Category Archives for Direct Selling

Develop a Culture of Service

I wrote this after clients complained of poor service with one of our vendors:

If you are in a customer/client based company the most important thing to emphasize in the day to day operations would be service. Unfortunately, a lot of companies overlook this very simple concept. Actually, many think first about monetary gains and second about the customer/client. Putting the dollar in front of the service is the equivalent of putting the cart before the horse. It's a losing equation for all parties. The company, while they may see short-term profits, will never retain long-term loyalty, and the client gets poor service and has a bad experience. Developing a culture of service should be the highest priority for any company or entrepreneur that wants to stand the test of time. The only way to differentiate, create loyalty, and ensure you have made a good first and last impression on every customer/client that you deal with are to put that individuals needs above your own. When the customer service that you render is of the highest quality there will be no shortage of money flowing in.

Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com joe@joetufo.com

http://www.workingcapitalfast.com

http://www.stryde.me/161424 WOTC Tax Credit to $9,600 Per Newly Hired Qualified Employee

http://www.StrydeAdvisors.com/161424 Agent Opportunity: Tax Credits, Expense Reduction Save Big Bucks!

https://db202.isrefer.com/go/pfp/a1488/ PFP, Community Opportunities, REEP

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Real Estate Loans, Business Funding, Specialized Tax Credits, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Available 8am to 6pm Pacific Any Day But Sunday And Holidays

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #Uo To 100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Direct Conduit Lender,#Strategic Alliances, #Specialized Tax Incentives, #Expense Reduction, # WOTC Tax Credit, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

CFSI Update: MedXPrime, PFP, Stryde/GMG, Working Capital Fast, 20161209

Merry Christmas!
It's a great day to be alive, isn't it? I praise God for wonderful people like you! I pray for you daily. May God bless you and your family exceedingly, abundantly above whatever you may think or ask! Remember JESUS is the Reason for the Season!
I've been quite prolific with writing and have posted 74 articles on LinkedIn http://www.linkedin.com/in/joetufo and more than that on http://www.workingcapitalfast.com I encourage you to visit these links and learn about the products and services we have and how they will bless you and those whom you choose to refer. Thank you!

We have three complementary services:

1. Stryde/GMG expense reduction and specialized tax credits are worth $80,000 to $1million or more to your prospective clients now.

SAVINGS SOLUTIONS FOR VIRTUALLY EVERY INDUSTRY

We have helped thousands of companies reduce expenses and obtain large federal tax incentives that would otherwise go uncaptured. Our services are not limited to any single industry focus.

Over 90% of all businesses can benefit from one or more of our services.

Learn How Your Company Can Save Money On:

  • All
  • Credit Card Processing
  • Employer Payroll Tax Incentives
  • Parcel Shipping
  • Property Owner Tax Incentives
  • Property Taxes
  • Waste & Recycling
  • Work Comp Insurance

You can go here http://www.gmgsavings.net/index.cfm?id=161423 and enter their informations and in five minutes or less get an idea of what they will receive. It's staggering!

If you're interested in joining our team use this link http://www.StrydeAdvisors.com/161424

2.Commercial Loans - PFP for those who have money and time to obtain the absolute best rates, terms, and conditions on any type of loan to $250 million and high risk fast funding loans for businesses that need money within three to seven business days and are willing to pay the price to enjoy the benefits. This subscriber based program may be the only savings and funding source you will ever need. Register here: https://db202.isrefer.com/go/pfp/a1488/

AN INTRODUCTION TO PFP COMMUNITY

* Are You Earning 4.9% or more on savings?

* Are You Earning 9.9% or better on CD’s?

* Did You Know… You can Get Paid on the value of your home

or investment property without risk or loss of equity?

* Are Your Secured & Insured Investments paying you 14.5% annually?

Join Us THURSDAY NIGHT To Learn “What Banks WON'T Tell You”

and “What Most Financial Advisors DON'T Know”...

These calls are for PFP Members only.

Plus get answers to these important questions and more...

--> Why aren't banks also offering 4.9%, 9.9% or more?

--> How safe is your money in the bank?

--> Can I get paid from my home's value without a loan or selling?

Register here: https://db202.isrefer.com/go/pfp/a1488/

3. MedXPrime for medical practices, labs, hospitals, nursing homes and other medical related businesses. Our ideal client is a medical practice that wants to improve their bottom line by $300,000 to $1million or more in 2017.

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

WHAT WE DO

We fund start-ups and existing businesses provided they have 10% to 30% cash collateral and we can do that in a minimum 60 banking days at 3% to 5% interest (PFP). Once they are operating we have several expense reduction and specialized tax incentives that will be worth five to seven figures a year to them. (Stryde/GMG)

We have a guaranteed way for your business to cut operational costs and improve profitability making more money for your business at no risk to you. Call/text today at 925.352.6000 or email me at joe@joetufo.com We just got a 200 employee manufacturing business a $328,227 check from the IRS. We got a property owner just under $600,000 back on a $3,100,000 building he owned. Do It NOW! Call TODAY 925.352.6000

Dear Friend,

 

I'm reaching out to you with critical information that could SAVE YOUR LIFE or the LIFE OF A LOVED ONE. Any one taking more than one prescription at the same time is in danger. This is the 4th LEADING CAUSE OF DEATH!

 

Consumer Alert! (This information could save your life)
In the U.S. 125,000 people die from Adverse Drug Reactions, the 4th leading cause of death, plus 2 million are hospitalized and many have lifelong issues. This is due to taking a medication that doesn't suit your body's genetic profile. A very simple DNA test to prevent this has been around for 8 years, believe it or not, however 90% of doctors still aren't using it even though major clinics like Mayo, Vanderbilt, Duke, and Stanford have incorporated it into their procedures. It's a simple Q-tip cheek swab, which is sent to the world class lab we've teamed up with. Within a few days the doctor gets a report that clearly shows what medications the patient can safely take and, most importantly, which they cannot take. Many insurance companies and Medicare* pay for this test (*see company information for full details).

