process the test more quickly?  Well, here is the definitive sequence of events starting when the specimen arrives going through to results.  It is a sophisticated chain of events that results in the PGx report being delivered to the doctor:

Day 1: Start Extraction of DNA

Day 2: Extraction  

Day 3: Extraction

Day 4: Extraction Fails or Passes. If passes, move on..

Day 5: Start Sequencing

Day 6: Sequencing Fails or Passes. If passes, move on…

Day 7: Start Reporting

Day 8: Reporting

Day 9: Start Results

Day 10: Results Finalized.

 

Voila! PGx report is sent; another patient potentially saved! 

  • Specialized Tax Incentives, Expense Reduction, Savings $80,000 to $271,000 or more. No upfront cost Consultation. http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
  • http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
  • Membership based funding programs for your home, auto, business and commercial real estate virtually every country. USA based direct lender will fund up to $250million for viable projects. Must meet down payment and closing cost requirements. Not credit score drivenhttps://db202.isrefer.com/go/pfp/a1488/
  • Enhanced Patient Care Solutions, PGX Testing – Avoid Adverse Drug Reactions, Tomorrow’s Medicine Today, Forensic Accounting- #1 Experts- Collect Lost Insurance Revenue, Stronger Practice, Enhanced Patient Care, Annual Wellness Visit, Toxicology, 925-352-6000, 800-669-2700 joe@joetufo.com https://www.medxprime.com/jptufo Learn about our MedXPrime program.
  • Short-Term Financing, Medium-Term Loan, SBA Loan, Equipment Financing, Invoice Financing, Franchise Financing, Medical Financing, Line of Credit http://www.workingcapitalfast.com
 
I spoke with Jack, the Chairman of the Board. He explained how PFP can structure any kind of loan on viable projects as long as you have down payment money and time. A Florida developer in Lakeland is building a Class A 300 unit $42million gated complex over the next four years that PFP is funding. The developer brought $8million in cash.


Someone asked me if PFP is funding. That’s a resounding YES!!! Bring the down payment, ideally of 20% to 30%, and give us a minimum of 60 banking days and we will fund your viable project.


Do you own your home outright with no lien or encumbrance? PFP will pay you up to 4.9% annual interest on homes valued to $1m, and commercial real estate up to $15m. PFP also has savings accounts and IRA’s and programs for other qualified funds. There are also opportunities to participate in commercial real estate programs. There’s much more.


Stryde has partnered with the NFL Retired Players Association. This is a golden opportunity. Join us now!

 
I’m reaching out to you with critical information that could SAVE YOUR LIFE or the LIFE OF A LOVED ONE.  Any one taking more than one prescription at the same time is in danger.  This is the 4th LEADING CAUSE OF DEATH!

Consumer Alert!  (This information could save your life) 
 
In the U.S. 125,000 people die from Adverse Drug Reactions, the 4th leading cause of death, plus 2 million are hospitalized and many have lifelong issues. This is due to taking a medication that doesn’t suit your body’s genetic profile.  A very simple DNA test to prevent this has been around for 8 years, believe it or not, however 90% of doctors still aren’t using it even though major clinics like Mayo, Vanderbilt, Duke, and Stanford have incorporated it into their procedures.  It’s a simple Q-tip cheek swab, which is sent to the world class lab we’ve teamed up with.  Within a few days the doctor gets a report that clearly shows what medications the patient can safely take and, most importantly, which they cannot take. Many insurance companies and Medicare* pay for this test (*see company information for full details).
 
A story shared by a Father:

The daughter of one of our representatives suffered for 15 years with medications that caused depression and changed her personality.  After discovering our company, she was given this very simple test.  The results came back to the doctor and showed that ALL the medications she had been on were all the wrong ones.  In fact her doctor said to the father that he was surprised she was still alive.  Needless to say, the doctor has corrected the medications and she is like another person today.

YOU MUST ATTEND THIS WEBINAR! (btw…no will talk to you or ask you questions, just grab a cup of coffee, glass of water 


Consumer Alert…critical info you MUST know. It’s about the 4th leading cause of death. This information could save your life or the life of a loved one. No one will talk to you, just listen and learn. Please block this time!

 
CLICK HERE to register for a webinar.


  •  Monday6:00pm PDT 
  • Tuesday6:00pm PDT 
  • Wednesday6:00pm PDT 
  • Thursday6:00pm PDT
  • Saturday10:00am PDT
 
 
“Video: Dr. Alec Tisdall – Why Toxicology? Keep Patients AND Doctors Safe!”

Send this link to health care prescribers: https://vimeo.com/financialhalo/review/190260060/e361b42ed2


Click HERE to see the video.  
 
PGxOne Plus is a pharmacogenomics test that predicts how patients will respond to drug therapy based on their individual genetic makeup. Differences between individuals can affect drug absorption, metabolism, or activity. While one treatment regimen may work well for one individual, the same regimen may cause adverse effects for other individuals. PGxOne Plus comprehensively screens 50 well-established pharmacogenomic genes, provides recommendations for over 220 commercial drugs and a comprehensive coverage of ~200 genetic variants in a single, cost-effective test that provides medically actionable and clinically relevant data. This allows physicians to make effective treatment decisions for their patients.
 
Ever wonder about the PGx test process?

7 – 10 days is what it takes for PGx testing but what goes on during that time?  Why can’t they just process the test more quickly?  Well, here is the definitive sequence of events starting when the specimen arrives going through to results.  It is a sophisticated chain of events that results in the PGx report being delivered to the doctor:

Day 1: Start Extraction of DNA
Day 2: Extraction  
Day 3: Extraction
Day 4: Extraction Fails or Passes. If passes, move on..
Day 5: Start Sequencing
Day 6: Sequencing Fails or Passes. If passes, move on…
Day 7: Start Reporting
Day 8: Reporting
Day 9: Start Results
Day 10: Results Finalized.

