Category Archives for Raising Capital

Fund Viable Projects Worldwide $5m to $100b

Greetings & Salutations!


Moving forward we need EVERYTHING in ONE email:

* Our CFS LLC Fee Agreement. We have worked very hard establishing relationships with funders since July 1, 1999, and have invested a minimum of 150 hours a year in learning everything we can about the funding business since May 1998. We are paid a 5% commission on all transactions and 10% equity on all non-recourse transactions clients qualify for because they have no loan obligation saving a fortune. All non-recourse transactions require 3.5%* as a collateral fee and fund in 45 to 60 banking days up to $500 million and 60 to 75 banking days per tranche above that. We have three non-recourse programs, #1, #7, and #10. We also have several traditional loan programs with monthly payments for up to 25 years #2, #3 (VIP Only), #4 (VIP Only), #5 (VIP Only), #6, #8 (VIP Only), and #9. ** The collateral fee on #1 increases to 9% effective 1.1.20 and the minimum funding increases to $100million.

* Our CFS LLC Mutual NDA. Invariably clients will find out who our Funders are. If you circumvent us we're entitled to the commission you agreed to for five years AFTER you sign the NDA. We don't share your information with anyone but the funder(s) you’ve asked us to remit your file to. You agree to pay us the 5% commission on ALL Transactions for five years from the date you sign the agreement. 

* One of our Executive Summary Templates - one is for Real Estate the other is for transactions other than Real Estate. We’ve used these templates for 20 years+. Our Funders like them. We like them. They answer all the questions we asked our Underwriters when I was Chairman of the Loan Committee and President of a Los Angeles Commercial Lender in 2005-2006. They're complete, succinct, and capture 95% of the information prospective funders require and minimize work. 

* A color scan of the front and back of your Passport if you are outside the USA.  

* A color scan of the front and back of your Driver's License if you are USA Business Entities.

* A bank statement proving you have the 3.5% Collateral Fee which will be wired or direct deposited to the Corporate Bank Account of the Collateral Provider or their Paymaster/Escrow Agent.

If you choose #7 you'll need to let us know if you're applying as an individual or a corporation and we'll send the appropriate paperwork in a separate email.

Project Funding $25million to $100billion +

I sent this to a prospective client and thought it might help you if you have viable projects of societal value to fund globally except for countries on the United Nations "Watch List." 

There are several funding possibilities to consider:

1. California/Arizona based Collateral Provider - requires *3.5% cash funds in 45 to 60 banking days which is nine to 12 weeks, you can start with one project and leverage part of the proceeds for subsequent projects. Place $875,000 at contract net $23,750,000 non-recourse - no loan to pay back. $25 million to $100 billion. Move at your own speed. If you don't have the entire amount of cash what do you have? This is a good choice if you have $875,000. Clients pay us 5% commission and 10% equity because this is non-recourse no loan to pay back. 

*** Effective 1.1.20, the minimum funding will be $100million and the collateral fee will be 9%. We found other collateral fee providers charging 15% to 17% both in the USA and in Europe. Everyone we spoke with indicated that the fees are too low for the service provided. 

2. A Hedge Fund Underwriter in the Midwest requires 5% to 10% cash (he has flexibility and can do less), and funds $5 million to $250 million with rates 4.75% to 5.25% fixed, plus 5.0 points (5%) to CFSI and 3.0 points to his company and ancillary closing costs. This is a good choice if you want a traditional loan and have the cash down payment and due diligence fees.

He lives in my hometown, where I was born and raised. He’s a terrific guy, a DePaul University MBA, former Controller of a billion-dollar company, former president of Fort Dearborn Paper Company, 33+ years funding experience and 40+ years of business experience and very sharp. He’s the Check Writer.

He charges due diligence and site visit fees of 1/10th of 1% minimum $50,000 maximum $165,000 plus round-trip business class air and a junior suite at a 4-5star full-service hotel. Funding generally takes 60 to 90 days. 

3. We have a European 200-year-old bank that has funded trillions over the years. Because their process is so time-consuming we'll only transact if you join as a VIP ($25,000) with fees credited to commissions at funding. This is a traditional loan that MUST be paid back. 

Rates are very competitive: 

GUARANTEED LOWEST INTEREST RATES; 

••• Our fixed-rate loans are only ¼% above LIBOR (London Interbank Offered Rate) for permanent financing of projects. 

••• Our variable-rate financing is only ½% above the European Central Bank preferential interest rate. 

Once approved be prepared to pay Due Diligence fees of .5% to 1% of the amount requested to move forward to funding. All fees are credited as equity. No bank in the world will fund transactions without the prospective client paying for services. I have known the Director of the Americas for this bank for years and we speak frequently. I also know the Chairman of the Bank. Financing from USD $5 million up to NO LIMIT.

4. We have an Offshore Trust For VIPs only: that funds $20million to $200m+ in 60 to 90 banking days. They require $50,000 in due diligence fees and $300,000 escrowed in either Australia 🇦🇺 or Hong Kong 🇭🇰. Once we have a signed mutual NCND, fee agreement, executive summary and bank statement showing a minimum of $350,000 we'll schedule an introductory call. You will sign a fee agreement paying us 5%. 

