Category Archives for Merchant Cash Advance

Develop a Culture of Service

I wrote this after clients complained of poor service with one of our vendors:

If you are in a customer/client based company the most important thing to emphasize in the day to day operations would be service. Unfortunately, a lot of companies overlook this very simple concept. Actually, many think first about monetary gains and second about the customer/client. Putting the dollar in front of the service is the equivalent of putting the cart before the horse. It's a losing equation for all parties. The company, while they may see short-term profits, will never retain long-term loyalty, and the client gets poor service and has a bad experience. Developing a culture of service should be the highest priority for any company or entrepreneur that wants to stand the test of time. The only way to differentiate, create loyalty, and ensure you have made a good first and last impression on every customer/client that you deal with are to put that individuals needs above your own. When the customer service that you render is of the highest quality there will be no shortage of money flowing in.

Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com joe@joetufo.com

http://www.workingcapitalfast.com

http://www.stryde.me/161424 WOTC Tax Credit to $9,600 Per Newly Hired Qualified Employee

http://www.StrydeAdvisors.com/161424 Agent Opportunity: Tax Credits, Expense Reduction Save Big Bucks!

https://db202.isrefer.com/go/pfp/a1488/ PFP, Community Opportunities, REEP

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Real Estate Loans, Business Funding, Specialized Tax Credits, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Available 8am to 6pm Pacific Any Day But Sunday And Holidays

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #Uo To 100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Direct Conduit Lender,#Strategic Alliances, #Specialized Tax Incentives, #Expense Reduction, # WOTC Tax Credit, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

BUSINESS FINANCING

BUSINESS FINANCING

We can help provide financing for the following industry categories:

Advertising Specialty, Apparel and Textile Products, Aerospace and Defense, Business Services, Chemical Products, Communication, Consumer Products, Distribution, Electronics and Electronic Equipment, Fabricated Metal Products, Food and Related Products, Furniture and Fixtures, General Building Contractors, Health Services, Hotels and Other Lodging, Industrial Machinery and Equipment, Information and Financial Services, Lumber and Wood Products, Manufacturing, Media and Telecommunications, Medical, Paper and Allied Products, Personal Services, Printing and Publishing, Real Estate, Rubber and Plastics, Special Trade Contractors, Specialty Retail, Sports Franchise Arenas and Entertainment Theater Chains, Transportation Equipment, Wholesale Trade Durable Goods, and Wholesale Trade Non-Durable Goods.

Business Financing Explained

Business Finance

On a case-by-case basis, Cash Flow Specialists, Inc.(CFSI) can help secure commercial business financing through our third party sources for different types of businesses that need funding quickly and conveniently. Our underwriting and funding sources will strive to locate the most advantageous financial structure available in the marketplace for the Client given the specific situation of that Client. As stated before, we can help provide commercial business financing for complex and difficult situations across many industry sectors.

For those companies that are unable to obtain financing from traditional lenders, our sources can help provide a solution for companies that require creative and prompt funding. This could include companies that: experience rapid growth, have seasonal needs, have increased fixed asset needs, want to acquire a business, purchase real estate, expand a business, refinance debt, acquire machinery, equipment, furniture, or fixtures, construct a building, renovate existing property, provide additional working capital, etc., as well as companies experiencing: financial problems, insufficient earnings, and general cash flow problems.

Our commercial business financing services include: Accounts Receivable Financing, Asset Based Lending, Cash-Flow Solutions, Chapter 11 Reorganizations, Corporate Consulting, Debt Restructuring, Equipment Financing, Factoring, Franchising, Inventory Financing, Leveraged Buyouts, Lines of Credit, Management Buyouts, Refinancing, Secured Commercial Lending, Subordinated Debt, Trade Financing, Turnarounds, Working Capital Loans, and the financing of rapidly growing companies.

COMMERCIAL BUSINESS FINANCING: We assist clients with traditional commercial financing requests but our specialty is working on real estate and business financing transactions that require "outside the box smart funding assistance" in the form of senior debt commercial financing, mezzanine financing, participating debt, subordinated debt, equity capital, joint ventures, credit and/or balance sheet enhancement, and high leverage financing. Even though the funding request may be more challenging, we roll up our sleeves and go to work with persistence to secure the best rate and terms for that specific project, given its overall risk assessment. Our financial network is comprised of strategic relationships with select people with proven expertise. This is our single biggest competitive advantage that we employ to help achieve funding results for your project.

BROKER INQUIRIES ARE WELCOMED AND APPRECIATED.

IMPORTANT: If you are serious about securing funding, please email us a 1 to 5 page Executive Overview or feel free to call us first.