Voila! PGx report is sent; another patient potentially saved! 

 
AWV360: CMS “Quality Payment Program” Website for Physicians


For a very clear and easy to understand review of the new CMS ‘Quality Payment Program’ for doctors, go to  https://qpp.cms.gov/. No legalese or technical discussions here; with clear graphics and illustrations, this website describes the QPP in a concise and very effective way.

 
For a Health Care Provider to qualify for MACRA Incentive payments for 2019, the Provider must positively score in three of the four weighted (%s below) performance categories in 2017:
1.       Quality and Outcome (50%)
2.       Clinical Improvement Activities (20%)
3.       Advancing Care Information (use of technology/EHR) (30%)
4.       (Resource Use/Cost (10%) – not scored in 2017)
 
BeneMedical Message:

We believe that due to MACRA-MIPS compliance (based upon the announced final ruling October 14), AWV360 will be of elevated interest to providers now and into the future.  Thus far, we’ve determined that AWV360 satisfies 9 Quality Measures (6 are required for full compliance) plus 1 Outcome Measure which is included in Quality (1 required for full compliance) in 2017, as well as more than quadruple the maximum possible compliance points for Clinical Improvement Activities. A regular AWV only satisfies 2 to 3 Quality Measures and no Improvement Activities.  That means that AWV360 can be instrumental in satisfying 2 of the 3 measured categories (Quality, Outcome and Clinical Improvement Activities) of the MACRA-MIPS categories in 2017.  That is good news for BeneMedical, our providers, and their patients! 

 
 
MyTaxHalo and MyDebtHalo are proven services that can put you back on track financially and is an easy way for you to read information, watch videos, and determine if these services can help in very meaningful and life-changing ways.  https://www.financialhalo.com/jptufo There is a high degree of confidentiality when speaking with the providers.
 
MedXPrime Recorded Business Overview.
 
We have a new updated recorded version of the Financial Halo-MedXPrime business opportunity.  Sunil provides a compelling overview of the MedXPrime services and reviews the business model and compensation plans.  Anyone watching this video is sure to come away intrigued and fascinated with the possibilities.  For those people who cannot attend the daily live webinar or who need to quickly see it again, link. Kindly refer doctors.
 
 


I’m available to meet you here in the beautiful San Francisco Bay Area any day but Sunday. Call or text me at .925.352.6000


New Opportunities and Updates There’s No Better Time Than NOW!!!

 
 

 
Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
 
THIS INFORMATION IS PRIVATE
“To enhance, preserve and protect the personal well-being of those who place their trust in us, helping you develop resources that resolve stress by providing proven, high-integrity products and services that exceed expectations. We will help you reduce anxiety and worry while increasing net worth. improving health and contributing to your enjoyment of life. We help you create a ‘lifestyle by design.”’
 
Confidentiality Notice: This electronic message, including any attachments, is confidential and solely for the use of the intended recipient. The information in this message may contain privileged or sensitive information, including patient information protected by HIPAA, HITECH, and other federal and state privacy laws. If you are not the intended recipient please notify the sender and destroy all copies of the original message including any attachments.

Please Connect with me!

LinkedIn Profile Connections

Please Connect with me! I have 5967 connections. Let’s help each other grow our businesses and bless others. I can be reached here at LinkedIn: http://www.linkedin.com/in/joetufo or at joe@joetufo.com or at 925.352.6000.

Here’s what I do:

  • Specialized Tax Incentives, Expense Reduction, Savings $80,000 to $271,000 or more. No upfront cost Consultation. http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
  • http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
  • Membership based funding programs for your home, auto, business and commercial real estate virtually every country. USA based direct lender will fund up to $250million for viable projects. Must meet down payment and closing cost requirements. Not credit score driven. https://db202.isrefer.com/go/pfp/a1488/
  • Enhanced Patient Care Solutions, PGX Testing – Avoid Adverse Drug Reactions, Tomorrow’s Medicine Today, Forensic Accounting- #1 Experts- Collect Lost Insurance Revenue, Stronger Practice, Enhanced Patient Care, Annual Wellness Visit, Toxicology, 925-352-6000, 800-669-2700 joe@joetufo.com https://www.medxprime.com/jptufo Learn about our MedXPrime program.
  • Short-Term Financing, Medium-Term Loan, SBA Loan, Equipment Financing, Invoice Financing, Franchise Financing, Medical Financing, Line of Credit http://www.workingcapitalfast.com

[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

How Badly Do You Want Your $20million or Larger Project Funded?

I’ve been funding projects for 17 years (July 1, 1999 to present.) I think I’ve seen just about everything. I’m not in the Fee Business but I’m also not in the Work for Free Business either.

Most visit me in San Francisco. Some pay me $9,750 a month to focus on their funding on larger projects for six to nine months. I credit that back against commissions.

For example, if you have a $50million project the commission is $500,000. If you are outside the USA and have 20% for the down payment it will take realistically six to nine months to fund. Some choose to pay me $9,750 a month for nine months for a total of $87,750. When we close on the loan the balance of the commission is $412,250.

I’m the former president of a Los Angeles CA funder. If you do exactly what I tell you to do and have 20% to 30% in cash to put down and have a viable project you WILL be funded.

If you want me to give you my undivided attention come and meet me in person and buy me lunch or dinner at Alioto’s Restaurant in Fisherman’s Wharf San Francisco. Be prepared to pay me three months in cash with the balance monthly for six months.

Let’s get started NOW! I want YOU as a client!

Joe Tufo 925.352.6000 joe@joetufo.com

Thank you.

#Project Funding, #Business Funding, #Global Funding, #Money Available, #Wind, #Solar, #Apartments, #Hotel/Motel, #Resorts, #Golf Courses

 

[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

Now Hiring *$100-$300K+ year

Now Hiring

*$100-$300K+ year

*No Licensing requirements

*No Selling – We ask potential clients one quick question and send referrals to corporate

*No Paperwork – Complete Virtual Back Office back office we provide you

HOW TO APPLY: Go to http://www.strydeadvisors.com/161424 and submit the brief form after watching the short video.

