5% Cash Down Payment 20:1 Leverage $3Million to Billions

I have a program that funds 20:1 leverage 4% interest fixed with 25% paid in about 45 days with the balance in about 60-90 days viable projects anywhere in the world ?, to clarify that's 5% cash down payment minimum $3million funding no maximum.

Some of the types of businesses we can fund:

Real Estate Development






Energy Related Projects


Alternative Energy

Automotive Services

Office Building

Oil and Gas

Mobile Home Parks

Light Industrial

Car Washes



Retail Stores

Mixed Used Property

Shopping Malls

Apartment Building

Self Storage Units

Raw Land Lots

Bed & Breakfast

Hotel and Motels

Golf Courses

Commercial development

Parking Structures

and many more

Worldwide Acceptance


If you are serious about securing funding, please see the following:

NEXT STEP: REQUIRED: in writing your Executive Overview/Summary (please see 5 required items below): PLEASE USE THIS EXACT FORMAT BELOW

ALL documents should be submitted in WORD, EXCEL, PDF, PUB, JPEG or like documents. NO link/Cloud file formats please.

  1. Be concise. Executive Overview/Summary; should not exceed 5-10 pages. (expressed in English and in U.S. Dollars)
  2. How much cash money has the Client already invested or has available to be invested in this project?
  3. Include the clear purpose for the Use of Funds.
  4. Clearly state the length of time from funding that it will take until the company will reach stabilized positive cash flow.
  5. Provide a 10-year projected financial pro-forma - totals only (just Sales, Expenses. Net Operating Income) IN EXCEL

Questions and Answers

What is the 5% down payment for?

The 5% funds pay for the instrument that is monetized to generate the loan amount requested.

What is the process?

Complete Package Sent in ONE email please

  • Mutual NCND
  • CFSI Fee Agreement
  • CIS (Application)
  • Non-Solicitation
  • Proof of Funds 5% cash minimum $150,000
  • Color Scan Driver’s License or Passport small or medium sized

The prospective client sends their submissions to me. I read everything through and check back if I'm unclear.

I prepare a cover letter with the reasons I feel the application should be accepted and share how I became acquainted with this person.

If there is a referring party I disclose that too with a copy of the mutual NCND so they receive their share of compensation.

25% is paid in about 45 days with the balance in about 90 days. Interest rates are 4% fixed. The term is determined by the scope of the project and is negotiated with the funder.

What if for some unforeseen reason I don’t fund - am I out the down payment?

This is written into the Letter of Intent (LOI) for a $10million approval we received this week:

  • If for some unforeseen reason this loan does not close within 150 days the loan commitment fees will be refunded back to the borrower in full.

These programs can be problematic?

I agree. It's a process that's taken us three years to refine.

We've funded two, received a LOI Thursday evening, May 11th for a third, and received a fourth Monday morning, May 15th. I expect six more applications by month end and 60 for 2017.

Check back with me periodically for updates.

So the 5% are levered up, being either collateralized or gone completely?

The 5% funds pay for the instrument that is monetized to generate the amount requested. There are three parties to a loan funding in this program: the bank that provides the leased instrument, the monetizer, and the bank that provides the funding.

The whole process takes time and is determined by the size of the loan. The minimum funding is 60 to 90 banking days for a $3million loan and one proposal I have is for $10million and is cited above. Will this help you understand? This is written into the Letter of Intent (LOI) for a $10million approval we received this week:

* If for some unforeseen reason this loan does not close within 150 days the loan commitment fees will be refunded back to the borrower in full.

Who is guaranteeing the refund of the 5% - or is this only contractually done?

The Trust that issues the Letter of Intent

And who guarantees the payout (timing and amount)?

The Trust that issues the Letter of Intent.

I was securities licensed for 19 years. I had two art pieces from almost 40 years ago on my walls in my private office that I still have mounted today.

“Thou shalt guide me with thy counsel, and afterward receive me to glory.”

Psalms 73:24 KJV

“For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future.”

Jeremiah 29:11 NIV

I also mention this: “Give a portion to seven, and also to eight; for thou knowest not what evil shall be upon the earth.”

Ecclesiastes 11:2 KJV

I had hundreds of clients that placed funds with me in those days. Those three verses were displayed prominently.

The 5% program is run by two people I've done business with for many years. I trust them. I'll keep you updated on our progress.

Up to 100% Funding

I have four possibilities and they are discussed on our LinkedIn profile and website with links below.

One funds up to 100% minimum $3million maximum $500million,

the second requires 2% to 3% cash and funds $50million to $250million,

the third requires 5% +/-cash, minimum $150,000 and funds $3million to no limit and

the fourth requires $500,000 cash and funds $10million to $2billion.

Traditional lenders require a minimum 20% down and some require 30% down. The Austrian bank we work with requires 20% cash down.

Please send your executive summary of up to 10 pages for consideration to joe@joetufo.com Please explain to us the full particulars of your situation and what you wish to accomplish.

We will review your situation VERY CAREFULLY and offer you a custom fitted solution.

95% of the time the solution will be simple to understand and 100% of the time it will be the least expensive alternative.

Real Estate Development, Industrial, Manufacturing, and Commercial Loans Hotels, Healthcare, Mining, and Energy Related Projects Finance.

Worldwide Acceptance

I’m available 8am to 6pm Pacific any day but Sundays and Holidays. You may call me at 1.925.352.6000 cell or What’s App or jptufo on Skype.

I work by a schedule and do the best that I can.

If I don’t answer it’s either because I’m in a meeting, on my cell, or focusing on getting a project done.

I am focused and persistent. I will never quit.

I return all calls the same or next business day.

I am 66 years old, a husband of 43 years, a father of three, and grandfather of two.

God is #1 in my life, my Family is #2, Business is #3, and everything else is #4.

I have 40+ years experience in insurance, securities, and finance.

I’ve directly or indirectly funded billions in transactions.

Our websites have hundreds of articles, endorsements, and testimonials.

For more Information on CFSI Kindly visit http://www.linkedin.com/in/joetufo for my LinkedIn profile or our website at http://www.workingcapitalfast.com and learn more about our programs.

Prospective clients MUST have viable projects in acceptable countries.

The most successful meet me in San Francisco at Alioto's Restaurant on Fisherman's Wharf and buy me lunch or dinner, some choose to pay me a fee which is credited against commissions at successful funding.

Depending on the funders program they may pay $500,000 with an investment bank that funds $10million to $2Billion to 20% down with a European Bank that funds $5million to multiple billions, to 5% or more down for a Program that funds $3million to no limit, to 30% down for PFP that funds $100,000 to $250 million. It's explained in the articles. Interest rates are generally 4% to 5% fixed up to 25 years.

Bank Secrecy Act Anti-Money Laundering

Customer Identification Program—Overview

The CIP is intended to enable the bank to form a reasonable belief that it knows the true identity of each customer. The CIP must include account opening procedures that specify the identifying information that will be obtained from each customer. It must also include reasonable and practical risk-based procedures for verifying the identity of each customer. The CIP must be incorporated into the bank's BSA/AML compliance .... or similar safeguard; examples include a driver's license or passport.

Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com joe@joetufo.com


https://db202.isrefer.com/go/pfp/a1488/ PFP, Community Opportunities, REEP

Skype: jptufo

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Commercial Real Estate Loans, Business Funding, Specialized Tax Credits, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

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About the Author Joe Tufo