Cash Flow Specialists, Inc.(CFSI)
Mr. Joseph P. Tufo, President

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Office: (925) 352-6000
E-mail: joe@joetufo.com

Business Consolidation Loans, Not Credit Score Driven, Any Real Estate Equity

Friendly Reminder!

Hello,

I wanted to provide you with a brief synopsis of what we do:

1.) We can do consolidation loans. If you have 2, 3 or even 4 loans out and are drowning in payments...we can fix that. With any kind of real estate as collateral with available equity it doesn't matter what kind of credit you have. We can get you onto one weekly or daily payment and get you out from under all of that stress.

2.) We fund more! When most lenders are doing loans around the size of the monthly deposits, we are loaning more! On average our clients are seeing approvals 2-3X the monthly deposits. That means depositing $100,000 per month can now borrow up to $300,000! There isn't a lender out there that can lend like that right now.

3.) No minimum FICO score required & no lending cap! We don't have a credit requirement. Simply put...we take collateral to secure the working capital so your credit doesn't matter. No lending cap...if the deal makes sense we can do it. So if you are looking for $2,000,000 or more? No problem! Let us know.

Notes: All we need is last (1) 6 months business banking statements and (2) an application. Conditional Approval in 24 hours.

If you have any question or would like to discuss a file, please contact me.

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/

jptufo.worldgn.com Dr Helo wearable technology for health

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate,

Credit Challenged? Need Cash For Your Business?

I just wanted to check-in with you to see if you had any files you would like us to review:

I recently funded a merchant with 453 credit score, for 200K, 24 months- for a balloon mortgage payment coming up-in Minnesota.

Send us:

1. Declines
2. Merchants with low credit
3. Merchants seeking consolidation
4. Merchants seeking larger loans
5. Merchant with a balloon mortgage payment coming up…
6. Tax liens/judgments
7. NSFS/multiple negative daily balances

*require real estate with net equity. We can come in 1st, 2nd , 3rd, and even 4th position. Debt and Value rations must be sufficient for consideration.

* We lend two times monthly revenue

To submit a file, I will need: most recent bank statements and an app (yours will suffice).

Feel free to give me a call to discuss your file.

A Fast Funding Loan Underwriter’s Guidelines For Small Businesses USA

This came in from a loan underwriter December 22, 2016.

Small business loans for small business growth

• No Minimum Credit Score

* Direct Lender

• Funding in as little as 24 hours after approval
• Various Repayment Options

Business Funding

Receive funding of up to $2,000,000 in as little as 24 hours after approval

You Apply.

We Lend.

You Grow.

Small Business Loans

$5,000 to $2,000,000

• 6-month minimum term
• 36-month maximum term
• No Minimum credit score
• 6-months minimum business history
• Daily or Weekly Payments

We have several options to best fit your business' needs. We assist the following industries: Construction, Food Service, Auto, Manufacturing, and many more!

We are a direct lender

Offering daily,weekly payment options

We are not a merchant cash advance company

Ability to unlock equity in real estate

Straight From The Underwriter:

Here is a reminder of what I look for in a deal…but more specifically the REAL ESTATE. I think that is a big determining factor in all our deals we make here.

WHAT WE FUND: CONSOLIDATE --- (multiple Advances); LOW CREDIT ; Balloon Payment coming up; Act as a Bridge Loan -Collateralized by Real Estate.

REVENUE Requirements: 25K or greater in monthly deposits. WE FUND 2X times Monthly Revenue: min loan 50K- max 2MM

REAL ESTATE:

- Is it Residential, Commercial, or Land?

- Urban/or Rural ?

- What is the Value?

- Do you have an appraisal?

- What is the debt on the property?

REMEMBER: The usable NET EQUITY is calculated conservatively:

VALUE (.65 LTV) – DEBT = Useable Net Equity** (LTV subject to change in underwriting between 60-75%)

We will come in Senior/Subordinate position on the property (Debt to Value need to satisfy underwriting)

The LTV can range from 60% to 75% depending on property type and lien position**

For a submission: Last 6 months Business Bank Statements, App, and real estate info.

Let me know if you have any questions.

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate,

BUSINESS FINANCING

BUSINESS FINANCING

We can help provide financing for the following industry categories:

Advertising Specialty, Apparel and Textile Products, Aerospace and Defense, Business Services, Chemical Products, Communication, Consumer Products, Distribution, Electronics and Electronic Equipment, Fabricated Metal Products, Food and Related Products, Furniture and Fixtures, General Building Contractors, Health Services, Hotels and Other Lodging, Industrial Machinery and Equipment, Information and Financial Services, Lumber and Wood Products, Manufacturing, Media and Telecommunications, Paper and Allied Products, Personal Services, Printing and Publishing, Real Estate, Rubber and Plastics, Special Trade Contractors, Specialty Retail, Sports Franchise Arenas and Entertainment Theater Chains, Transportation Equipment, Wholesale Trade Durable Goods, and Wholesale Trade Non-durable Goods.

