I have been funding since July 1, 1999. This approval stunned me today May 23, 2017. Here's why: the prospective client had been trying to obtain funding since September 2015. He had put $22million of his own money in the projects and "only" had $10million remaining. His country's government would not allow him to move the funds out of his country.
I met with the prospective client's representative in Brentwood CA for a couple of hours. I prepared a complete narrative and appeal letter. To my surprise I received this:
"I believe I may have seen this Vietnam Cement deal while the Borrower was shopping the transaction.
Obviously I am interested in any deal in South East Asia and would like to move forward aggressively.
This transaction is at the very top of our financial comfort level and I am Not quite sure how that additional $10Million USD-------- stuck in Vietnam plays into this deal. Can we use part (50%) or all of the money as potential equity in the deal?
REGARDLESS------WE WOULD HAVE TO DIVIDE THIS DEAL INTO 3 PHASES OF $150.0 MILLION USD EACH FOR A TOTAL LOAN OF $450.0 MILLION USD COVERING THE CONSTRUCTION; 24 MONTHS OF INTEREST RESERVES (NO LOAN PAYMENTS); CONSTRUCTION RESERVE FOR 12 MONTHS AND ALL CLOSING COSTS AND FEES.
Our fees are normally based on some number depending on risk evaluation of------------ 1/10 of One Percent of the gross loan amount. But in this case that would mean $450,000.00 USD which is unacceptable to Us and probably the client!
I WILL AGGRESSIVELY DISCOUNT OUR FEES TO----------- $165,000.00 USD with 60% due at the signing of our Loan Commitment upfront and the balance due------------ 25% in Cash at the Site Visit in Vietnam;------------ and the balance due within 72 hours after the Site Visit. The quoted upfront fees do Not include Business Class Airfare or First Class Junior Suite Hotels in Vietnam and other incidental expenses.
I would be honored to make a Gross Loan Offer of -----$450.0 Million USD at 3.75% for 20+ years or more; plus our 24 months of Stabilization Interest Only component at 3.75% (No Loan Payments); and all closing costs and fees.
We specialize in “limited or lower” Equity contributions for our potential Borrowers. The Borrower Equity Contribution for the Project (Your Current Business Investment); and the Due Diligence and Site Visit costs are considered Borrower Equity!!
WE ARE 100% READY, WILLING AND ABLE TO BACK YOU WITH A FULL LOAN COVERING ALL INTEREST RESERVES; CONSTRUCTION RESERVES; AND CLOSING COSTS AND FEES.
WE ARE A PRIVATE MONEY DIRECT CONDUIT LENDER THAT USES TANGIBLE ASSETS OR CASH AS THE EQUITY CONTRIBUTION FOR ANY PROJECT.
We fund most tangible Projects to cover all Construction Costs, Interest Reserves, Construction Reserves and closing costs and fees.
We specialize in Hotel and Resort Construction, Energy Projects, Apartments, Condos, and Manufacturing Expansion And Other Types Of Tangible Financing Worldwide including Agriculture!
We have been in the International Lending Arena for 30+ years and operate currently in 21 Countries.
*************************WE NEED THE FORMAL NAME OF THE BORROWER, CORPORATE BORROWER, STREET ADDRESS, PHONE, FAX, EMAIL AND ANY COLLATERAL.
WE EXPAND THE LOAN AMOUNT TO COVER ALL RESERVES AND INTEREST RESERVES RANGING FROM 3.75%------------- (NO LOAN PAYMENTS FOR 24 MONTHS) PLUS PERMANENT FINANCING OF 20 YEARS.
WE NEED THIS IMPORTANT DATA TO CREATE A FORMAL LOAN COMMITMENT, IF WE DECIDE TO MOVE THE DEAL FORWARD.
THERE ARE NO HIDDEN CHARGES, SPECIAL COLLATERAL OR OTHER HURDLES THAT YOU MUST JUMP OVER!
OUR MINIMAL AMOUNT IS $10.0 MILLION USD AND DEFINITELY MORE---------- TO INSURE THE NEW OPERATION IS A SUCCESS!
GXX FXXXXXXXX IS THE ABSOLUTE FINAL DECISION MAKER AND FUNDER, AND WE ARE DEFINITELY THE MONEY AND NOT BROKERS OF ANY TYPE!
We are currently funding in the in the International Arena, as long as, the government and economy are generally stable.
We fund in either Euros, or USD.
We can move quickly because all of our funding is from our Private Money Investor.
THERE IS NO SUCH THING AS A LOAN WHERE I HAVE NOT MET THE BORROWER OR SEEN THE PROPOSED SITE FOR THE LOAN.
I hope this outline will meet with the satisfaction of the potential Client/Borrower and we can move forward with the construction of a Formal Loan Commitment that will clearly detail all aspects of the Loan Offer.
I assume that the client has a detailed Business Plan and Executive Summary for a Project of this size?
We can always decrease the overall size of the loan by any amount (50%) of the $100.0 Million USD “stuck” in Vietnam but the general structure and Terms will Not change.
Your requested Commissions will be 100% protected and Paid at funding without protest-------- up to 2.5points---- clearly stated in the Loan Commitment that will be initialed on each page and signed by the Client/Borrower."
If you have a viable project of $10million or more that has Societal Value we're open for business?
If you are serious about securing funding, please see the following:
NEXT STEP: REQUIRED: in writing your Executive Overview/Summary (please see 5 required items below): PLEASE USE THIS EXACT FORMAT BELOW
ALL documents should be submitted in WORD, EXCEL, PDF, PUB, JPEG or like documents. NO link/Cloud file formats please.
I’m available 8am to 6pm Pacific any day but Sundays and Holidays. You may call me at 1.925.352.6000 cell or What’s App or jptufo on Skype.
I work by a schedule and do the best that I can.
If I don’t answer it’s either because I’m in a meeting, on my cell, or focusing on getting a project done.
I am focused and persistent. I will never quit.
I return all calls the same or next business day.
I am 66 years old, a husband of 43 years, a father of three, and grandfather of two.
God is #1 in my life, my Family is #2, Business is #3, and everything else is #4.
I have 40+ years experience in insurance, securities, and finance.
I’ve directly or indirectly funded billions in transactions.
We can fund viable Commercial Real Estate projects and Business Loans of societal value from $3million to billions in acceptable countries with as little as 5% cash down payment. An Executive Summary of 2 to 10 pages can be sent to email@example.com for consideration.
Our Joe Tufo LION LinkedIn profile and website have hundreds of articles, endorsements and testimonials.
The most successful meet me in San Francisco at Alioto's Restaurant on Fisherman's Wharf or at BJ’s Restaurant or Vic Stewart’s Restaurant in Brentwood California and buy me lunch or dinner, some choose to pay me a fee which is credited against commissions at successful funding.
The Bible states in I Timothy 5:18b that "The laborer is worthy of his wages."
Please remember when you contact me save us both time and money by visiting http://www.linkedin.com/in/joetufo and http://www.workingcapitalfast.com first. Answers to your questions are probably there.
Depending on the funders program you may pay $500,000 with an investment bank that funds $10million to $2Billion to 5% down for a USA funder that funds $3million to billions, to 20% down with a European Bank that funds $5million to multiple billions to 30% down for PFP that funds $100,000 to $250 million. It's all explained in the articles. Interest rates are generally 4% to 5% fixed up to 25 years.
Sincerely and with gratitude,
Joseph P. Tufo
Cash Flow Specialists, Inc.
Certified Cash Flow Consultant, Certified Capital Specialist
925-352-6000 Cell 800-669-2700 (USA Only)
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