A story shared by a Father:

 

The daughter of one of our representatives suffered for 15 years with medications that caused depression and changed her personality. After discovering our company, she was given this very simple test. The results came back to the doctor and showed that ALL the medications she had been on were all the wrong ones. In fact her doctor said to the father that he was surprised she was still alive. Needless to say, the doctor has corrected the medications and she is like another person today.

 

YOU MUST ATTEND THIS WEBINAR! (btw...no will talk to you or ask you questions, just grab a cup of coffee, glass of water and listen)

 

Please click on the link and register - 20 minutes could save your life or the life of a loved one. I'll call you soon but meanwhile, here's the link to register for the live webinar: https://attendee.gotowebinar.com/register/5760257132550403330

CLICK HERE to register for a webinar.

  • Monday, 6:00pm PDT
  • Tuesday, 6:00pm PDT
  • Wednesday, 6:00pm PDT
  • Thursday, 6:00pm PDT
  • Saturday, 10:00am PDT
Please let me know which day you will be able to attend.
Sincerely,
Joe Tufo

925.352.6000

josephptufo@gmail.com joe@joetufo.com

Are you paying $125,000 or more in taxes? We have some solutions that will save you a bundle! We have three to five conferences a year in Dallas and the San Francisco Bay Area, the last of which was in September in Oakland CA. We have tax experts, foundation experts, an enrolled agent, and other financial experts to help you.

Some of the important Benefits of these financial strategies are:

Benefits Complex Trusts & Non Operating Private Family Foundation:
-Preserve and Protect Assets

-Enhance Assets and Income
-Reduce annual tax liabilities
-Reduce property taxes & capital gains
-Avoid probate & death taxes
-Avoid lawsuits & judgment losses
-Protect retirement savings
-Isolate assets from litigation and liens
-Insure personal privacy
-Create a legacy for future generations
-Provide a vehicle for the custody of children’s funds?

Kindly refer friends, family, and acquaintances who can benefit from our services.

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

We are so blessed to have you all sharing our vision for Cash Flow Specialists, Inc. and are truly thankful for each and every one of you!

Sincerely and with gratitude,
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only)
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
Skype: jptufo
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More...
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
Trust, Integrity and Service Here Today Here Tomorrow
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

#Pharmacogenomic Testing, #PGX, #Current Articles on Pharmacogenetics, #Drugs, the Conditions they Treat, and PGX Warnings, #Adverse Drug Reactions, #Evidence Based, #Medically Actionable, #Improved Patient Outcomes, #Uncollectible Insurance Claims, #Uncollectible Insurance Accounts Receivable, #Insurance Accounts Receivable, #Accounts Receivable, #Toxicology, #Urine Drug Testing, #Drug Enforcement Agency, #Annual Wellness Visit, #MACRA requirements, #Tomorrow’s Medicine Today, # Better Billing Solutions, #Personalized Medicine, # Credentialing, #Billing

# Commercial Loans, #Business Loans, #Residential Loans, #Auto Loans, #RV Loans, #Truck Loans, #Apartment Loans, # Construction to Permanent Loans, #REEP, #Savings Accounts, #IRA's, #Roth IRA's, #Defined Benefit Plans, #Defined Contribution Plans, #Keogh Plans, #403-b Plans, #Commercial Investments, #Next Generation Funding, # Crowdfunding, #Subscriber Based Plans, #Co-Op, #Franchise Funding, #Medical Financing, #Project Funding, #Worldwide Loans, #Business Consulting, #Film Funding

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate,

Consumer Alert! (This information could save your life)

Dear Friend,

I'm reaching out to you with critical information that could SAVE YOUR LIFE or the LIFE OF A LOVED ONE. Any one taking more than one prescription at the same time is in danger. This is the 4th LEADING CAUSE OF DEATH!

Consumer Alert! (This information could save your life)
In the U.S. 125,000 people die from Adverse Drug Reactions, the 4th leading cause of death, plus 2 million are hospitalized and many have lifelong issues. This is due to taking a medication that doesn't suit your body's genetic profile. A very simple DNA test to prevent this has been around for 8 years, believe it or not, however 90% of doctors still aren't using it even though major clinics like Mayo, Vanderbilt, Duke, and Stanford have incorporated it into their procedures. It's a simple Q-tip cheek swab, which is sent to the world class lab we've teamed up with. Within a few days the doctor gets a report that clearly shows what medications the patient can safely take and, most importantly, which they cannot take. Many insurance companies and Medicare* pay for this test (*see company information for full details).
A story shared by a Father:

The daughter of one of our representatives suffered for 15 years with medications that caused depression and changed her personality. After discovering our company, she was given this very simple test. The results came back to the doctor and showed that ALL the medications she had been on were all the wrong ones. In fact her doctor said to the father that he was surprised she was still alive. Needless to say, the doctor has corrected the medications and she is like another person today.

YOU MUST ATTEND THIS WEBINAR! (btw...no will talk to you or ask you questions, just grab a cup of coffee, glass of water and listen)

Please click on the link and register - 20 minutes could save your life or the life of a loved one. I'll call you soon but meanwhile, here's the link to register for the live webinar: https://attendee.gotowebinar.com/register/5760257132550403330

CLICK HERE to register for a webinar.