Because their process is so time-consuming we'll only transact if you join as a VIP ($25,000) with fees credited to commissions at funding. This is a good choice if you want a traditional loan and $350,000 and have time to travel. Because their process is so time-consuming we'll only transact if you join as a VIP ($25,000) with fees credited to commissions at funding. This is a traditional loan that MUST be paid back. 

If you choose to move forward you'll travel to Sinqapore 🇸🇬 and meet the Trustee and his team for seven to 10 days. You will tranche beginning a few weeks later. 

5. For VIPs ($25,000) only:  If you have a really large funding need of $100million to $100billion we have a United Nations approved funder, in fact, the principals are Official Members of the United Nations in the Strategic Division New York, it doesn’t get any better than that. Note: Less than 100 companies in the world have been able to register in the Strategic Division, even companies with more than 300,000 official members. 

Because their process is so time-consuming we'll only transact if you join as a VIP ($25,000) with fees credited to commissions at funding. This is a traditional loan that MUST be paid back. 


This is the exclusive representative of Royal Academy of the United Nations located on Wall Street in NYC, to finance all the projects provided by this organization, Trade Finance Instruments and Monetization Financial Instruments until the end of the year 2020. This is the official representative of a financial institution with over 30 bank subcategories.


Types of Financing and Investments:

Long-term Loan, Short-term Loan, Public-Private Partnership (PPP), Equity Financing, Debt Financing, Line of Credit and all types of alternative financing is available. (It could be Negotiable on Face to Face Meeting and process of Site Visit & Due Diligence). This is a traditional loan that MUST be paid back. This is a good choice if you want a traditional loan, have time, and have the cash down payment.


Interest Rate    
The range of interest rate is between 2 and 4.5%. The exact and final rate will be determined after legal review, Due Diligence and site visit on a case-by-case basis.

Because their process is so time-consuming we'll only transact if you join as a VIP with fees credited to commissions at funding. 

6. We have a business relationship with a licensed Asset Manager with offices in France, Hong Kong, and Singapore that provides ALL banking instruments including Bank Guarantees (BG), Stand By Letters of Credit (SBLC), Medium-Term Notes (MTN) and other banking instruments on both a lease with rates as low as (4+2) and Purchase with rates as low as (39+2) through top banks such as Barclays UK or HSBC Switzerland or UBS Switzerland. They also do project funding with almost unlimited capability. 

7. We have a special Platform Program that will fund your project non-recourse if you have $450,000 USD or increments of $450,000 - $900,000, $1,350,000 etc. Non-recourse - no loan to payback. Clients pay us 5% commission and 10% equity because this is non-recourse no loan to pay back. 

This may be our best program.

8.*BHP and its partner firm BHC is a creative capital consulting firm focused on helping businesses solve the complex challenges facing their projects today. They are private finance specialists with merchant banking, private equity, and debt placement experience. They have acted as both principals and advisers on over 1B USD worth of transactions and much more through our consortium partners in the US, UK, Hong Kong, Singapore, and Malaysia. 

JV’s are very expensive with $300,000 to $500,000 in formation costs and a success fee of 10% to 15% but this as close to a guarantee a client can get once the investment banks issue the LOI and terms as they are licensed banks, not private shops. Because their process is so time-consuming we'll only transact if you join as a VIP ($25,000) with fees credited to commissions at funding. This is a traditional loan that MUST be paid back. 

Services include the following, among others :

• Mergers and Acquisitions;

• Joint Venture Formation and Planning;

• Debt and Equity Funding ;

• Equity Valuation Analysis;

• Financial Modeling for Structured Finance;

• Project Finance: Identification of Options and Recommendation of an Optimal Transaction & Financing Structure and going to market in the UK, Germany and Hong Kong through their proprietary network of investors, both HNW's and institutional, Performing Due Diligence Exercises as Validation as required by lenders and investors; and Development of Restructuring Programs acceptable to all Stakeholders.

9.If you’re located in the USA we are appointed as an agent with the largest business management consulting firm in the country. Visit this website and see what your tax savings and cost reduction can be: Save up to $200,000 for every commercial property you own (USA Only) https://propertytaxcredits.com/161423

10.For VIPs ($25,000) only: This is a new relationship (10.30.19) They fund $100million to $5billion+

WSB will have 25% of ownership. CASH FLOW SPECIALISTS LLC will have 10% ownership. This is non-recourse no loan to pay back.

PROJECT VOLUME FEES REQUIRED TO BEGIN THE PROCESS – DONE AT THE MEETING IN MONACO 

10 Million to $100 million   = €215,000 euros
$100 Million to $500 million   = €315,000 euros 
$500 Million to $1 Billion   =€415,000 euros 

$1Billion to $5Billion = €830,000 euros 

WSB has completed over 100 Bond Issuances and over 50 Stock Offerings. Total Capital raised YTD is in excess of 150B USD and growing steadily while we increase the number of strategic partners and projects that we accept to Joint Venture with.

The WSB streamlined process has enabled them to raise substantial capital for many clients from all parts of the globe.

The WSB team incorporates various structured financing vehicles to facilitate your Individual project financing requirements.  If your company vision and story is compelling, your experience and expertise in your field is matched towards your funding goals, WSB can genuinely assist your company to obtain the funding you require. The WSB process will enable you to take the next step towards expanding your business and commercial activities allowing you to scale within your market sector.