Stryde Call Recording Link Click Here

Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, Bio-Shield and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

Are you a healthcare professional looking for financing? Don’t need to own a practice

MEDICAL FINANCING

You want to focus on your patients and their health. Let us focus on the funding to grow your practice.

Medical financing is a hassle-free, flexible loan option exclusively designed for certified healthcare professionals.

What is medical financing?

With terms of up to 10 years, medical financing can help your practice acquire new equipment, improve your facilities and take advantage of new business opportunities.

The changes to the healthcare industry in the U.S. make it more critical than ever for medical practices to have appropriate access to capital. Lengthy reimbursement times can strain cash flow and medical professionals face increasing requirements to equip their practices with expensive, cutting-edge technology that may only be in service a few short years.

Medical professionals need financial professionals that understand their challenges and can meet them without disruptive demands for paperwork. That’s where Cash Flow Specialists, Inc. comes in.

How can I get medical financing?

Cash Flow Specialists, Inc. has streamlined the application process for all kinds of funding. Thanks to our sophisticated technology, we require very little documentation from applicants. You can apply for amounts from $20,000 to $500,000 with extended terms up to 10 years, and receive an approval in 24 hours. Funds will be in your bank in as little as 24 hours.

We have programs for various credit profiles, and you do not need to own your practice. There are no complicated collateral requirements and your funding will not appear on your personal credit report.

How can I use medical financing?

You have many options. You can use the proceeds for debt consolidation or simply improved cash flow. You can purchase new equipment–or expand your practice. You can put the money towards remodeling or marketing, which is increasingly important for practices whose services are not included in health coverage. You can even use the funding to build your emergency reserve.

Advantages


  • No need to pledge equipment as collateral
  • Terms up to 10 years
  • Flexible use of funds

Disadvantages


  • Higher interest rate if credit score is low
  • Could cause loan denial if credit is tied up
Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, Bio-Shield and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

Need Franchise Financing to effectively grow your business? Most industries accepted with no collateral required!

FRANCHISE FINANCING

Franchise financing is a short-term funding choice that can help you meet even the most substantial expenses of running a franchise business. The underwriting process is based largely on the strength of the franchisor.

What Is Franchise Financing?

Franchise financing is funding created specifically for franchisees.Cash Flow Specialists, Inc. knows that franchisees have unique financial structures and requirements that set them apart from other small businesses. Franchise financing can help them get equipment and fixtures, remodel or meet the marketing requirements of their franchisor.

How Can I Get Franchise Financing?

Cash Flow Specialists, Inc. has made it faster and easier for franchise owners to get franchise financing. We are well acquainted with America’s top franchisors and we base your financing to a much greater extent on the financial strength of your franchisor, than on your personal credit history. We can provide up to $500,000 in franchise financing per location and no collateral is required.

How Can I Use Franchise Financing?

How you use franchise financing is largely up to you. It can help your franchise acquire inventory or equipment, remodel to meet new franchisor standards, or even acquire additional locations.

Advantages


  • No collateral required
  • Minimal documentation required
  • Most industries accepted
  • Up to $1,000,000 per location

    Disadvantages


    • No start up franchises
    • No Gas Stations, Tanning Salons or Car Dealerships
Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, Bio-Shield and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
 
[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

Is it time for financing to upgrade your business equipment? Both lease and loan options available!

EQUIPMENT FINANCING

You need to add equipment to your business but you don’t want to tie up your capital. Equipment finance is available with little or no down payment, in both lease and loan options. The approval process is fast, the payment schedule is affordable and there are potential tax advantages.

What is equipment financing?

Most business needs equipment. For some, it’s as simple as a smartphone and tablet computer, for others it’s a 12-burner range and a box truck, or a full suite of dental tools and an X-ray machine. Some equipment can be used for many years, while other items might be obsolete in 24 months. Some must be acquired new, while others can be purchased used from an auction. Some can be purchased outright, while others can be leased. But no matter what you need or the capital you have on hand for it, there are ways to get equipment–and finance it.

At the end of 2015, Congress passed a bill that should encourage more small businesses to spend on equipment. Legislators made the so-called Section 179 deduction permanent, which will allow small businesses to write off up to $500,000 in qualifying equipment in the year in which it is purchased.

How can I get equipment financing?

There are more equipment financing options for small businesses today than ever before. Many equipment manufacturers now have their own finance arms, just the way auto dealers do.  In addition to banks, there are also now online sources of equipment financing, which can be faster to arrange. Depending on your industry and the equipment you are seeking, you may be able to qualify for low-cost equipment financing in the form of a loan guaranteed by the U.S. Small Business Administration.

With lease finance, you could be able to structure terms in a way that best meets your budget. You should also know that, if you get financing to lease equipment rather than buying it, you will be able to keep your bank and other lines of credit open.

How can I use equipment financing?

You can use equipment financing to buy or lease equipment, whether that equipment is new, old or refurbished.

New equipment gives you the opportunity to get the latest technology and a full warranty. When you buy your equipment, you gain an asset that you can sell in the future–and bank the benefits of that sale–or use as collateral for the next stage in your business’ growth.

If the technology in your industry changes frequently, leasing can help you get current equipment that you will hold onto only until the next upgrade appears. You will pay for your leased equipment in small monthly amounts, which can free up capital for other purposes.  While it will cost you more to lease a piece of equipment than to buy it, some lessors offer a purchase option that applies a portion of your lease payment towards the purchase price.

 

Advantages


  • Can be used for any kind of equipment
  • New or refurbished equipment
  • To purchase or lease equipment
  • Flexible terms to suit your budget
  • Little or no down payment needed

Disadvantages


  • May require collateral
  • Higher interest rate if credit score is low
  • Could cause loan denial if credit is tied up

 

Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, Bio-Shield and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

 [contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

Need an SBA loan so you can grow your business affordably? Loans may be available up to $350,000!