Business Financing Explained

Business Finance

On a case-by-case basis, CASH FLOW SPECIALISTS, INC., (CFSI) can help secure commercial business financing through our third party sources for different types of businesses that need funding quickly and conveniently. Our underwriting and funding sources will strive to locate the most advantageous financial structure available in the marketplace for the Client given the specific situation of that Client. As stated before, we can help provide commercial business financing for complex and difficult situations across many industry sectors.

For those companies that are unable to obtain financing from traditional lenders, our sources can help provide a solution for companies that require creative and prompt funding. This could include companies that: experience rapid growth, have seasonal needs, have increased fixed asset needs, want to acquire a business, purchase real estate, expand a business, refinance debt, acquire machinery, equipment, furniture, or fixtures, construct a building, renovate existing property, provide additional working capital, etc., as well as companies experiencing: financial problems, insufficient earnings, and general cash flow problems.

Our commercial business financing services include: Accounts Receivable Financing, Asset Based Lending, Cash-Flow Solutions, Chapter 11 Reorganizations, Corporate Consulting, Debt Restructuring, Equipment Financing, Factoring, Franchising, Inventory Financing, Leveraged Buyouts, Lines of Credit, Management Buyouts, Refinancing, Secured Commercial Lending, Subordinated Debt, Trade Financing, Turnarounds, Working Capital Loans, and the financing of rapidly growing companies.

COMMERCIAL BUSINESS FINANCING: We assist clients with traditional commercial financing requests but our specialty is working on real estate and business financing transactions that require "outside the box smart funding assistance" in the form of senior debt commercial financing, mezzanine financing, participating debt, subordinated debt, equity capital, joint ventures, credit and/or balance sheet enhancement, and high leverage financing. Even though the funding request may be more challenging, we roll up our sleeves and go to work with persistence to secure the best rate and terms for that specific project, given its overall risk assessment. Our financial network is comprised of strategic relationships with select people with proven expertise. This is our single biggest competitive advantage that we employ to help achieve funding results for your project.

BROKER INQUIRIES ARE WELCOMED AND APPRECIATED.

IMPORTANT: If you are serious about securing funding, please email us a 1 to 5 page Executive Overview or feel free to call us first.

CFSI Update: MedXPrime, PFP, Stryde/GMG, Working Capital Fast, 20161209

How To Win Friends and Influence People – Our Average Client Receives $240,000 in Tax Benefits!

Growing Your Auto Repair Business in a Risky Environment

There are now 1.1 registered vehicles per person over 16 in the U.S. There are more cars in the U.S. than licensed drivers. Many of those vehicles will be more than 12 years old by 2020. Despite the boom in older vehicles, the automotive repair industry continues to be a challenging environment as repair shops must compete with aftermarket online part sales and even the sale of services online. Capturing the repair business on those older vehicles should be a priority for a savvy auto repair shop owner. How can you grow your automotive business in a risky environment?

Have a Plan

Those stories about a guy who builds a shop and customers just line up are mostly unicorns. Growing a business takes effort. More importantly, it takes a plan. Craft a plan to develop portions of your business and to increase your marketing. Set milestones and guideposts so you know what is working and what isn’t. For example, if you’ve always specialized in repairing domestic vehicles, consider staffing up and purchasing diagnostic equipment to capture some of the repairs on imported vehicles, which make up 47 percent of the cars on U.S. roads. Don’t forget to craft a marketing plan as well. More customers than ever use websites, reviews, and other online resources to choose an auto repair shop. And, capturing younger customers may mean taking technological leaps, like creating or buying software or applications that allow customers to schedule oil changes online and check on the progress of their vehicle repair from mobile phones.

Interact with Existing Customers

Part of your marketing and development plan should include holding onto your existing customers. This can be as simple as doing quality work and having excellent customer service. But more often, that requires staying in touch with existing customers. Establish ways to connect with your current customers. This can be through a monthly electronic newsletter with special coupons or deals, a social media presence or by creating a scheduling system to remind customers of when it’s time for an oil change, or by simply sending Christmas cards and a calendar.

Inventory Control

Having the right parts on hand—or immediate access—when you need a part is critical in the auto repair industry. Managing your part fulfillment partners will play an important role in your success. Parts suppliers are internal customers, and savvy repair shop owners maintain good relationships with those partners, while continually seeking better prices or service.