  • Monday, 6:00pm PDT
  • Tuesday, 6:00pm PDT
  • Wednesday, 6:00pm PDT
  • Thursday, 6:00pm PDT
  • Saturday, 10:00am PDT
Please let me know which day you will be able to attend.
Sincerely and with gratitude,
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only)
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
Skype: jptufo
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More...
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
Trust, Integrity and Service Here Today Here Tomorrow
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

#Pharmacogenomic Testing, #PGX, #Current Articles on Pharmacogenetics, #Drugs, the Conditions they Treat, and PGX Warnings, #Adverse Drug Reactions, #Evidence Based, #Medically Actionable, #Improved Patient Outcomes, #Uncollectible Insurance Claims, #Uncollectible Insurance Accounts Receivable, #Insurance Accounts Receivable, #Accounts Receivable, #Toxicology, #Urine Drug Testing, #Drug Enforcement Agency, #Annual Wellness Visit, #MACRA requirements, #Tomorrow’s Medicine Today, # Better Billing Solutions, #Personalized Medicine, # Credentialing, #Billing,

How To Win Friends and Influence People – Our Average Client Receives $240,000 in Tax Benefits!

We have three complementary services:

1. Stryde/GMG expense reduction and specialized tax credits are worth $80,000 to $1million or more to you now.

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

2.Commercial Loans - PFP for those who have money and time to obtain the absolute best rates, terms, and conditions on any type of loan to $250 million, a European Bank for those with 20% cash down payment minimum funding $5million - no maximum, funds in about 30 banking days, and high risk fast funding loans for businesses that need money within three to seven business days and are willing to pay the price to enjoy the benefits.

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

3. MedXPrime for medical practices, labs, hospitals, nursing homes and other medical related businesses. Our ideal client is a medical practice that wants to improve their bottom line by $300,000 to $1million or more in 2017.

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

As of this writing December 10, 2016 there are 58 articles on Working Capital Fast and 70 articles on LinkedIn with another several dozen I'm in the process of researching and writing.

http://www.workingcapitalfast.com website

LinkedIn profile http://www.linkedin.com/in/joetufo that may be of benefit to you.

This may be of interest:

http://workingcapitalfast.com/top-reasons-apply-alternative-financing-bank-loans and

http://workingcapitalfast.com/workers-compensation-audit-overview and

http://workingcapitalfast.com/reduce-income-taxes-cost-segregation

This website will enable you to quickly calculate substantial savings for your prospective clients and make you a hero:

http://www.gmgsavings.net/index.cfm?id=161423 (Our Average Client Receives $240,000 in Tax Benefits!)

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction If you choose to become an agent.

Merry Christmas!


Sincerely and with gratitude,
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only)
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
Skype: jptufo
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More...
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
Trust, Integrity and Service Here Today Here Tomorrow
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
THIS INFORMATION IS PRIVATE
"To enhance, preserve and protect the personal well-being of those who place their trust in us, helping you develop resources that resolve stress by providing proven, high-integrity products and services that exceed expectations. We will help you reduce anxiety and worry while increasing net worth. improving health and contributing to your enjoyment of life. We help you create a 'lifestyle by design.'''
Confidentiality Notice: This electronic message, including any attachments, is confidential and solely for the use of the intended recipient. The information in this message may contain privileged or sensitive information, including patient information protected by HIPAA, HITECH, and other federal and state privacy laws. If you are not the intended recipient please notify the sender and destroy all copies of the original message including any attachments.

#Pharmacogenomic Testing, #PGX, #Current Articles on Pharmacogenetics, #Drugs, the Conditions they Treat, and PGX Warnings, #Adverse Drug Reactions, #Evidence Based, #Medically Actionable, #Improved Patient Outcomes, #Uncollectible Insurance Claims, #Uncollectible Insurance Accounts Receivable, #Insurance Accounts Receivable, #Accounts Receivable, #Toxicology, #Urine Drug Testing, #Drug Enforcement Agency, #Annual Wellness Visit, #MACRA requirements, #Tomorrow’s Medicine Today, # Better Billing Solutions, #Personalized Medicine, # Credentialing, #Billing

Commercial Loans, #Business Loans, #Residential Loans, #Auto Loans, #RV Loans, #Truck Loans, #Apartment Loans, # Construction to Permanent Loans, #REEP, #Savings Accounts, #IRA's, #Roth IRA's, #Defined Benefit Plans, #Defined Contribution Plans, #Keogh Plans, #403-b Plans, #Commercial Investments, #Next Generation Funding, # Crowdfunding, #Subscriber Based Plans, #Co-Op, #Franchise Funding, #Medical Financing, #Project Funding, #Worldwide Loans, #Business Consulting, #Film Funding

#Direct Marketing, #Network Marketing, #Multiple Streams of Income, #Work From Home, #Be Your Own Boss, #Medical Opportunities, #Get Out of Debt, #IRS, #Financial Freedom, #Biggest Online Business Opportunities, #Make Millions Online, #Online 24/7 Network Marketing, #Real Jobs, #Real Opportunity, #Don't Wish For It, Work For It!, #Duplication, #Financial Halo, #MedXPrime, #Forensic Accounting, #Uncollectible Insurance Accounts Receivable, #Annual Wellness Visit, #Pharmacogenomic Testing, #PGX, #DNA, #Adverse Drug Reactions, #Toxicology, #Mentor, #Sales

#Money Available, #Next Generation Funding, #Funding, #Hotel, #Motel, #Resort, #100% Funding, #3% to 5% Fixed, #No Pre-Payment Penalties, #Commercial Loans, #Commercial Investments, #Managed Money, #Business Consulting, #Portfolio Management, #Business Funding, #Asset Management, #Sophisticated Investors, #Accredited Investors, #IRA’s, #Qualified Funds, #Alternative Investments, #Commercial Real Estate, #Global Project Funding

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate,

Premium Calculation for Worker’s Compensation

If your company purchases workers’ compensation insurance, the premium is calculated according to a certain formula. This can vary from state to state; however, there is a considerable degree of uniformity. A policy is normally one year in duration.