The structured financing that WSB structures is briefly summarized below. In all cases WSB requires three years worth of audited financial statements. If you are a pre-revenue company, WSB requires a business plan that includes 3 to 5 years worth of projections. Once WSB reviews your plan if your company is accepted to work with WSB, the approval for your project and invitation will come from the WSB structured finance committee. 

WSB accepts principals that are serious about their business endeavors, have the required knowledge and wherewithal to succeed. It’s important to be able to substantiate the demand for your service/product/project. Having the ability to meet that demand and know that you have a competitive edge over your closest competitors is truly key! 

You shouldn’t apply if you’re only interested in turning a quick profit. WSB only choses to work with viable candidates to acquire financing from the company.  Your motive for obtaining financing is a crucial element in working together.  Once WSB has ascertained the validity of your proposal, they can then fully commit efforts towards procuring the right funding to substantiate your loan request and allow WSB to raise capital for your organization. The process takes 90 to 120 days.

We have two levels of service: 

VIP, who have access 5:30 am to 9 pm Monday through Saturday and pay $25,000 a month* credited to commissions and Non-VIP who don't pay anything and are placed "on the back burner" and have access during normal business hours of 8 am to 6 pm Pacific Monday through Friday on a first come-first served basis. It can be a few weeks before I can get to your funding request. Please be patient!

VIPs please go to our Paypal account and purchase a block of time:

https://www.paypal.me/JosephTufoCFSLLC/1000$1,000 an hour

https://www.paypal.me/JosephTufoCFSLLC/5000  $5,000 half-day

https://www.paypal.me/JosephTufoCFSLLC/10000$10,000 full-day

https://www.paypal.me/JosephTufoCFSLLC/25000$25,000 VIP a month*

Choose the amount of time you want, minimum one hour $1,000.00, half-day $5,000, full-day $10,000, or VIP $25,000 a month, all fees are credited to commissions (subtracted at loan closing) so the service ends up being FREE when you close the loan with us. At age 68, I can’t afford to waste time with clients that aren’t serious about funding their projects. I will not quit until you are funded. I NEVER give up!

* Many choose to award us 10% equity in their project in addition to the VIP Fee and 5% commission at funding. They receive all the benefits of VIP plus lifetime priority in every funding and consulting need. I have 42 years of business experience in Insurance, Securities, and Funding Viable Projects of Societal Value. ALL non-recourse applicants award us 10% equity in their business at successful funding because they incur no loan obligation. We have three non-recourse providers at this time: 

The most successful meet me at BJ’s Restaurant or Vic Stewart’s Restaurant in Brentwood California (About 60 miles from the San Francisco International Airport) and buy me lunch or dinner. The first 15 minutes are FREE and additional time is $1,000 an hour which is credited to the commission for successful funding. People only value the things they pay for. 

Some choose to visit for a half-day pay for breakfast and lunch or lunch and dinner and place $5,000 credited to commissions. Some come for a full day, pay for all meals, and pay $10,000 credited to commissions. The ones with complex funding needs, multiple projects, and those that need extra time come for two days, pay for all meals and pay $25,000 credited to commissions. When clients commit we know they’re serious and we bend over backwards to develop a compelling presentation that all but guarantees a positive funding outcome. 

If you choose VIP Priority Service at $25,000 a month you will receive extended service hours and access from approximately 5:30 am to 9 pm M-Sat (approx. 93 hours weekly access,) up to two days blocked to go over every word and every number in your presentation, Priority in every call, and have all VIP fees credited back to the commissions at successful closing. It can take three months +/- to close your loan - why not ensure the best outcome? (Several of our Funders are only offered to VIPs because they are so labor-intensive - all VIP fees are credited to commissions so the service ends up being free.)

Can we have the escrow account in our country? 

That depends on the Funder. 

We have been scammed before. Why should we pay the fees? 

We’ve heard that from some of our clients and we are sorry this has occurred. We meet each client that has been approved in Brentwood California in order to transact in a transparent and professional manner and to ensure closing occurs as per the contract duly signed between us. 

“Selling is getting someone intellectually engaged in a future result that is good for them and getting them to emotionally commit to take action to achieve that result.”

Dan Sullivan 

CLIENTS

Our clients are our lifeblood and we keep all of their information confidential.  We do not trade 'on the back' of our clients' good reputations.  We respect our brokers and their clients and NEVER circumvent them under any circumstances. Suffice it to say that over decades of being in business we have provided our services to multi-national 'household-name' publicly traded companies.

This is from an article I wrote in December 2009: Our consulting clients come from every walk of life (including Fortune 500 executives, private family businesses, star athletes, media personalities, doctors, lawyers, bankers, and developers - just to mention a few). We, at Cash Flow Specialists, Inc. guarantee absolute confidentiality and anonymity for each and every consulting client. We do not share names, numbers, or information regarding any of our clients or anything about their businesses – ever! Nor do we provide a listing of past or current consulting clients, so as to be sure to protect their rights and privacy.