Prepare for Unexpected Expenses

One thing that can be expected when running a business: unexpected expenses. Whether diagnostic equipment breaks, or you run short on critical parts at the worst possible time requiring you to pay full price, maintaining cash flow so you can pay employees, fix problems and continue plugging away at your marketing plan is one of the most important things you do as a manager. In addition to maintaining some sort of savings account for the financial emergency, experts recommend having a plan to borrow or create quick cash flow when you need it. Sources like Cash Flow Specialists, Inc. which offer cash flow based on future sales, and a line of credit at your local bank are great ways to ensure cash continues to come through the door when you need it. You can reach us at (800) 669.2700 or (925) 352.6000 8am to 6pm Pacific any day but Sundays and holidays.

What Everybody Ought To Know About Specialized Tax Credits, Expense Reduction, Commercial Loans and More

We have three complementary services:

1. Stryde/GMG expense reduction and specialized tax credits are worth $80,000 to $1million or more to you now. 90% of businesses qualify!

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

2.Commercial Loans - PFP for those who have money and time to obtain the absolute best rates, terms, and conditions on any type of loan to $250 million and high risk fast funding loans for businesses that need money within three to seven business days and are willing to pay the price to enjoy the benefits.

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.workingcapitalfast.com

3. MedXPrime for medical practices, labs, hospitals, nursing homes and other medical related businesses. Our ideal client is a medical practice that wants to improve their bottom line by $300,000 to $1million or more.

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

There are 50 articles on Working Capital Fast and 62 articles on LinkedIn as of December 9, 2016 with another several dozen I'm in the process of researching and writing.

http://www.workingcapitalfast.com website

LinkedIn profile http://www.linkedin.com/in/joetufo that may be of benefit to you.

This may be of interest:

http://workingcapitalfast.com/top-reasons-apply-alternative-financing-bank-loans and

http://workingcapitalfast.com/workers-compensation-audit-overview and

http://workingcapitalfast.com/reduce-income-taxes-cost-segregation

This website will enable you to quickly calculate substantial savings for you and your prospective clients and make you a hero:

http://www.gmgsavings.net/index.cfm?id=161423 (Our Average Client Receives $240,000 in Tax Benefits!)

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction If you choose to become an agent.

Merry Christmas!

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com

http://www.workingcapitalfast.com

https://www.medxprime.com/jptufo Learn about our MedXPrime programs and services

https://www.financialhalo.net/jptufo Learn about MedXPrime/FH and enroll as a new Associate

https://db202.isrefer.com/go/pfp/a1488/ PFP: Commercial Loans, Business Funding, REEP

http://www.StrydeAdvisors.com/161424 Agent Opportunity: R&D Tax Credits, Expense Reduction

http://www.gmgsavings.net/index.cfm?id=161423 Our Average Client Receives $240,000 in Tax Benefits!

https://about.me/jptufo/

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.referralkey.com/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Social Media Ideas: http://www.TopLinked.com/a/?a=141714

MedXPrime, Commercial Loans, Business Funding, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, Accounts Receivable Recovery, PGX Testing, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

#Work Comp, #Worker’s Compensation, #Work Comp Audit, #Save Thousands, #CPA, #Enrolled Agents, #EA, #Accountant, #Controller, #Expense Reduction, #Stryde Savings, #GMG Savings, #Insurance Agent, #Commercial Insurance, #Broker, #Save Money, #Business Insurance, #CPCU, #How To Insure A Business, #How To Get The Best Price, #Worker’s Compensation Structure, #Rating Bureaus, #Classifications, #Employer’s Liability#Classification Survey, #Classification Correction, #insurance Company Auditor, #Remuneration, #Payroll, #Audit Period, “Normal Anniversary Rating Date, #Experience Rating, #Retrospective Rating,

# Commercial Loans, #Business Loans, #Residential Loans, #Auto Loans, #RV Loans, #Truck Loans, #Apartment Loans, # Construction to Permanent Loans, #REEP, #Savings Accounts, #IRA's, #Roth IRA's, #Defined Benefit Plans, #Defined Contribution Plans, #Keogh Plans, #403-b Plans, #Commercial Investments, #Next Generation Funding, # Crowdfunding, #Subscriber Based Plans, #Co-Op, #Franchise Funding, #Medical Financing, #Project Funding, #Worldwide Loans, #Business Consulting, #Film Funding,

#Pharmacogenomic Testing, #PGX, #Current Articles on Pharmacogenetics, #Drugs, the Conditions they Treat, and PGX Warnings, #Adverse Drug Reactions, #Evidence Based, #Medically Actionable, #Improved Patient Outcomes, #Uncollectible Insurance Claims, #Uncollectible Insurance Accounts Receivable, #Insurance Accounts Receivable, #Accounts Receivable, #Toxicology, #Urine Drug Testing, #Drug Enforcement Agency, #Annual Wellness Visit, #MACRA requirements, #Tomorrow’s Medicine Today, # Better Billing Solutions, #Personalized Medicine, # Credentialing, #Billing,