 

The basic method of pricing workers’ compensation insurance begins with a rate per $100 of payroll. There are different classifications which apply to different work exposures, and each classification will carry its own rate per $100 of payroll determined by the state’s rating bureau and company’s insurance carrier.

 

Basically, the rate corresponds to the exposure to injury of different categories ofwork. For example, the rate for a bank employee is subject to a lower workplace risk of injury compared to a roofing contractor. Thus, the rate for the bank employee’s classification code will be much lower than the rate for the roofing contractor’s classification code.

 

Most states utilize the National Council on Compensation Insurance (NCCI) classification system, but several states like PA, NJ, DE, CA and MI are slightly modified. The leading classification principle in workers’ compensation insurance is that the overall business is classified, not the individual workplace exposure of the employee. As an example, in most states, at an automobile dealership the parts counter employees are placed in the same classification as the mechanics. The classification applied to the business is the “governing classification.” The governing classification is the classification that generates the most payroll for a company. There are exceptions, for example, construction companies are not subject to the governing classification rules, but rather the individual exposure of the employee is classified according to the classification rules that apply in a particular state.

Keep in mind that there are several workplace exposures that are normally separated into their own classifications called “standard exceptions.” These include clerical, outside sales and often drivers (but not in every state).

 

Can your business reduce its worker's comp costs with no upfront fees?

 

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

 

 

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

#Work Comp, #Worker’s Compensation, #Work Comp Audit, #Save Thousands, #CPA, #Enrolled Agents, #EA, #Accountant, #Controller, #Expense Reduction, #Stryde Savings, #GMG Savings, #Insurance Agent, #Commercial Insurance, #Broker, #Save Money, #Business Insurance, #CPCU, #How To Insure A Business, ##How To Get The Best Price, #Worker’s Compensation Structure, #Rating Bureaus, #Classifications, #Employer’s Liability#Classification Survey, #Classification Correction, #insurance Company Auditor, #Remuneration, #Payroll, #Audit Period, “Normal Anniversary Rating Date, #Experience Rating, #Retrospective Rating

ABOUT FINANCIAL HALO – Unlimited Opportunities – Do You Keep Your Options Open?

About Financial Halo

Financial Halo is dedicated to offering services across a spectrum that is defined by making a significant difference in people’s lives. We initiated operations in October 2013 by offering a suite of services through our strategic alliances with third party providers. Our initial core concept was to help people increase their net worth rapidly by accessing these services to reduce debt, save money and increase their assets.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

MedXPrime . In September 2014 we expanded into the medical arena with a new division, MedXPrime, by introducing a life-saving DNA test that helps to prevent adverse drug reactions. We have continued to expand MedXPrime by offering doctors and medical facilities several services which provide better healthcare to their patients and increased revenue.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

DNA Testing . MedXPrime offers 'Personalized Medicine' in the form of DNA testing helping to prevent adverse drug reactions. This valuable service introduces 'Tomorrow's Medicine, Today' and helps to save lives in the process. Over 106,000 people die each year from Adverse Drug Reactions, the 4th leading cause of death in America, a completely needless tragedy. ADRs affect millions of people with over 2 million people hospitalized each year. With MedXPrime physicians and patients alike are educated to prevent ADRs with a very simple, live-saving test. Our credo is that "Every Doctor, Every Patient" needs to know about this life-saving pharmacogenetic test.

Forensic Insurance Accounts Receivable Recovery. Our suite of services includes a unique and proprietary forensic insurance accounts receivable service that helps doctors recover claims that have been denied and uncollectible. This can return tens and hundreds of thousands of dollars to the doctor’s bottom line that was not expected to be recovered.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Annual Wellness Visits . Another service adding income to the medical practice is our Annual Wellness Visit which can also easily add six figures a year to the doctor’s income. Driven by our provider’s proprietary software, the AWV provides important information that improves patient’s health and well-being while creating new revenue to the medical practice.

MyInsuranceHalo . Financial Halo has also formed a strategic partnership arrangement with a national independent insurance marketing organization. The arrangement between our two companies creates an additional “Halo” service to help Americans get out of debt, including their home, often in ten years or less without spending additional money each month. In addition to debt elimination this Halo service also protects the consumer from financial distress which often follows major illnesses such as heart attack, stroke and cancer by providing a lump sum benefit up to two million dollars upon diagnosis. This unique “Living Benefit” will save people from the devastating financial consequences of life-challenging health issues.

Financial Halo has developed a strong reputation for providing a diversified suite of financial products along with specialized practice management programs for medical professionals. We are dedicated to providing programs that affect people in significant and meaningful ways, helping to resolve financial issues that are deeply burdensome and emotionally very difficult.

Business Opportunity . Along with these life-changing services, the company also offers a unique and lucrative business opportunity of 'Doing Well by Doing Good' with a generous compensation plan, training and support. Our core precept for our Associates is to create a business in which they can create multiple streams of income from diversified profit centers by combining much needed debt and tax relief for individuals and business owners; a suite of services for doctors and hospitals that will dramatically increase their revenue along with a means to save lives by reducing Adverse Drug Reactions with pharmacogenetic testing. Creating relationships across different areas of interest allows our representatives to build a business with multiple streams of income from diversified profit centers.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

A Financial Halo representative, in effect, has several businesses they may develop under a single marketing entity. While any one of our Halo services may provide the income to achieve one’s financial goals, we stress that it is the aggregated income from all Halos that creates the financial security that people seek.

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We expect many customers to go to an Associate’s website with one particular Halo in mind only to find that they may also have other needs satisfied through Financial Halo as well. This cross-marketing aspect of our suite of services is a key advantage leading to greater business activity.

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Financial Halo was launched to solve a major concern in the U.S. for 90 million families: debt. Along with many financial experts, we believe the North American middle class is heading into what may well be a catastrophic debt and retirement crisis. Financial Halo was created to fix that.