For Funding please send: Project Details, Executive Summary, CIS, a color scan of passport or drivers license for KYC, a current sanitized bank statement, Mutual NCND (received), and Fee Agreement in ONE email and send to josephptufo@gmail.com

This ONE THING will give you a structure, a process, and a skill to avoid funding mistakes and surprises even smart Entrepreneurs miss, and it will ultimately give you THE KEY TO GETTING (AND STAYING) FUNDED. 

In order to bring ALL of this together in a way that minimizes your risk, identify your biggest and best opportunities, and maximize your results you need to block a day or more and visit me, go to the Paypal link now and let’s get you focused and funded!

Due Diligence and Private Funding

Due Diligence is a commonly used term in the world of private funding and equity. 

But what exactly does it mean?  

Why is it important, and what is entailed in due diligence processes?

Most importantly, why are upfront fees the norm in the private funding industry?

Clients perform due diligence on their consultants or investment bankers, investors perform due diligence on their clients, and attorneys perform due diligence on clients, brokers, project principals and many other legalities of projects, people, funding mechanisms and tax structuring.  

People perform "due diligence" all of the time, whether in the financial arena or not. 

For a simple analogy to relate to the private funding world, consider the home purchasing process.  

When a couple goes to purchase their first home, they do a certain amount of due diligence to make sure the home is in the right price range, the right school district, is close enough to the shopping centers or far enough in the country (depending on their preferences).   

They hire home inspectors to uncover potential problems so they are not surprised by an expensive or unsafe underlying issue.  

They often purchase a home warranty to cover the replacement of major mechanicals if they happen to fail after the purchase.  

They also hire a professional realtor or broker to help guide the process and represent them so their purchase is legal, safe, and fair.   

The buyer and seller can expect to sometimes pay up front fees for inspections and remedies, in order to be sure the home, and the transaction, is a wise choice.

Why are they doing all of this due diligence just to purchase a home?  

To protect their investment, of course, and to mitigate risk and remedy any hazards or issues that could cost them a small fortune after the purchase, if overlooked.

While the majority of people understand home-purchasing processes, inspections, and other things as normal "due diligence" that must be performed before purchasing a home, many "green" or novice entrepreneurs or private funding clients are not prepared for due diligence processes that must occur before a private investor, investment banker, or hedge fund can draft terms and release funds for project funding or an acquisition.

If due diligence processes occur during home purchases, then they will certainly occur for major, private financial transactions and agreements.

Some would define due diligence as "reasonable steps taken by a party or company to satisfy the legality and legitimacy of a transaction".  Others might define it as "a comprehensive appraisal of a business, asset and/or it's management team".  In the investment world, it can also be defined as "a thorough investigation of a potential investment" or "the research, process and care taken before entering an agreement, investment or financial transaction".

Before an investor, investment banker or hedge fund decides to invest millions of dollars in a start-up, acquisition, natural resource foray or business expansion, they must perform due diligence on the company, the plan, the management team, the performance history, and the future proforma, specifically the likelihood that they will receive their return on investment. 

Since they will be investing millions of dollars, there will be significant costs, time and professional analysis and verification of facts by 3rd party sources in order to be sure that the investment is sound, and also structured properly.  

It is normal for investors and funds to expect the client to pay for these due diligence processes in order to gain access to the private funds.  No legitimate investor will pay out-of-pocket to hire the needed professionals to perform due diligence to verify if a client and his or her plan is a solid investment, or to structure an investment properly so that it is an investment-grade vehicle.

However, the amount of due diligence fees vary greatly depending on the complexity of the project, the number of funding sources needed to fund the project, the number of stages the project needs for development, the location, the source(s) of funds and necessary processes and legalities, and many other variables.

The investor, fund or investment banker must have some kind of commitment from the client in order to be sure their time and resources are going to be used wisely, and that the client will not walk away during the process, or balk at the signing table.

When applicants put a team and a business plan together to submit for private funding, all they usually have is a set of documents, they do not have an actual business, unless they are acquiring one.

That being said, before any wise private investor or fund manager would invest in that client and his or her team's plan (because they essentially are investing in the applicant's competence to carry out a successful plan), they must verify everything.  In order to verify the facts pertaining to the project and its team, they often must pay staff or outsource professionals to do this verification for them.  

This costs time and money.

Attorneys are hired, appraisals are ordered, geological studies and feasibility studies are sometimes developed.  Financial professionals such as accountants, analysts and underwriters are often hired to structure the funding mechanisms in order to make the funding possible.  These professional man-hours can cost thousands of dollars before a project can be funded legitimately.

Additionally, depending on the project, insurance wraps are needed in order to secure the investment.

The bottom line is, all of this costs time, money, and professional man-hours in order to verify and structure a plan or project into a palatable investment-grade vehicle that will satisfy the comfort level, tax considerations, as well as the guidelines for the funding mechanism in order for successful funding to occur.

Additionally, the investor or fund board is considering entering into a short to medium term business, financial or fiduciary relationship with the client.  In essence, they are becoming a part of the business team, creating the funds to fuel the success of the project.  

To reach a level of comfort and to ensure the best possible success for all parties involved, it makes more sense to incur a few thousand in expenses upfront, in order to ensure that several million will not be mishandled or lost from a poor investment, faulty management, or improper investment and tax structuring.

Additionally, private investors, investment bankers and fund managers are approached with literally dozens of potential projects and pitches to fund every week. Most of those projects are not ready to be funded because either the project is not structured properly or the team is not ready to handle the finance and the business project. 

