Fast Funding Commercial and Residential Real Estate Loan Amounts Up To $5,000,000

• Loan amounts up to $5,000,000
• Commercial and residential real estate
• Owner and non-owner occupied properties
• Bridge loans up to 24 months
• Adjustable rate mortgages including 3/1, 5/1 & 7/1
• Fixed rate mortgages 15 & 30 years
• Footprint CA, WA, OR, NV and AZ
• We may be able to broker loans in other states

A Fast Funding Loan Underwriter’s Guidelines For Small Businesses USA

This came in from a loan underwriter December 22, 2016.

Small business loans for small business growth

• No Minimum Credit Score

* Direct Lender

• Funding in as little as 24 hours after approval
• Various Repayment Options

Business Funding

Receive funding of up to $2,000,000 in as little as 24 hours after approval

You Apply.

We Lend.

You Grow.

Small Business Loans

$5,000 to $2,000,000

• 6-month minimum term
• 36-month maximum term
• No Minimum credit score
• 6-months minimum business history
• Daily or Weekly Payments

We have several options to best fit your business' needs. We assist the following industries: Construction, Food Service, Auto, Manufacturing, and many more!

We are a direct lender

Offering daily,weekly payment options

We are not a merchant cash advance company

Ability to unlock equity in real estate

Straight From The Underwriter:

Here is a reminder of what I look for in a deal…but more specifically the REAL ESTATE. I think that is a big determining factor in all our deals we make here.

WHAT WE FUND: CONSOLIDATE --- (multiple Advances); LOW CREDIT ; Balloon Payment coming up; Act as a Bridge Loan -Collateralized by Real Estate.

REVENUE Requirements: 25K or greater in monthly deposits. WE FUND 2X times Monthly Revenue: min loan 50K- max 2MM

REAL ESTATE:

- Is it Residential, Commercial, or Land?

- Urban/or Rural ?

- What is the Value?

- Do you have an appraisal?

- What is the debt on the property?

REMEMBER: The usable NET EQUITY is calculated conservatively:

VALUE (.65 LTV) – DEBT = Useable Net Equity** (LTV subject to change in underwriting between 60-75%)

We will come in Senior/Subordinate position on the property (Debt to Value need to satisfy underwriting)

The LTV can range from 60% to 75% depending on property type and lien position**

For a submission: Last 6 months Business Bank Statements, App, and real estate info.

Let me know if you have any questions.

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate,

Asset Based Lending

"Expand your borrowing capacity with asset-based financing"

CASH FLOW SPECIALISTS INC. can help you or your company leverage the value of its assets to meet its financing needs. Through specialized monitoring of credit and collateral, we can underwrite loans that are outside the typical lending criteria of most traditional financing relationships, which can provide your company greater credit availability and more flexibility in pursuing your goals.

We’re a leader in asset-based financing, and offer senior secured financing to companies across the US. We offer our asset-based financing structures, including revolving lines of credit and term loans, to companies across a variety of industries – including manufacturing, distribution, wholesale, and service. We also offer supply chain financing programs that can help you improve your working capital.

Our financing can help address specific business circumstances and objectives, including:

• Working capital

• Rapid growth

• Turnaround

• Recapitalization

• Seasonal sales

• Short operating histories

• Acquisitions and mergers

• Shareholder buyouts

Asset-Based loans provide businesses with immediate funds and ongoing cash flow in the form of a revolving line of credit based on a percentage of the value of the company's assets, such as commercial accounts receivable and inventory. Businesses pay interest only on the funds they've drawn.

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, Pennington

Unsecured Business Credit Lines

Program Benefits

Low Interest

-Rates as low as 4.99% for FULL DOC applicants
-As low as 7.99% for STATED INCOME applicants
-All our products are unsecured. We do not collateralize or lien against any personal property or commercial property.

Lines will not report to credit bureaus

Lines will only report to your new business credit profile. So in the near future you do not have to depend on your personal credit for future business financing needs.Drawing these credit lines will not affect your debt/credit ratio, thereby protecting your personal credit for personal needs (auto loans, mortgages, student loans, personal credit cards).

No Doc or Full Doc & Verification

We have products that tailor to how established your business is. If your business is a start up, we have No Doc products available. If your business is established and showing profit, we have full doc products available.

No Upfront Costs

With our pay per performance pledge, you will not be charged a dime until you receive your funding.

Simple and Fast Business Loans From $10,000 – $500,000!

Ready To Get Your Funds?

Agent Opportunities Available

BUSINESS FINANCING

BUSINESS FINANCING

We can help provide financing for the following industry categories:

Advertising Specialty, Apparel and Textile Products, Aerospace and Defense, Business Services, Chemical Products, Communication, Consumer Products, Distribution, Electronics and Electronic Equipment, Fabricated Metal Products, Food and Related Products, Furniture and Fixtures, General Building Contractors, Health Services, Hotels and Other Lodging, Industrial Machinery and Equipment, Information and Financial Services, Lumber and Wood Products, Manufacturing, Media and Telecommunications, Paper and Allied Products, Personal Services, Printing and Publishing, Real Estate, Rubber and Plastics, Special Trade Contractors, Specialty Retail, Sports Franchise Arenas and Entertainment Theater Chains, Transportation Equipment, Wholesale Trade Durable Goods, and Wholesale Trade Non-durable Goods.