SBA LOANS

An SBA loan is a low-interest, government-backed loan, with the longest term and lowest rates available. Repaid monthly, it is available to businesses that have been in business for at least two years. Collateral is required for loans of more than $25,000 in some situations.

What is an SBA Loan?

An SBA loan is a loan issued by a traditional lender or alternative finance company that is backed by a guarantee from the U.S. Small Business Administration. There are four different types of loan guarantee programs through the SBA: 7(a) loans, CDC 504 loans, microloans and disaster loans. The 7(a) program, which is the option available through Bizfi, represents the bulk of the SBA-backed lending. Because of their federal guarantee, SBA loans are the lowest cost long-term funding available to small businesses. Before the involvement of alternative finance in the SBA market, getting an SBA-guaranteed loan was a lengthy, cumbersome process, which has now been simplified.

How can I get an SBA Loan?

Cash Flow Specialists, Inc. has streamlined the application process for all kinds of funding. SBA loans, however, have a higher threshold for approval than other types of funding. You must be in business for at least two years and be a U.S. citizen or legal permanent resident. Not every kind of business is eligible; check the SBA’s requirement list before you apply. You must have no bankruptcies in the last three years and no defaults on government-backed loans. Most importantly, your financial statements must show that your cash flow will support the loan’s repayment.

How can I use an SBA Loan?

You can use the proceeds of an SBA loan for short- or long-term working capital, including seasonal financing, construction financing and inventory. You can also use it to buy equipment or real estate, or to renovate existing real estate. You cannot use an SBA loan to refinance existing debt or to pay delinquent taxes.

 

Advantages


  • Longest terms and lowest rates available
  • Monthly repayment structure
  • Loans up to $350,000
  • Low interest rate
  • 10-year term

Disadvantages


  • Must be in business 2 years
  • Collateral may be required above $25,000
  • SBA guarantee fees on larger loans
  • No recent bankruptcies or liens
Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, Bio-Shield and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

Ready to see how much credit your business qualifies for? Qualify for a line up to $100,000 in just minutes!

BUSINESS LINE OF CREDIT

A line of credit is a flexible short-term financial tool that you can use for a variety of business needs, from working capital to purchasing inventory and more. You draw a line of credit down as needed and repay weekly.

What Is a Business Line of Credit?

A line of credit is a highly flexible financial tool. You draw funds from a line of credit when you need them: That could be as frequently as once a day, but it also could be once a month or even just once a year. There is no additional cost to draw down funds–and no obligation to do so. A line of credit is a financial tool that you can simply keep in your back pocket.

When you do need to draw down your line of credit, Bizfi and its funding partners have made it very easy. You can access your line of credit account at any time of day, any day of the week from any computer, tablet or smartphone, and have the funds you need at your disposal in minutes. You’ll repay the funds you draw down in fixed weekly installments over several months, and as you do, you are building a credit profile for your business, something that can help you qualify for a larger loan down the road.

How Can I Get a Business Line of Credit?

Bizfi has streamlined the application process for all kinds of funding. Thanks to our sophisticated technology, we require very little documentation from applicants. Nearly every industry can qualify for a business line of credit, although you will generally need to be in business for at least a year and meet a minimum monthly sales threshold. You may also need to pledge collateral to secure your business line of credit.

How Can I Use a Business Line of Credit?

You have many options, and unlike a loan, which is generally for one specific purpose, you can use a business line of credit for many different things at once. You can use a business line of credit to purchase inventory or fund construction work on a remodeling. You can use it to close a cash-flow gap when you have a late paying customer. You can use it to smooth out seasonalities in your business. How and when you use a business line of credit is up to you.

Advantages


  • Only pay interest on funds drawn
  • Credit is available when needed
  • Nearly every industry accepted

Disadvantages


  • Must be in business at least 1 year
  • Must meet minimum monthly sales
Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, Bio-Shield and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
 

[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

Looking for invoice financing to access future receivables? No need to wait for invoice payment!

INVOICE FINANCING

Invoice financing is based on your outstanding invoices or receivables, and the underwriting process is based on your customer, not your business. Minimal documentation is required and there are no pre-payment penalties.

What is invoice financing?

Invoice financing, which is also sometimes called factoring, is financing based on business-to-business transactions. It is a way to turn the money owed to you by your business customers into ready capital for your business. You submit an invoice for consideration and you are advanced a sum of money based on the value of that invoice. Invoice financing gives you quick access to future receivables.

One other thing to note: In the past, your business likely would have had to factor all of the invoices you had written to participate in invoice financing. With modern invoice financing, you can choose which invoices to submit.

How can I get invoice financing?

Cash Flow Specialists, Inc. has streamlined the application process for all kinds of funding. Thanks to our sophisticated technology, we require very little documentation from applicants. To get started with invoice financing, pick the invoices you wish to submit and submit them electronically to our funding partner. No more mailing or faxing over invoices.

Invoice financing can be particularly appropriate for business owners with less than perfect credit because the financing is extended based on the creditworthiness of your client, and not your own credit history. Once the financing is approved, you will receive a percentage of the money owed to you right away and the rest–minus fees–in short order. The fees associated with invoice financing mean that you will net less on your receivables than if you had waited for customers to pay you directly, and the fees applied by the financing company will be higher for clients that pay their invoices slowly.

How can I use invoice financing?

The choice is really up to you. Unlike a loan, invoice financing is not capital advanced to you for a specific purpose. Examine your cash flow to see where the proceeds can best be applied.

Advantages


  • Quick access to future receivables
  • Customer-based underwriting process
  • Minimal documentation required
  • No pre-payment penalties

Disadvantages


  • You net less from your outstanding invoices
  • Fees are higher for slower paying clients

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/ 

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, Bio-Shield and More…

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

 

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Looking for short-term loan to cover immediate expenses? No minimum credit score required!