However, those principals and projects that are ready to handle the funds are those who are mature and seasoned enough to be willing and able to pay due diligence fees to prove their commitment to the process and to see the project to success and full fruition.  

The due diligence process and fees that investors and investment bankers employ act as a gate-keeper, filtering out those projects and applicants who are neither serious nor prepared for financial success.

Those principals who are truly prepared to engage and handle millions of dollars from a fund or investor understand that a few thousand in due diligence fees is a drop-in-the-bucket to gain access to millions of dollars to fund a successful project.

In addition to the funds, principal applicants and entrepreneurs will also gain relationships with wealthy individuals, investment bankers and other fund managers who are capable of funding future projects.  Long-term thinking and relationship building in the private funding world do not always guarantee success, but they are certainly necessary for success.

Cash Flow Specialists LLC has access to private funds and equity to fund projects across many industries in the USA, Canada, and abroad.  To see if your acquisition, or project and team is properly structured and prepared for successful funding, contact us today to begin a relationship and your path to private funding success.

We provide commercial real estate loans, business loans, startup funding, project collateral, and project funding from $5 million to $100 billion internationally. 

Our “sweet spot” is $25 million to $500 million and generally takes 45 to 60 banking days to fund - nine to 12 weeks. We move at the speed of the client. 

Bank Guarantees (BG), Stand By Letters of Credit (SBLC) and other instruments available for rates as low as 4+2 lease through top banks and buy rates as low as 38+2 (Barclays UK or HSBC Switzerland or UBS Switzerland). This is a new business relationship in the Middle East. 

Please email your Executive Summary up to 10 pages to joe@joetufo.com or josephptufo@gmail.com for consideration, thank you. 

We have several other funders including Banks, Hedge Funds, Family Offices and Private Lenders. Each has different Underwriting Requirements. 

The most successful travel and meet me in the San Francisco Bay Area and prepay a day or more which is credited to commissions at closing. 

Fund your projects now!

Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, LLC

Certified Cash Flow Specialist, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only) We also have WhatsApp, IMO, Telegram, and Viber.

josephptufo@gmail.com  joe@joetufo.com 

http://www.workingcapitalfast.com
https://www.facebook.com/Fundyourbusinessnow/

Skype: jptufo  https://join.skype.com/invite/wSFU3FNKXZ4X 

LinkedIn: http://www.linkedin.com/in/joetufo  www.linkedin.com/in/joe-tufo-l-i-o-n-CFSI

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Real Estate Loans, Business Funding, Project Funding, Specialized Tax Credits, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More... 

Located in the beautiful San Francisco Bay Area 

Connect with me on Facebook, Twitter, Alignable, and LinkedIn. 

Available 8 am to 6 pm Pacific M-F. 

Use my 40+ years of Insurance, Securities, and Finance to fund your viable projects of societal value in all countries except those on the United Nations “watch list.”

Save up to $200,000 for every commercial property you own (USA Only)

https://propertytaxcredits.com/161423

***ATTENTION BROKERS***

If you are a broker with projects that you are having challenges establishing financing and would like our help, please contact us for details on our private money co-broker and referral programs. Understand that we will then deal directly with the Principle/Developer, but we will honor your interest & commission in the project. We do not tolerate greed and will not work with a chain of brokers.  If you initiate a project with us and it is approved, you will get paid accordingly… if there are other brokers involved in the transaction, you will be responsible for their fees.

Compliance: Cash Flow Specialists LLC (CFS) complies with all required anti-money laundering regulations implemented and enforced by all institutions with a standard anti-laundering policy. As part of its anti-money laundering and anti-terrorist compliance efforts, CFS takes all due diligence to ensure that the company and partners fully comply with any and all applicable regulations. CFS uses its best resources and efforts to comply and ensure compliance with all legal restrictions and to uncover any and all suspicious activity. Depending on the area and jurisdiction of any particular transaction, CFS will monitor and report any and all suspicious activities to the pertinent law enforcement agencies in accordance with applicable law.

Develop a Culture of Service

I wrote this after clients complained of poor service with one of our vendors:

If you are in a customer/client based company the most important thing to emphasize in the day to day operations would be service. Unfortunately, a lot of companies overlook this very simple concept. Actually, many think first about monetary gains and second about the customer/client. Putting the dollar in front of the service is the equivalent of putting the cart before the horse. It's a losing equation for all parties. The company, while they may see short-term profits, will never retain long-term loyalty, and the client gets poor service and has a bad experience. Developing a culture of service should be the highest priority for any company or entrepreneur that wants to stand the test of time. The only way to differentiate, create loyalty, and ensure you have made a good first and last impression on every customer/client that you deal with are to put that individuals needs above your own. When the customer service that you render is of the highest quality there will be no shortage of money flowing in.

Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com joe@joetufo.com

http://www.workingcapitalfast.com

http://www.stryde.me/161424 WOTC Tax Credit to $9,600 Per Newly Hired Qualified Employee

http://www.StrydeAdvisors.com/161424 Agent Opportunity: Tax Credits, Expense Reduction Save Big Bucks!

https://db202.isrefer.com/go/pfp/a1488/ PFP, Community Opportunities, REEP

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Real Estate Loans, Business Funding, Specialized Tax Credits, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Available 8am to 6pm Pacific Any Day But Sunday And Holidays

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #Uo To 100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Direct Conduit Lender,#Strategic Alliances, #Specialized Tax Incentives, #Expense Reduction, # WOTC Tax Credit, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

How I Work

I have more than 40 years experience in Insurance, Securities, and Finance. I have directly or indirectly funded billions in loans.

Our websites have hundreds of articles, endorsements, and testimonials. Invest a couple of hours to learn what can be done to successfully fund your Commercial Real Estate Projects or Business Loans.

For more Information on our company CFSI and me kindly visit http://www.linkedin.com/in/joetufo or our website at

http://www.workingcapitalfast.com and learn more about our programs.

I'm not going to read hundreds of pages of business plans, financial statements, and other items sent to me without compensation. It just takes way too long to study that many pages. I'll do 30 minutes free and then it's $1,000 an hour.

The most successful whom I fund meet me in San Francisco at Alioto's Restaurant on Fisherman's Wharf, or either BJ’s Restaurant or Vic Stewart’s Restaurant in Brentwood, and buy me lunch or dinner.

Some choose to pay me a fee of $10,000 a month. They are treated as VIP’s, receive extended business hours, priority on all calls or visits, and have the amount in fees credited back against commissions.

I’m not in the fee business and I’m not in the work for free business either. Too many want me to hold them by the hand and I won’t do it without fair compensation, which is credited against commissions at successful funding.

The Bible states in I Timothy 5:18b that "The laborer is worthy of his wages."

The minimum loan I fund is usually $3million. There is no maximum limit. The commission paid is up to the client.

Some pay a combination of commission and equity. Recently, one offered 5% commission and 3% equity, another offered 4% commission and 6% equity, another offered 5% commission and no equity. If you’re fair we proceed, if not I pass.

It takes me, on average, 33 hours of pure uninterrupted time to fund a transaction. I have about 2,000 hours available to fund loans so that means I can possibly fund 60 loans a year or about five loans a month. That’s it. I don’t work 24/7 unless you pay me a fee for service. I sleep, on average five hours a night, that means I have 19 hours in my day six days a week. Sunday is for worship and family - NO EXCEPTIONS! DON’T EVEN ASK!

I vacation a few weeks every year. VIP’s have access - all others…

I’m available 8am to 6pm Pacific any day but Sundays and Holidays. You may call me at 1.925.352.6000 cell or What’s App or jptufo on Skype.

I work by a schedule and do the best that I can.

If I don’t answer it’s either because I’m in a meeting, on my cell, or focusing on getting a project done.

I am focused and persistent. I will never quit.

I return all calls the same or next business day.

I am 66 years old, a husband of 43 years, a father of three, and grandfather of two.

God is #1 in my life, my Family is #2, Business is #3, and everything else is #4.

Prospective clients MUST have viable Commercial Real Estate projects or need Business Loans in acceptable countries of Societal Value. An Executive Summary of 2 to 10 pages can be sent to joe@joetufo.com for consideration.

Depending on the funders program you may pay $500,000 with an investment bank that funds $10million to $2Billion to 5% down for a USA funder that funds $3million to billions, to 20% down with a European Bank that funds $5million to multiple billions to 30% down for PFP’s membership based program that funds $100,000 to $250 million. It's all explained in the articles. Interest rates are generally 4% to 5% fixed up to 25 years.

Here to serve you and those who you choose to refer.

Thank you.

Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

1-925-352-6000 Cell

joe@joetufo.com

http://www.workingcapitalfast.com

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Real Estate Loans, Business Funding, Specialized Tax Credits, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Available 8am to 6pm Pacific Any Day But Sunday And Holidays

 

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #Uo To 100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Direct Conduit Lender,#Strategic Alliances, #Specialized Tax Incentives, #Expense Reduction, # WOTC Tax Credit, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

Up to 100% Funding $3million to Billions

Up to 100% Funding

I have five possibilities and they are discussed on our LinkedIn profile and website with links below.

One funds up to 100% minimum $3million maximum $500million,

the second requires 2% to 3% cash and funds $50million to $250million,

the third requires 5% cash and funds $3million to no limit and

the fourth requires $500,000 cash and funds $10million to $2billion.

the fifth just accepted a client that had been looking for funding for 20 months. They applied for $400million and were approved for $450million to cover 24 months of reserves. The project is a cement plant in Vietnam. They “only” had $10million in cash. The rate is 3.75% fixed for 20 years. They fund $10million to billions.

Traditional lenders require a minimum 20% down and some require 30% down. The Austrian bank we work with requires 20% cash down.

Please send your executive summary of up to 10 pages for consideration to joe@joetufo.com Please explain to us the full particulars of your situation and what you wish to accomplish.

IMPORTANT:

If you are serious about securing funding, please see the following:

NEXT STEP: REQUIRED: in writing your Executive Overview/Summary (please see 5 required items below): PLEASE USE THIS EXACT FORMAT BELOW

ALL documents should be submitted in WORD, EXCEL, PDF, PUB, JPEG or like documents. NO link/Cloud file formats please.