Business Financing Explained

Business Finance

On a case-by-case basis, CASH FLOW SPECIALISTS, INC., (CFSI) can help secure commercial business financing through our third party sources for different types of businesses that need funding quickly and conveniently. Our underwriting and funding sources will strive to locate the most advantageous financial structure available in the marketplace for the Client given the specific situation of that Client. As stated before, we can help provide commercial business financing for complex and difficult situations across many industry sectors.

For those companies that are unable to obtain financing from traditional lenders, our sources can help provide a solution for companies that require creative and prompt funding. This could include companies that: experience rapid growth, have seasonal needs, have increased fixed asset needs, want to acquire a business, purchase real estate, expand a business, refinance debt, acquire machinery, equipment, furniture, or fixtures, construct a building, renovate existing property, provide additional working capital, etc., as well as companies experiencing: financial problems, insufficient earnings, and general cash flow problems.

Our commercial business financing services include: Accounts Receivable Financing, Asset Based Lending, Cash-Flow Solutions, Chapter 11 Reorganizations, Corporate Consulting, Debt Restructuring, Equipment Financing, Factoring, Franchising, Inventory Financing, Leveraged Buyouts, Lines of Credit, Management Buyouts, Refinancing, Secured Commercial Lending, Subordinated Debt, Trade Financing, Turnarounds, Working Capital Loans, and the financing of rapidly growing companies.

COMMERCIAL BUSINESS FINANCING: We assist clients with traditional commercial financing requests but our specialty is working on real estate and business financing transactions that require "outside the box smart funding assistance" in the form of senior debt commercial financing, mezzanine financing, participating debt, subordinated debt, equity capital, joint ventures, credit and/or balance sheet enhancement, and high leverage financing. Even though the funding request may be more challenging, we roll up our sleeves and go to work with persistence to secure the best rate and terms for that specific project, given its overall risk assessment. Our financial network is comprised of strategic relationships with select people with proven expertise. This is our single biggest competitive advantage that we employ to help achieve funding results for your project.

BROKER INQUIRIES ARE WELCOMED AND APPRECIATED.

IMPORTANT: If you are serious about securing funding, please email us a 1 to 5 page Executive Overview or feel free to call us first.

BRIDGE LOANS

BRIDGE LOANS

Bridge Loan Lenders

CFSI has national, private bridge loan lenders available to meet our Clients needs. They specialize in creative short-term bridge loan solutions for qualified Clients who have an urgent need for funding in the range from $1M to $50M. These solutions enable Clients to take advantage of opportunities requiring immediate turnaround and are developed exclusively for those seeking alternatives to conventional bank loans.

Most of these unique bridge loan lenders have experience in real estate acquisitions, investments, management and development. This background gives them the expertise to underwrite and quickly assess complex opportunities and non-conventional situations in order to deliver a fast closing. Our lending sources respect time constraints and their goal is to respond quickly to loan requests andfund inquiries within 30 days of the receipt of an executed Letter of Interest.

One of our bridge loan lending sources has an underwriting philosophy that is driven by the formulation of exit strategies for their investment. As a result, they will really consider the "story" of the potential transaction. In effect, this frees them and the Client from the constraints of inflexible, underwriting that is driven merely by rigid formulas. If the lender can develop a comfort level that the Client can take them out at loan maturity, they will underwrite up to 90% financing, dependent upon the situation and property type.

As long as your opportunity makes sound economic sense, we have funding sources available to help provide you a needed short-term Bridge Loan.

Bridge Loan Financing

Bridge loans are loans used for a short duration of time until permanent financing is secured or the collateral is sold. Bridge loans are a perfect solution to immediately capitalize on a timely acquisition or business opportunity because they allow Clients to act quickly. These loans can be used for acquisition, buy-outs, foreclosures, cash out and construction purposes. It is a form of short-term financing made for 1 month to 12 months (extensions are possible; up to 36 months, with extension options incorporating rate step-ups and extension fees). This allows the Client the time to obtain more permanent and lower cost financing.

We are regarded as an "added-value" broker, working to serve the best interests of all parties concerned. We can provide our clients with assistance to minimize cash flow risk and provide funds at the lowest possible financing cost.

Bridge Loan Rate The rate on a bridge loan will vary (most bridge loans are at a floating rate over Prime or LIBOR) but as you would expect, "the higher the leverage employed, the higher the rate will be." Our lenders can tailor the loan terms to the specifics of each transaction, dependent upon property type, cash flow predictability, rollover, sponsorship, loan-to-value, debt service coverage, nature of the security interest, and potential exit strategies.

Bridge Loans - The Perfect Short-Term Tool

Bridge loans are a tool and should not be confused with standard term loans. They are used for properties or situations that require quick financing and there is a premium you pay for this type of financing.

Bridge Loan Financing - Building Confidence

You should have confidence that the return on investment and/or gains derived from employing this financing tool will outweigh the inherent costs.