SHORT-TERM FINANCING

Short-term financing can help you take care of immediate needs in your business, whether that is a cash flow shortfall or a new business opportunity. No collateral is required for short-term financing, the required documentation is limited and perfect credit not needed. Nearly every industry can get short-term financing.

What is short-term financing?

Short-term financing is an alternative to a traditional bank term loan that is extended based on the monthly sales volume at your business, and not your personal or business credit history. The application and approval process is faster, and no collateral is required. Short-term financing is available with terms from three to 24 months and it is generally repaid through automatic deductions from your business bank account.

How can I get short-term financing?

Most industries can qualify for short-term financing and even businesses that have been open for as few as three months can apply. You can request from $5,000 to $1,000,000; lenders will base their decision on your monthly sales volume. You’ll need to provide some documentation, but far less than for longer term loans: Expect to be asked for bank statements and a landlord reference. Some lenders will require that your business is majority owned by a U.S. citizen or legal permanent resident.

How can I use short-term financing?

You can use short-term financing for almost any purpose, from working capital to inventory.

Advantages


  • No collateral required
  • Limited documentation needed
  • Perfect credit not required
  • Nearly every industry accepted

Disadvantages


  • Rate based on applicant’s profile
  • Shortest term lengths
  • Daily or weekly repayments
Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, Bio-Shield and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
 
THIS INFORMATION IS PRIVATE
  [contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

Does your business need the flexibility of a medium-term Loan? Low rates with no collateral required!

MEDIUM-TERM LOAN

A medium-term loan is a simple interest business loan with a low rate and flexible terms ranging from one to five years, with no prepayment penalties. No collateral is required for a medium-term loan, but a personal guarantee is needed.

What is a medium-term loan?

Some business needs demand financing with a longer term. Maybe you’re looking to remodel or expand. Maybe you have an opportunity to buy out a competitor. A medium-term loan will enable you to get the capital you need for your growth project, and take up to five years to repay. A medium-term loan offers low rates and flexible terms, and often does not require collateral.

How can I get a medium-term loan?

Cash Flow Specialists, Inc. has made it faster and easier for small businesses to get a medium-term loan. You can request from $20,000 to $500,000, with repayment terms of one to five years. The rates on a medium-term loan are based in part on your credit rate, so be sure you have a strong credit history to present. A medium-term loan is repaid through fixed weekly, bi-weekly or monthly payments which can help you get greater clarity on your cash flow.

How can I use a medium-term loan?

You have a great deal of flexibility in how you use a medium-term loan. If you opt for a shorter term, it can be helpful for working capital, new inventory and general cash flow needs. If you take financing for a full term, it can be used for a wide range of growth and expansion purposes.

Advantages


  • Low rates and flexible terms
  • No prepayment penalties
  • Often no collateral required
  • Flexible use of proceeds

Disadvantages


  • Must be in business at least 2 years
  • Must have employees
  • Must have annual revenue of at least $100,000
  • Personal guarantee required

 

Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, Bio-Shield and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
 
THIS INFORMATION IS PRIVATE

[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

Strategic Tax Mitigation

Strategic Tax Mitigation

It is extremely important that we note that we are not a tax planning practice and that we do not give tax advice. We work closely with the tax professionals of the client to facilitate their understanding of our programs so as to enable them to make any and all determinations relative to applicability and appropriateness of said programs, strategies, and tools relative to their clients. There are a great number of areas of expertise that Cash Flow Specialists, Inc. specializes in that may provide substantial tax benefit to the client.

Some examples of these areas are:

  • Cost Segregation Studies
  • R&D Tax Credits
  • Property Tax Audits
  • Hiring Incentive Tax Credits
  • Energy and Efficiency Tax Credits
  • Exit Planning Strategies
  • Retirement Program
  • And Many More

For a business to realize its full potential, consideration needs to be given to tax efficiency. Tax efficiency is a central focus of Cash Flow Specialists, Inc. and its associated advisors and our capacity in this field is unrivaled in our respective industries.

Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, Bio-Shield and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
 
THIS INFORMATION IS PRIVATE
[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form] Skype: jptufo

Strategic Tax Mitigation

Strategic Tax Mitigation

It is extremely important that we note that we are not a tax planning practice and that we do not give tax advice. We work closely with the tax professionals of the client to facilitate their understanding of our programs so as to enable them to make any and all determinations relative to applicability and appropriateness of said programs, strategies, and tools relative to their clients. There are a great number of areas of expertise that Cash Flow Specialists, Inc. specializes in that may provide substantial tax benefit to the client.

Some examples of these areas are:

  • Cost Segregation Studies
  • R&D Tax Credits
  • Property Tax Audits
  • Hiring Incentive Tax Credits
  • Energy and Efficiency Tax Credits
  • Exit Planning Strategies
  • Retirement Program
  • And Many More

For a business to realize its full potential, consideration needs to be given to tax efficiency. Tax efficiency is a central focus of Cash Flow Specialists, Inc. and its associated advisors and our capacity in this field is unrivaled in our respective industries.

Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
 [contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form] Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, Bio-Shield and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
 
THIS INFORMATION IS PRIVATE

Commercial Hard Money

If you are looking for short term bridge financing or need to take down a piece of property quickly then a commercial hard money loan could be the solution. Our commercial hard money loans are not credit driven and we offer fast closings. LTV ranges up to 65% for loans over $1M and up to 75% for loans $250K to $1M.