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For the last decade, it seems like people have become accustomed to the idea that debt is simply a fact of life; that they will always have debt and there is no way to get out from under it. At Financial Halo we totally reject that notion completely. That is a noose around the neck of people that will forever keep them from getting ahead.

Month after month, year after year, good hard-working people are responsibly paying their bills on time each month but are not getting anywhere financially. Most people would agree, the game of life is all about INCREASING YOUR NET WORTH.

This is the most important formula in your life: Net Worth = Assets minus Liabilities (debts). What most people do is focus on increasing their assets, and that is a good thing. But it is also true that reducing and removing liabilities dramatically and effectively increases net worth. We’re show people how to do BOTH.

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Our Mission Statement is our promise to you:

“To enhance, preserve and protect the personal well-being of those who place their trust in us, helping people to develop resources that resolve stress by providing proven, high-integrity products and services that exceed expectations. We will help reduce anxiety and worry while increasing net worth, improving health and contributing to the enjoyment of life in our customers’ lives. We help people create a 'lifestyle by design'.

This is our message to people: Our concept is having a halo around you; a financial halo that shows you the right way to go and protects you on the way to getting there. Over the last decade, watching the debt load of Americans increase year after year and seeing the numbers of people in financial crisis multiply has been a sobering experience.

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Based on an analysis of Federal Reserve statistics and other government data, the average US household credit card debt for 2012 stands at $15,263. Total consumer debt is $11.15 trillion in debt with $853.6 billion in total credit card debt. The average American home has 13 payment cards. Over 40% of US families spend more than they earn and the average U.S household pays $14,553 in consumer debt interest each year. The average person spends 40% to 50% of their paycheck to merely make payments on their debts; mortgage, auto loan, credit cards, medical bills.

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Financial Halo has taken up the crusade of opening a new path for Americans who desire financial security. We encourage a new and different emphasis. We are focusing our efforts on helping people accelerate their net worth and enjoy life. If families only just pay their bills each month and never have anything left over to create wealth and do the things they want to do, they are on a treadmill to nowhere. Financial Halo has a proven system that helps people liquidate debt quickly, saving hundreds and thousands of dollars in interest payments, creating “new found money” that can be put to work growing their future, relieving the stress of financial uncertainty and resolving the anxiety of debt overload. To us, it’s all about creating a lifestyle by design.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

#Direct Marketing, #Network Marketing, #Multiple Streams of Income, #Work From Home, #Be Your Own Boss, #Medical Opportunities, #Get Out of Debt, #IRS, #Financial Freedom, #Biggest Online Business Opportunities, #Make Millions Online, #Online 24/7 Network Marketing, #Real Jobs, #Real Opportunity, #Don't Wish For It, Work For It!, #Duplication, #Financial Halo, #MedXPrime, #Forensic Accounting, #Uncollectible Insurance Accounts Receivable, #Annual Wellness Visit, #Pharmacogenomic Testing, #PGX, #DNA, #Adverse Drug Reactions, #Toxicology, #Mentor, #Sales

Disclaimer

"Financial Halo, LLC has entered into agreements with providers of the services and products represented on this website. These providers are authorized by Financial Halo to enroll any Financial Halo client on behalf of Financial Halo Associates who may wish their services. Financial Halo encourages its clients and customers to do their full diligence prior to engaging the services of its provider companies. Financial Halo, LLC reserves the right, at its discretion, to change, modify, add or remove any service program or provider at any time in order to improve the services offered. Financial Halo LLC, its representatives, agents and employees do not provide personal, medical, health-related, business, legal, financial or tax advice."

My Income Halo – Why Network Marketing and the Direct Selling Industry

If you ask most people what they really want in life, it is simply to give up their job, occupation or profession for an income that will allow them the time freedom to do what they want, when they want. You can do that with Financial Halo.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

 

Having your own business is the great American dream for many people. It’s a way to take control of your life, increase your income, maybe ease into it part-time and then build a substantial full-time business of your own. It gives people the income they need to do the things they want; it gives them time freedom to enjoy life on their own terms. We call this living a “lifestyle by design”.

 

But why a Financial Halo business? The simple answer to this question is that you get the opportunity to do well by doing good. It may be that you would just like to get all your Financial Halo services for free by recovering any fees you may have paid. You can do that easily by just referring a few people so we can help them too. We will pay you several hundred dollars for each referral who becomes a Financial Halo client.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Or you may be looking for greener pastures where those meadows are made of money. If you want to have your own home-based business and earn a few thousand a month you can do that. If you want to grow that business into a full-time income that allows you to transition from your current job, you can do that too. Most people believe that an income of around $10,000 per month will set them free from their day to day job. We will show you how to make that happen.

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With Financial Halo, you will have multiple streams of income from our several “Halos” of service. These diversified profit centers keep you from being vulnerable to just one source of income. One of the best things about this business is that virtually everyone can use one of our services; and they will almost certainly know someone who can also benefit from the Financial Halo. So, word of mouth is definitely going to help you.

 

We all want to earn more money and to do well financially. But, equally, we want to help people in a meaningful way; contribute to our community and serve those who are the least fortunate. But despite our heart’s intentions, both time and money prevent us from being that person and doing those things. Financial Halo will help you create time freedom and financial security so you can live a lifestyle by design, not a lifestyle of circumstance where you have so very few choices. Our success system means you don’t have to explain anything to anyone; simply refer people to the company and we take it from there.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

 

Most of us are very busy with our lives, juggling work, family, church and community commitments. Family, religion and health are extremely important in our lives life but after these three, the MOST IMPORTANT and the MOST stressful area is our financial well-being. Financial Halo is focused on this area. Almost all of us struggle with the need to create more income without having a whole lot of extra time to do so. Many people work second jobs, depriving their family of the most important thing they can give, their time. Spouses both working long hours, kids not getting the full attention that all parents want to give. Anyone planning for college expenses or retirement is well aware of the seeming impossibility of reaching those goals. Those nearing retirement are almost desperate as their ‘golden’ years appear to be rust instead. The financial pressures sometimes seem overwhelming. And aren’t most of the arguments and friction over finances?