    1. Be concise. Executive Overview/Summary; should not exceed 5-10 pages. (expressed in English and in U.S. Dollars)
    2. How much cash money has the Client already invested or has available to be invested in this project?
    3. Include the clear purpose for the Use of Funds.
    4. Clearly state the length of time from funding that it will take until the company will reach stabilized positive cash flow.
    5. Provide a 10-year projected financial pro-forma - totals only (just Sales, Expenses. Net Operating Income) IN EXCEL

We will review your situation VERY CAREFULLY and offer you a custom fitted solution.

95% of the time the solution will be simple to understand and 100% of the time it will be the least expensive alternative.

Real Estate Development, Industrial, Manufacturing, and Commercial Loans

Hotels, Healthcare, Mining, and Energy Related Projects Finance.

Worldwide Acceptance

Thank you.

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com

joe@joetufo.com

http://www.workingcapitalfast.com

http://www.linkedin.com/in/joetufo

https://db202.isrefer.com/go/pfp/a1488/ PFP: Membership Required, Funding, Exceptional Earnings, REEP

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Loans, Business Funding, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #Up To 100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Direct Conduit Lender,#Strategic Alliances, #Specialized Tax Incentives, #Expense Reduction, # WOTC Tax Credit, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

TRADITIONAL AND NON-TRADITIONAL FINANCING $10 Million To Billions

TRADITIONAL FINANCING:

CASH FLOW SPECIALISTS INC. CFSI) and its Financial Conduit is a leading private sector company specializing in Commercial Domestic and International Development, Hard Money, Condominium Complex, Apartment Complex, All Construction, and Energy Related Underwriting and Debt financing for enterprises with revenues under the $200 million range. We provide businesses with funds for acquiring fixed assets of any type, refinancing existing borrowings especially real estate, working capital, mergers and acquisitions, hard money and succession planning in the commercial and International arena.

NON TRADITIONAL FINANCING:

CFSI and its Financial Conduit provides clients with various solutions after the traditional banking solutions fail, that include; subordinated debt and term debt, as well as, mezzanine financing, recently Third World Countries that are Stable in infrastructure related Projects and Mining, and business advisory services.

You will have access to our extensive network, broad industry knowledge, corporate finance advisory services, and contacts within North America's financial communities which will allow us to quickly identify commercial loan development, hard money, working capital, hotel and resort business opportunities and strategies that will help you achieve your vision of success. Subordinated debt, and mezzanine - the tools of merchant banking - are commonly used to facilitate:

· Leveraged buyouts

· Management Buyouts:

· Acquisitions

· Growth and Major Expansions:

· Succession Financing

International Expansion Planning-----Private Sector

International Infrastructure and Energy Related Projects

New "Green" Energy and Construction Financing

Third World Business Expansion Loans in Stable Countries

:

In addition, we will assist clients by evaluating a target company in an acquisition by structuring the transaction; by underwriting financial requirements; or by negotiating for additional funds. Simply put, we start with what's best for the business and work from there. The end result is a partnership structured in the present that is well-positioned for the commercial growth, development, resort, hard money or working capital future of your business.

:

CFSI and its Financial Conduit works with you to execute mergers, acquisitions and divestitures; arrange strategic partnerships;

We work alongside our clients to support their growth strategies by delivering successful corporate finance financing. Debt Capital underwriting and financing for management buy-outs and recapitalizations, or to finance growth, we are able to combine value-added financial advisory services with the source capital required.

Acquisitions:

Advising and managing the acquisition of businesses from target search to underwriting acquisition capital, if required. Our approach is to deliver a successful acquisition - not just to close the deal.

Management Buyouts:

Often, the best prospect to purchase a business is its management team. However, these teams frequently lack the equity and financial relationships to independently consummate a transaction. We can assist these management teams in the structuring and financing of a transaction while providing ownership the assurance that they received a fair, competitive value for the business. If your don't see what you are looking for, please call and speak to someone about your particular funding needs.

Call us today at 1.925.352.6000 or e-mail Joe Tufo at joe@joetufo.com to discuss your Commercial, International, Hard Money, Development, Hotel, Resort, Construction and Working Capital Financing $10million or more.

Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com joe@joetufo.com

http://www.workingcapitalfast.com

http://www.stryde.me/161424 WOTC Tax Credit to $9,600 Per Newly Hired Qualified Employee

http://www.StrydeAdvisors.com/161424 Agent Opportunity: Tax Credits, Expense Reduction Save Big Bucks!

https://db202.isrefer.com/go/pfp/a1488/ PFP, Community Opportunities, REEP

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Real Estate Loans, Business Funding, Specialized Tax Credits, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Available 8am to 6pm Pacific Any Day But Sunday And Holidays

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Direct Conduit Lender,#Strategic Alliances, #Specialized Tax Incentives, #Expense Reduction, # WOTC Tax Credit, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

$450Million Cement Plant Loan Approved Vietnam

I have been funding since July 1, 1999. This approval stunned me today May 23, 2017. Here's why: the prospective client had been trying to obtain funding since September 2015. He had put $22million of his own money in the projects and "only" had $10million remaining. His country's government would not allow him to move the funds out of his country.

I met with the prospective client's representative in Brentwood CA for a couple of hours. I prepared a complete narrative and appeal letter. To my surprise I received this:

"I believe I may have seen this Vietnam Cement deal while the Borrower was shopping the transaction.