 

Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, Bio-Shield and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
 
THIS INFORMATION IS PRIVATE

 

[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

When Doctors “Feel Rotten” This Is What They Do

Like many doctors, one of your most valuable but frustrating assets is your insurance Accounts Receivable. It doesn’t seem fair to not get paid for services honestly rendered. We make sure you get paid the maximum extent possible. We help our clients, doctors just like you, recover tens of thousands of dollars in uncollectable insurance A/R. We turn old, unrecovered funds into real bottom line assets. This is money in your bank that wasn’t there before and was very likely never going to be. Just as a quick example, here are some of the recoveries collected:

  • Nephrology practice: $446,310
  • Cardiology practice: $538,469
  • Orthopedic practice: $364,693
  • Family practice: $223,431

This issue is on a crisis level for so many practices. And, it’s why practicing medicine has become so challenging these days. We have a 16 year, proven track record of remarkable recovery. Our unique and proprietary system takes a forensic approach to one of the most vexing problems in practice management. We are NOT a collection agency, but a firm that thoroughly understands claims, coding, and most importantly we have a very skilled and talented specialist team that handles this on a daily basis. With a 98% client retention rate, they are definitely doing something right and good. Here are a few key differentiators:

  • Entirely unique approach to A/R recovery
  • Sophisticated proprietary algorithmic technology
  • Recover a very high percentage of A/R
  • Detailed sample A/R recovery report in 48 – 72 hours
  • Zero upfront cost
  • Post recovery prevention of A/R build-up – increased cash flow
  • Founder and CEO: CPA, MBA
  • Broad corporate business background
  • Revenue loss detection for multi-billion dollar public and private companies
  • Extensive experience at Ernst & Young, focused on business forensics
  • 16 years of experience, 6 offices and a staff of over 60

Here’s a 3-1/2 minute video from a previous client, the C.O.O. of a major orthopedic practice with $3 million in A/R. Their experience was so validating, that he agreed to make a video so every practice would know what can happen:

If you’d like to know more, just contact me. I’ll call so we can schedule a time for you to meet one of the executives of the firm and you can get your questions answered. We will prepare a free detailed analysis from a sample of your own A/R. You will see exactly why each claim was denied and precisely what needs to be done to recover those funds. The figures speak for themselves and will confirm for you that you no longer need to write off significant amounts of insurance A/R.

Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, Bio-Shield and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
  [contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

Manufacturers find end of year tax relief – www.GMGSavings.net/161423

Manufacturers find end of year tax relief – www.GMGSavings.net/161423 [contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

 

 

Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, Bio-Shield and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

These are the 12 rules I live by

These are the 12 rules I live by. (By the way, I believe that EVERYONE has some personal philosophies or rules, and we’d love to hear yours in the comments section below.)

  1. I go to bed and get up at the same time 7 days per week (10pm and 5am.) I do not deviate from this schedule unless it is due to an important (and this word is not used lightly) work or social function.  I stick to a diet of whole, natural foods, drink two to three quarts of distilled water each day and avoid alcohol.
  2. I write for at least 60 minutes first thing every morning.
  3. I do a quiet time with the Lord and Bible study for 30 to 45 minutes every morning.
  4. I do not check email before 9am.
  5. I do not talk on the phone unless it is a scheduled interview or conference call.
  6. I create a to-do list at the end of every workday and I follow that to-do list starting first thing the next morning. I also perform my daily readings at the end of every workday, and I write in a gratitude journal.I am thankful everyday for identifying my mission and what I wanted to do with my life at such a young age.
  7. I do not engage in confrontations with anyone, in-person or online. This is a waste of time and energy. If I have caused harm, I apologize and fix the situation.However, if someone simply doesn’t like something I have done or something that I do or disagrees with me, that is fine, but I’m not going to get into an argument about it.For any confrontation-like situation, I simply take a deep breath, relax, breathe out, and re-focus my efforts back on my work and goals.
  8. I am guided by these two phrases:
    a) Nothing matters.”  By this, I mean that arguing on the internet changes nothing…I can only work towards the major, massive goals that I have set for my life…that I have a vision of helping others, and there is no time to let petty arguments stand in the way. b) “It will all be over soon.”  This serves me in both good times and in bad.In hard times, such as bad days, troubled times, or intense physical effort or discomfort, I know that it will all be over soon. A small amount of suffering now will be forgotten later when I will enjoy the rewards of my work.And in good times, I will remember that life is short, and I must make things count now, and no matter how good things are going I must never let myself become soft and lazy, because I have too much to accomplish in such a short time.

     

  9. Everything that happens to me, good and bad, is my personal responsibility. I blame no one but myself. These are the choices I’ve made, this is the life I’m living. I will accept the consequences of my actions.
  10. I will not stop until I have helped 1 Million men and women transform their lives physically, financially,spiritually, or emotionally.
  11. I will not be the person I don’t want to be. I will not be petty, jealous, or envious, or give in to any other of those lazy emotions.I will not gossip or speak badly of others, no matter who I am with or what environment I am in. I will not be negative when it is easier to be positive. I will not hurt others when it is possible to help.I will know the temptations, situations, and environments in life that I must avoid, and I will, in fact, avoid them, even if it means losing relationships with others who “live” in those environments. It’s my life and that matters more than what other people think of me.
  12. “I will always keep the child within me alive.” Frank McKinney. I will laugh everyday. That’s not hard when you have the friends and family that I have. And if they don’t make me laugh, there’s plenty of terrific movies on Netflix charter subscriber 12/99).

I’ve long since giving up caring about how others choose to judge me. What matters more than other’s opinions is the number of people that I can help by sharing advice and encouragement in my writing and products and services.

The most powerful songs are written by songwriters who bare their souls. So screw it, let’s do it. Let’s put it all out there.

I’m not going to help as many people as I could if I keep the “real info” to myself. I also understand now, better than ever, that sometimes you have to “write to repel” in order to strongly attract the readers you desire.

So that’s it. These 12 rules allow me to live my life with less guilt, more energy, and more productivity than if I did not have these personal philosophies outlined.

Now I know there will be two types of reactions to this content. First, some will dismiss it and dismiss me.

But to those people, remember the point of the list is not for you to sit there and think, “Oh, what a total weirdo. I never want to hang around with this guy.”