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The truth of it is that a relatively small amount of money can make a huge amount of difference. Federal bankruptcy statistics state that 90% of personal bankruptcies could be avoided with only $300 additional income per month. But even without the threat of a bankruptcy, $300 - $500 extra each month means having a nicer place to call home; a better, more dependable car; having your spouse at home every day instead of at work; taking care of medical issues instead of ignoring them. Not having your kids at daycare, not having your parents in a retirement home. It may mean simply being able to take a vacation that you have long deserved.

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Today almost 4 million Americans work full time in a home business. In 2012, there were 15.9 million people involved in direct selling in the U.S., an increase from 15.6 million the prior year. The U.S. Department of Labor believes that half of all Americans will be working from home by 2025. The US Census Bureau says more than 12 BILLION working hours per year are WASTED by people stuck in traffic on their way to and from work. And, 45% of workers in North America are deeply concerned they or their spouses will lose their jobs before they retire.

 

With Financial Halo you will be able to have your own home-based business on a part-time or full-time basis. The huge advantage that you have with us is developing multiple streams of income from each of the Financial Halo companies that you refer people to. Diversified profit centers are a key strategic advantage to any business. As additional Financial Halo services are added you will be able to receive yet another source of income from your existing customers and future referrals. But for now, let’s consider; why have a network marketing business at all? What’s the advantage?

 

Why Network Marketing and the Direct Selling Industry.

The genius of the network marketing business model is that people are rewarded and incentivized for working together; you become successful by helping others become successful; it’s a beautiful thing. It formalizes a great ethic in people. It is a well established business model that has proven success and credibility. Network marketers represent hundreds of U.S. direct selling businesses, and together they generated $31.6 billion in 2012, a 5.9 percent year-over-year increase from $29.87 billion in 2011. In 2012, there were 15.9 million people involved in direct selling in the U.S., an increase from 15.6 million the prior year. With unemployment still at high levels, direct selling in the network marketing industry has become not only a supplemental income source but increasingly provides a primary income. A home business can put $2,000-$5,000 a year back in your bank account just in business deductions on your tax return.

 

The President of the Direct Selling Association, Joseph Mariano had this to say, “The strong performance of direct selling in the United States and around the world continues to underscore the economic and social relevance of this business model. Despite progress toward economic recovery, there are still many Americans looking for a source of supplemental and full time income. Coupled with increasing consumer confidence, both sales and interest in the opportunity are at near-record levels.”

 

It’s not just a U.S. phenomenon: The U.S. was ranked as the top direct selling market in the world with 19 percent of worldwide sales in 2012. Japan came in second with $22.7 billion (14 percent), followed by China at $20.0 billion (12 percent), Brazil at $14.6 billion (9 percent) and South Korea at $13.3 billion (8 percent). Global direct sales increased 5.4 percent from $158.3 billion in 2011 to $166.9 billion in 2012.

 

As the ultimate equal-opportunity solution, a direct selling home-based business may represent the purest form of equality through free enterprise. That’s one of the most striking aspects of network marketing as a business model: It involves men and women from all walks of life, all ages, and all racial, ethnic and socioeconomic groups. In today’s worldwide economic slowdown, more and more individuals are entering the direct selling, home-business space. Anyone with desire and effort can become successful.

 

The Financial Halo story:

  • Associates have multiple income streams from diversified profit centers.
  • Associates earn immediate, large commissions with strong residual income.
  • Target market of customers is huge, includes most people. And global.
  • Low cost of entry with no required monthly fees to qualify for commissions, no autoship.
  • Simple; just refer people to your website and let them decide. True Referral Marketing.
  • No sponsoring requirements to maximize six levels of commissions.

 

So, if you want more from life than you are currently getting, take a look at being a Financial Halo Associate.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

 

Sincerely and with gratitude,
Joseph P. Tufo
Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime
925-352-6000 Cell 800-669-2700 (USA Only)
https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services
https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate
https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP
http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction
http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!
Skype: jptufo
MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More...
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
Trust, Integrity and Service Here Today Here Tomorrow
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
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MyTaxHalo Business Summary Get The IRS Off Your Back!

MyTaxHalo Business Summary

Every year, more and more people are targeted by the IRS for audits and liens against their assets and income. For Financial Halo Associates, this represents an opportunity to help people take on the one government agency that is most feared by Americans, the Internal Revenue Service. Helping people resolve IRS challenges is not only emotionally very satisfying but can be very financially rewarding as well.

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The market for helping people with IRS problems is growing as the agency becomes more aggressive than ever in taking action against U.S. citizens. IRS liens filed against taxpayers jumped 60% since the start of the national recession, according to a new federal annual report by the National Taxpayer Advocate, part of the Taxpayer Advocate Service, an independent organization within the IRS. The increase in lien filings continued a longer trend in which the report said the 2010 total soared 553% higher than the number filed previously.

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The IRS filed more than 1 million liens in federal fiscal year 2010, the highest in nearly two decades and a spike from the nearly 684,000 filed in the year ahead of the recession's December 2007 start.

The taxpayer advocate report concluded, "The IRS has continued the trend toward more lien filings despite the worst economy in at least a generation" — with serious financial impact on some of those unable to pay.