Bridge Loan Uses:

Some possible reasons for Bridge Loans are:

• Bridge Loans for Business Expansion or Restructuring

• Unique situations that make economic sense

• Bridge Loan Financing for Foreclosures

• Partnership disputes; partner or equity buyouts

• Rehabilitation and Renovations

• Sale-Leaseback

• Refinancing

• Balloon Note Due

• Bridge Loans for Bankruptcy Resolutions

• Foreclosure avoidance

• Debt Restructur

• Bank Workouts

• Business Merger and/or Acquisition

• Quick close Acquisitions

• Bridge Loan Financing for Tax Lien Payoff

• Bridge Loan Financing for Judgment Payoff

Need a $1M or larger Bridge Loan? Contact us now for your Bridge Loan financing needs.

BROKER INQUIRIES ARE WELCOMED AND APPRECIATED.

IMPORTANT: If you are serious about securing funding, please email us a 1 to 5 page Executive Overview or feel free to call us first.

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate,

ASSET-BASED LOANS (INCLUDING IN-GROUND ASSETS)

ASSET TYPES: Commercial Real Estate, Equipment, Assignable Assets, Stocks, Bonds, Sports Contracts, Precious Metals, Accounts Receivable, Cash, Gems, Fine Arts, etc.

IN-GROUND ASSETS / MINED RESOURCE OVERVIEW

We have Lender/Investor underwriting group sources that can provide funding up to 30% of the "Proven Value" of the asset; $5M minimum funding request requirement for In-Ground Assets. This is for current owners of in-ground and out of ground mineral reserves to provide financing leverage against these assets.

Assets that are able to be funded include:

- Precious metals (Gold, platinum, copper, silver, etc)

- Energy (Oil, Gas, Coal, etc)

- Producing and non-producing assets

- Minerals or metals located in a secure location or bonded warehouse

Also, other Asset-Based collateral (potential value) that can be used for loan purposes include:

Business Based: Accounts receivable, aerospace leases, Bankruptcy Chapter 11, Bankruptcy receivables, Commercial contracts, Commercial deficiency portfolios, Commercial leases, Construction receivables, Equipment leases, Equipment timeshares, International receivable, Letter of Credit, Medical receivables, Partnership agreements, Purchase orders, Sports contracts, Trade acceptance drafts, Vendor carry-back paper, and Warehouse inventory lines. Contingency Based: Commercial judgments, Commissions, Consumer judgments, Corporate charitable contributions, Franchise fees, License fees, Royalty payments (including mineral rights fees), and Sales revenue. Government Based: Farm contracts and conservation reserve payments, Lottery winnings, and Tax refunds. Insurance Based: Annuities, Casino winnings, corporate retirement plans, Funeral purchase assignments, Life settlements, Prizes and awards, and structured settlements and class action awards.

Asset-Based Loan Terms

LOAN AMOUNT RANGE: $1M to $100M.

TIMING: Loan decisions can typically be made soon after the receipt of the required items and documentation needed by underwriting; after loan approval and depending on the attorney's time to draw up the loan agreement/contract, funding can occur within 3 to 7 days thereafter.

LOAN TERM: 6 to 12 months or longer

LOAN TO VALUE: 30% to 90%, depending on the asset/collateral.

Terms: The funding parameters, specific terms, timing, and costs will be based on the business analysis and overall risk assessment and strength of the project and the Principals. Since our sources are very competitive, the Principals' project will receive the rate and terms that it deserves.

BROKER INQUIRIES ARE WELCOMED AND APPRECIATED.

IMPORTANT: If you are serious about securing funding, please email us a 1 to 5 page Executive Overview or feel free to call us first.

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate,

An Exciting and Unique Funding Solution- Hybrid Debt Program-NON-RECOURSE

Quote for the day: "When you discover your mission, you will feel its demand. It will fill you with enthusiasm and a burning desire to get to work on it.” ~ W. Clement StoneContinue reading

A Dose of Reality – The Cost of Raising Capital – Your Project Must Support the Numbers

Raising capital is one of the most difficult challenges faced by today’s entrepreneurs. Tier-1 banks prefer low risk projects, such as 50% or more pre-sales on large urban real restate developments and low loan-to-value ratios. The next tier of lenders we deal with is serviced by many players, including private lenders, lower tier commercial banks, financing companies, investments banks, mortgage bankers, family offices and a variety of small to large hard money lenders.

These lenders are willing to take a higher risk, and expect higher growth and returns. They are also in the business of being picky, and turn down many opportunities. The cost of their capital is typically from 4% to 12% for debt loans, and they often add 1 to 3 lender points, plus there are agent fees. So the question is simple: When you run the numbers through your P&L projections can your project support realistic financing costs to get it off the ground? A common mistake we see among clients is under estimating the total cost of capital for their project. Don’t assume you will receive capital at 5% total cost if your project doesn’t meet the lower risk requirements to secure it. Being realistic will save a lot of time and heartaches.

We serve clients across the U.S. and select international locations. Feel free to reach out and contact us about your financing needs.