Instead, the point of the list, the idea, the article is to simply stimulate your thinking.

And that’s the 2nd type of reaction you can have to this article.

This is the reaction of the people who I’m interested in, the people who will realize what’s holding them back is not a lack of knowledge (because the knowledge is out there and freely available), but instead, it is decision making.

Listen, I know that every week you make decisions that leave you full of guilt and remorse, but on the other hand you also make decisions that you know are correct, even though they are difficult to make.

Wouldn’t you be better off if you made MORE correct decisions with less effort?

Of course, and that is where you rules to live by, your personal philosophies, come into play.

With this post, I’ve given you a model so that you can create your own personal philosophies that will allow you to make the correct decision and fewer decisions that leave you with remorse.

As a result of making more correct decisions, you’ll move closer to your goals and suffer less frustration. Life will be simpler once you start adhering to your own personal philosophies, and not worrying about what others think.

Again, I’d love to hear your personal philosophies as a comment on this page or by writing me at joe@joetufo.com

With honesty and feeling,

Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, Bio-Shield and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

“The surest way to accomplish your business goals is making service to others your primary goal. The key to success is adding value to other’s lives.” Kekich Credo #87

Find Your Way In The Door: Click To Register Learn How To Save Your Business A Small Fortune!

This is a way for you to benefit your clients to the tune of hundreds of thousands of dollars and improve your personal
income as well. Please attend. We host these every Thursday at 10am Pacific, 11am Mountain, 12noon Central
and 1pm Eastern. 
 
If you want to know more please visit:
http://www.StrydeAdvisors.com/161424 Stryde Agent Opportunity 
 
and to see the savings:
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Don’t forget to register at the link above.
 
Here to serve you and those whom you choose to refer.
 
Now Hiring
 

*$100-$300K+ year

*No Licensing requirements

*No Selling – We ask potential clients one quick question and send referrals to corporate

*No Paperwork – Complete Virtual Back Office back office we provide you


HOW TO APPLY: Go to http://www.strydeadvisors.com/161424 and submit the brief form after watching the short video.


 
Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, Bio-Shield and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
 
THIS INFORMATION IS PRIVATE
“To enhance, preserve and protect the personal well-being of those who place their trust in us, helping you develop resources that resolve stress by providing proven, high-integrity products and services that exceed expectations. We will help you reduce anxiety and worry while increasing net worth. improving health and contributing to your enjoyment of life. We help you create a ‘lifestyle by design.”’
 
Confidentiality Notice: This electronic message, including any attachments, is confidential and solely for the use of the intended recipient. The information in this message may contain privileged or sensitive information, including patient information protected by HIPAA, HITECH, and other federal and state privacy laws. If you are not the intended recipient please notify the sender and destroy all copies of the original message including any attachments.

Why Invest?

Why Invest?

God is the perfect partner in any investment program. It is He who supplies all the seed to be planted. We plant it; He multiplies it. So, any investment program ought to be based around multiplying assets that God supplies and returning the bulk of the crop, as pointed out in the parable of the stewards in Luke 19:12-24. The seeds that we retain then bring in a greater harvest the next time. As we show our faithfulness, He will give us even more. Our responsibility is to return it to His work.

Reasons for investing

God’s number one prerequisite for investing is always centered on our attitudes. Money can be used for the comfort and convenience of our families. It can be used to provide the needs of others. It can be used to spread the Gospel. Or it can be used for destructive purposes. Money, if misused, as in the case of the rich young ruler recorded in Matthew 19:16-30, can be an object of devotion and idolatry. Love of money has separated families and shattered friendships. Countless marriages have split up over the love of, or the misuse of money. Christians, therefore, must assess why they want to invest and how the surplus from the investments will be used, in the light of God’s principles. God is not against prosperity, but He hates evil attitudes that often accompany prosperity. These attitudes include greed, covetousness, and pride. So, since ultimately attitude will determine how an investment surplus is used, it is vital to discover what attitudes God wants us to have.

In addition, there are scripturally sound reasons for investing, and there are unscriptural reasons for investing. If you are investing for the wrong reasons it’s like having your ladder leaning against the wrong building. No matter how high you climb, you still end up on the wrong building.

So, first we will evaluate why people invest and accumulate money, and then we’ll look at the scripturally sound and unsound reasons for investing.

Why do people invest?

  1. Others advise it. Many people invest simply because someone else advised them to. They don’t have any clear personal plans or goals with regard to their investments. According to God’s Word, we are to seek good counsel, but we must weigh all counsel received against His Word. Listen, but seek God’s direction before taking action.
  2. Envy of others. Many people want to invest and accumulate wealth simply because they envy other people and their successes.
  3. It is a game to them. Many people invest because they consider it to be a competitive game. As such, they often get so wrapped up in the contest that they sacrifice family, friends, or health in order to win the game. They have no particular attachment to the money; it’s winning that’s important to them.
  4. Self-esteem and ego. Many want to accumulate wealth so that others will envy them. Those who are victims of this motive use their money in an attempt to buy esteem and bolster their pride and ego. “A man’s pride will bring him low, but a humble spirit will obtain honor” (Proverbs 29:23).
  5. The love of money. Those who love money will not part with it for any reason. Their lives are characterized by hoarding and abasement. This is a type of idol worship, which separates us from God. First Timothy 6:10, Hebrews 13:5, and Luke 9:25 caution against the love of money.
  6. Protection. Many people accumulate money for protection. This attitude places money as the object of trust and security rather than God.
  7. Slothfulness. Often people don’t plan well during the earlier years of their lives and, consequently, when faced with expenses in their middle or later years, they panic and try to generate in five years what they should have saved over the previous 20 years. A regular habit of spending less than you make and saving the difference is the proper investment plan.
  8. A spiritual gift. There is only one reason why God would supply a surplus of wealth to a Christian: so the needs of others can be met. If Christians want God to entrust greater riches to them, they must be found faithful in the smaller amount first (Luke 16:10-11). God promises His blessings to all who freely give and promises His curse on those who hoard, steal, covet, or idolize.