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Nina Olson, who heads the Taxpayer Advocate's office, stated that "Lien filings can badly damage or destroy a taxpayer's creditworthiness because they are picked up by the credit-rating agencies and retained on the taxpayer's credit reports for seven years from the date the tax liability is resolved, or longer if it is not resolved,". For those with IRS liens filed against their property, that can mean it's harder to get a job, find affordable housing or buy insurance.

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This is where you come in. As a Financial Halo business Associate, there are hundreds of thousands of people who need help in finding a way to defend themselves from the IRS. You can be a beacon of light in a sea of financial despair, helping people who have nowhere to turn find answers. You can literally save them not just tens of thousands but hundreds of thousands of dollars by referring them to MyTaxHalo. Remember, Nina Olson with the Taxpayer Advocate Service? She said, "If you do not know your rights, it can feel like you are being run over.”

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Be a part of the solution by building your Financial Halo business helping people save themselves from financial ruin and the aggressive, bullying tactics that are often used by the IRS against people. You will feel like a hero because that is exactly what they need. Someone who simply cares enough to reach out and steer them in the right direction. You get to do that AND get paid exceedingly well. That is about as good as it gets when it comes to earning a living.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Disclaimer

“Financial Halo, LLC has entered into agreements with providers of the services and products represented on this website. These providers are authorized by Financial Halo to enroll any Financial Halo client on behalf of Financial Halo Associates who may wish their services. Financial Halo encourages its clients and customers to do their full diligence prior to engaging the services of its provider companies. Financial Halo, LLC reserves the right, at its discretion, to change, modify, add or remove any service program or provider at any time in order to improve the services offered. Financial Halo LLC, its representatives, agents and employees do not provide personal, medical, health-related, business, legal, financial or tax advice.”

#Network Marketing, #Direct Selling, #Work From Home, #MLM, #Marketing, #Facebook Marketing, # Business Opportunity, # Business Opportunities, #Online Business Opportunity, #Online Business Opportunities, #Facebook Make Money Team, #Affiliate Marketing, #Make Money Online Today, #Make Money Online America, #Debt Reduction, #Debt Elimination, #IRS,

 

 

MedXPrime Tomorrow’s Medicine Today!

About MedXPrime

The era of ‘Personalized Medicine’ has now arrived. It allows your physician to understand from your specific DNA profile what medications will work best. It’s called ‘pharmacogenetic testing’ or PGT. No more trial and error prescribing, no longer having the danger of Adverse Drug Reactions (ADRs) which put over 2 million people annually in the hospital and cause over 100,000 deaths each year. Now doctors can have the knowledge to avoid these issues. Personalized Medicine helps doctors to individualize drug therapy, decrease adverse drug reactions, and increase the effectiveness of treatment plans. In other words:

“Right Information, Right Drug, Right Dose, Right from the beginning”

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According to Felix Frueh, Associate Director of FDA, Personalized Medicine “is the science that allows us to predict a response to drugs based on an individuals’ complete genetic makeup.”

Several U.S. medical facilities have now adopted phamacogenetic testing:

  • Vanderbilt University Medical Centre
  • John Hopkins
  • Mayo Clinic
  • Duke Medical Centre
  • RCIVA Dallas (Cardiovascular & Interventional Vascular Associates)
  • HCA (Hospital Corporation of America)

The AMA calls it "The Future of Medicine"

Vanderbilt calls it "Personalized Medicine"

Cornell/Columbia calls it "Precision Prescribing"

Eli Lilly calls it "Tailored Therapuetics"

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If you are concerned about the effect that your medications are having on each other and want to dramatically reduce the possibility of an ADR; if you want to get the best result from your drug therapy as soon as possible, then you must speak with your health care provider about PGT.

Why should physicians test their patients? Very simply, it’s the right thing to do:

  • Eliminate trial and error.
  • Eliminate “One Size Fits All” medication management.
  • Enhance Patient Care.
  • Enhance Patient Satisfaction.
  • Enhance Compliance.
  • Enhance Patient Confidence.
  • Risk Management:
  • Reduces liability to physicians

We are all different! We have different DNA and respond differently to medications. Only 70% of Caucasians metabolize normally (the reason why many drug studies are performed in northern Europe). Some 40% of African Americans, 50% of Asians and 80% of Polynesians do NOT metabolize normally! Out of 100 patients in a waiting room, only 46% metabolize normally while 35% are intermediate, 13% are poor and 6% are ultrarapid metabolizers.

The PGT test saves the "trial and error" process and the associated costs from ADRs. It gives actionable data to the physician so the right medication at the right dose will be prescribed the first time to achieve the desired therapeutic results. As an example, the FDA has "black boxed" Plavix. Patients with reduced-function alleles have a 3.5-8 times greater risk for major adverse cardiovascular events. This can be prevented by simply ordering the test for each patient. There is no way of knowing how each patient will react to Plavix and there is a huge legal implication if a physician does not order the test.

The advantages of personalized medicine are:

  • develop better efficacy of treatment, quicker response
  • better outcomes
  • fewer adverse events, and
  • lower health care systemic costs

Pharmacogenetic testing (PGT) detects single nucleotide polymorphism of nine cytochrome P450 enzymes in the liver: CYP2D6, CYP2C9, CYP2C19, CYP3A4, CYP3A5, Factor II, Factor V, MTHFR, VKROC1.

By identifying the genotypes of these enzymes we can predict an individual's ability to metabolize about 95% of all medications. The phenotypes are assigned based on the patient's metabolizing ability as poor, intermediate, intermediate-extensive, extensive, and ultra-rapid metabolizers. Armed with the genetic information, physicians can provide personalized care by delivering the right medication at the right dosage to the right patient. In addition, PGT can help reduce adverse drug reactions, avoid drug interactions, prevent overdose and death, and save precious time and medical costs. The test is a simple non-invasive, buccal cell-based cheek swab. The PGT has a short turn-around time and easy to read lab reports. Individuals who may benefit from PGT include patients with abnormally high or low metabolite to substrate ratios in urine drug screening, patients with multiple organ system issues or on multiple medications, patients who suffer from debilitating adverse drug reactions, and patients who have gone through sequential ineffective drug trials. PGT is proven a useful tool in chronic pain management where the use of narcotics and other medication is likely.