What are the scripturally sound and unsound reasons for investing? There are three scripturally sound reasons for investing.

  1. Multiply to give more. The parable of the talents recorded in Luke 19:12-26 tells us that God entrusts wealth to some of His stewards so that it will be available to Him at a later date. The management of the wealth requires that it be invested or multiplied.
  2. Meet future family needs. The indication throughout God’s Word is that the heads of families should provide for their own (1 Timothy 5:8). Good planning requires laying aside some of the surplus for future needs.
  3. Further the Gospel and fund special needs. This type of giving is necessary to maintain and promote the Gospel. If the church is ever to break out of the borrowing habit, Christians who invest must maintain some surpluses and be willing to give to legitimate needs.

There are four unsound reasons for investing.

  1. Greed. Greed is the desire continually to have more and demand only the best (1 Timothy 6:9). 
  2. Envy. Envy is the desire to achieve based on other people’s successes (Psalm 73:3).
  3. Pride. Pride is the desire to be elevated because of material achievements (1 Timothy 6:17). 
  4. Ignorance. Ignorance is following the counsel of other misguided people because of lack of discernment (Proverbs 14:7).

Once a Christian has accepted the purpose of investing—to serve God better—the crucial decision is how much to invest. This decision must be made after much prayer. In addition, a plan for the use and the distribution of the potential surplus must be made before the money becomes available. Set goals and pray about each goal before attempting to do any investing. If motives are anything but biblical, it would be better to give the money away rather than to risk losing something far more important than money—a relationship with the Lord.

Conclusion

Being rich or being poor is a matter of providence in God’s will, and He will give us only what we are capable of handling. The Christian’s responsibility is awesome and sobering. God, in His eternal plan, has decided to use us to supply and to fund His work. One day we must all stand before God and give an account of what we have done with His resources. Why does God provide an accumulation of wealth from investing? So His people can exercise giving in order to meet the needs of those who cannot provide for themselves.

 

Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
 
Trust, Integrity and Service Here Today Here Tomorrow
 
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

Why We Say NO! A Lot and Mean It

Many times throughout each day we receive calls from folks like you: referrals, referral partners, past clients, current clients, prospective clients, or someone who Googled one of our websites.

Invariably, you tell us that your project or start-up is “the greatest thing since sliced bread,” is a “billion dollar idea,” We’d “be a fool if we didn’t drop everything and devote all our time for free to get you funded.”

To each of you who expect us to work for free we have this to say – NO! NO! NO! A thousand times NO!

WE’RE NOT IN THE FEE BUSINESS and WE’RE NOT IN THE WORK FOR FREE BUSINESS!

It’s not that we’re uninterested or impolite it’s just that we’ve heard it thousands of times. Here’s our thoughts:

  • Do we have the time?
  • Will we feel pressured to get it done?
  • Will we be upset with ourself?
  • Will we be resentful of the other person?
  • Will we feel duped, had, or swindled?
  • What do we have to give up to do this?
  • What can we gain (What’s in it for us?)

No is our first option instead of the propensity to say yes that emanates from wanting to please, wanting to be liked, needing to be needed, being timid, avoiding confrontation, not knowing our rights, or feeling: plain and simple, that we should.

We’re in the consulting and funding business. With 39 years (November 1976 to present) of financial services experience in insurance, securities, and finance we may be uniquely qualified to serve you and those whom you choose to refer.

We charge a fee because we do this full-time: 50 hours scheduled a week plus another 20+ working on the websites, writing articles and newsletters, recording audio and video, holding webinars and other tasks to help each of you.

We take on committed paying clients and then focus all of our effort and energy in getting you funded.

With PFP you have a 97% success rate IF you join as a member, have the 20% to 30% down payment and closing costs, and a minimum of 90 days to fund.

In our 17+ years experience in this business about 1/3 of what crosses our desks we can fund (you may not like the rates, terms and conditions but we can fund you), 1/3 is DOA – Dead on Arrival – even with the thousands of pages of information we’ve published, dozens of books and courses we’ve published – let’s face it many of you can’t or won’t follow instructions, and the final 1/3rd is broken: your credit sucks, you have no business credit profile, you have more than three inquiries, you have derogatories, liens and judgments – you’re a mess and it will take days, weeks, months, or years to fix. (PFP Excepted)

So it’s not that we want to say NO! It’s just that we have a way that we do business well and that works for us: pay us our fully earned, non-refundable commitment fee of $25,000 for each project of $2,500,000 or above (1% minimum $2,500 per project $25,000 maximum per project for six months of service). We’ll roll up our sleeves, put on our thinking cap and get to work.

We have REAL funding sources that fund viable projects. Your project can be next.

As always we are available M-F 8AM to 6PM Pacific to serve you and those whom you choose to refer.

 

 

 

 
Sincerely and with gratitude,
 
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only) 
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/  PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
 
Skype: jptufo
 
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, Bio-Shield and More…
 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
Trust, Integrity and Service Here Today Here Tomorrow
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
 
THIS INFORMATION IS PRIVATE
“To enhance, preserve and protect the personal well-being of those who place their trust in us, helping you develop resources that resolve stress by providing proven, high-integrity products and services that exceed expectations. We will help you reduce anxiety and worry while increasing net worth. improving health and contributing to your enjoyment of life. We help you create a ‘lifestyle by design.”’
 
Confidentiality Notice: This electronic message, including any attachments, is confidential and solely for the use of the intended recipient. The information in this message may contain privileged or sensitive information, including patient information protected by HIPAA, HITECH, and other federal and state privacy laws. If you are not the intended recipient please notify the sender and destroy all copies of the original message including any attachments.
 [contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][contact-field label=’Best Time To Reach?’ type=’text’/][/contact-form]
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