According to the FDA, adverse drug reactions cause over 2 million hospitalizations per year and 106,000 annual deaths, while contributing $136 billion dollars to annual health care costs in our country. These are terrible statistics but the worst part is they are largely avoidable. The best part is that the technology is now available to every physician to ensure patient safety and the best possible treatment plan.

Contact me for more information and get tested now!

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More…

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

 

#Network Marketing, #Direct Selling, #Work From Home, #MLM, #Marketing, #Facebook Marketing, # Business Opportunity, # Business Opportunities, #Online Business Opportunity, #Online Business Opportunities, #Facebook Make Money Team, #Affiliate Marketing, #Make Money Online Today, #Make Money Online America

Disclaimer

“Financial Halo, LLC has entered into agreements with providers of the services and products represented on this website. These providers are authorized by Financial Halo to enroll any Financial Halo client on behalf of Financial Halo Associates who may wish their services. Financial Halo encourages its clients and customers to do their full diligence prior to engaging the services of its provider companies. Financial Halo, LLC reserves the right, at its discretion, to change, modify, add or remove any service program or provider at any time in order to improve the services offered. Financial Halo LLC, its representatives, agents and employees do not provide personal, medical, health-related, business, legal, financial or tax advice.”

 

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MyCreditHalo Business Summary Fix Your Credit NOW!

Millions of people need to raise their credit scores. Each and every one of them is a potential customer for you. You can use MyCreditHalo to attract these people to your Financial Halo website.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

While helping them find an effective and successful means to raise their scores, you will also benefit from their seeing all we have to offer under the umbrella of Halo services.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

One of the great advantages of a Financial Halo business is that virtually everyone can either use one of our services or KNOWS someone who needs a Halo service. After all, who doesn’t want to get rid of debt quickly?

Do you know anyone who wouldn’t like to increase their asset accumulation? And with MyCreditHalo, how many people want a higher credit score? This business of helping people is an easy and fun business to be in. By simply referring people to watch the Financial Halo videos and read our information, you set up a pipeline of people who go straight to the Halo service providers. Two things happen when they enroll in a service that will help them. First, you get PAID! That’s always a good thing. And, once they get the relief and satisfaction they are looking for they tell others. Word of mouth is a huge part of why MyCreditHalo can drive the growth of your business. While not everyone has the IRS after them or has a house in foreclosure, it is highly likely they know someone who does. The best part of this is the immense emotional reward to you, knowing that you have helped to relieve the stress and anxiety for someone in financial duress.

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Not everyone knows the broad range of negatives associated with a bad credit score. By helping someone with MyCreditHalo, you also help them in so many other ways. There are at least ten areas affected by bad credit:

1. High interest rates on your credit cards and loans

Creditors and lenders see bad credit applicants as riskier than applicants with better credit scores. They make them pay for this risk by giving them a higher interest rate. Over time they’ll end up paying much more in interest than they would have with better credit. The cost is even higher with big credit card balances or major loans.

2. Credit and loan applications may not be approved

Because creditors and lenders think bad credit is a risk, they might not want to lend at all. People find that even simple applications are being denied.

3. Difficulty getting approved for an apartment

Who knew that landlords checked credit before allowing you to sign a lease? It’s true. Having bad credit can leave you homeless or close to it.

4. Security deposits on utilities

Utility companies – electricity, phone, and cable – check credit as part of the application process. With a bad credit history, people often have to pay a security deposit to establish service in their name, even if they’ve always paid their utility bills on time.

5. No cell phone contract

Yep, cell phone companies check credit too. They contend that they’re extending a month of service, so they need to know how reliable payments will be. If the credit’s bad, the option is to get a prepaid cell phone, a month-to-month contract where phones are typically more expensive, or go without one at all.

6. Get denied for employment

Certain jobs, especially those in upper management or the finance industry, require a good credit history. Qualified and experienced people are actually turned down for a job because of negative items on their credit report, especially high debt amounts, bankruptcy, or outstanding bills.

7. Higher insurance premiums

Insurance companies check credit too. They say that lower credit scores are linked to higher claims filed. Because of this theory, they check credit and charge a higher premium to those with lower credit scores, regardless of the number of claims actually filed.

8. Calls from debt collectors

Bad credit itself doesn't lead to debt collection calls. However, chances are with bad credit there are also some past due bills that debt collectors are pursuing.

9. Difficulty starting your own business

Many new businesses need banks loans to help fund their startup. A bad credit history can limit the amount one is able to borrow to start a new business, even if they have the greatest idea and the data to prove it.

10. Difficulty purchasing or leasing a car

Banks check credit before giving you a car loan. With bad credit people get denied or get approved with a high interest rate. Most of those “no credit check” car lots charge extremely high interest rates that make it difficult to make monthly car payments.

With MyCreditHalo, you can help to rescue people from a lot of grief and put a little more life in their life, all while building a successful business for yourself. Does it get any better than that?

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

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Disclaimer

"Financial Halo, LLC has entered into agreements with providers of the services and products represented on this website. These providers are authorized by Financial Halo to enroll any Financial Halo client on behalf of Financial Halo Associates who may wish their services. Financial Halo encourages its clients and customers to do their full diligence prior to engaging the services of its provider companies. Financial Halo, LLC reserves the right, at its discretion, to change, modify, add or remove any service program or provider at any time in order to improve the services offered. Financial Halo LLC, its representatives, agents and employees do not provide personal, medical, health-related, business, legal, financial or tax advice."

 

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