Obviously I am interested in any deal in South East Asia and would like to move forward aggressively.

This transaction is at the very top of our financial comfort level and I am Not quite sure how that additional $10Million USD-------- stuck in Vietnam plays into this deal. Can we use part (50%) or all of the money as potential equity in the deal?

REGARDLESS------WE WOULD HAVE TO DIVIDE THIS DEAL INTO 3 PHASES OF $150.0 MILLION USD EACH FOR A TOTAL LOAN OF $450.0 MILLION USD COVERING THE CONSTRUCTION; 24 MONTHS OF INTEREST RESERVES (NO LOAN PAYMENTS); CONSTRUCTION RESERVE FOR 12 MONTHS AND ALL CLOSING COSTS AND FEES.

Our fees are normally based on some number depending on risk evaluation of------------ 1/10 of One Percent of the gross loan amount. But in this case that would mean $450,000.00 USD which is unacceptable to Us and probably the client!

I WILL AGGRESSIVELY DISCOUNT OUR FEES TO----------- $165,000.00 USD with 60% due at the signing of our Loan Commitment upfront and the balance due------------ 25% in Cash at the Site Visit in Vietnam;------------ and the balance due within 72 hours after the Site Visit. The quoted upfront fees do Not include Business Class Airfare or First Class Junior Suite Hotels in Vietnam and other incidental expenses.

I would be honored to make a Gross Loan Offer of -----$450.0 Million USD at 3.75% for 20+ years or more; plus our 24 months of Stabilization Interest Only component at 3.75% (No Loan Payments); and all closing costs and fees.

We specialize in “limited or lower” Equity contributions for our potential Borrowers. The Borrower Equity Contribution for the Project (Your Current Business Investment); and the Due Diligence and Site Visit costs are considered Borrower Equity!!

WE ARE 100% READY, WILLING AND ABLE TO BACK YOU WITH A FULL LOAN COVERING ALL INTEREST RESERVES; CONSTRUCTION RESERVES; AND CLOSING COSTS AND FEES.

WE ARE A PRIVATE MONEY DIRECT CONDUIT LENDER THAT USES TANGIBLE ASSETS OR CASH AS THE EQUITY CONTRIBUTION FOR ANY PROJECT.

We fund most tangible Projects to cover all Construction Costs, Interest Reserves, Construction Reserves and closing costs and fees.

We specialize in Hotel and Resort Construction, Energy Projects, Apartments, Condos, and Manufacturing Expansion And Other Types Of Tangible Financing Worldwide including Agriculture!

We have been in the International Lending Arena for 30+ years and operate currently in 21 Countries.

*************************WE NEED THE FORMAL NAME OF THE BORROWER, CORPORATE BORROWER, STREET ADDRESS, PHONE, FAX, EMAIL AND ANY COLLATERAL.

WE EXPAND THE LOAN AMOUNT TO COVER ALL RESERVES AND INTEREST RESERVES RANGING FROM 3.75%------------- (NO LOAN PAYMENTS FOR 24 MONTHS) PLUS PERMANENT FINANCING OF 20 YEARS.

WE NEED THIS IMPORTANT DATA TO CREATE A FORMAL LOAN COMMITMENT, IF WE DECIDE TO MOVE THE DEAL FORWARD.

THERE ARE NO HIDDEN CHARGES, SPECIAL COLLATERAL OR OTHER HURDLES THAT YOU MUST JUMP OVER!

OUR MINIMAL AMOUNT IS $10.0 MILLION USD AND DEFINITELY MORE---------- TO INSURE THE NEW OPERATION IS A SUCCESS!

GXX FXXXXXXXX IS THE ABSOLUTE FINAL DECISION MAKER AND FUNDER, AND WE ARE DEFINITELY THE MONEY AND NOT BROKERS OF ANY TYPE!

We are currently funding in the in the International Arena, as long as, the government and economy are generally stable.

We fund in either Euros, or USD.

We can move quickly because all of our funding is from our Private Money Investor.

THERE IS NO SUCH THING AS A LOAN WHERE I HAVE NOT MET THE BORROWER OR SEEN THE PROPOSED SITE FOR THE LOAN.

I hope this outline will meet with the satisfaction of the potential Client/Borrower and we can move forward with the construction of a Formal Loan Commitment that will clearly detail all aspects of the Loan Offer.

I assume that the client has a detailed Business Plan and Executive Summary for a Project of this size?

We can always decrease the overall size of the loan by any amount (50%) of the $100.0 Million USD “stuck” in Vietnam but the general structure and Terms will Not change.

Your requested Commissions will be 100% protected and Paid at funding without protest-------- up to 2.5points---- clearly stated in the Loan Commitment that will be initialed on each page and signed by the Client/Borrower."

That's amazing!

If you have a viable project of $10million or more that has Societal Value we're open for business?

IMPORTANT:

If you are serious about securing funding, please see the following:

NEXT STEP: REQUIRED: in writing your Executive Overview/Summary (please see 5 required items below): PLEASE USE THIS EXACT FORMAT BELOW

ALL documents should be submitted in WORD, EXCEL, PDF, PUB, JPEG or like documents. NO link/Cloud file formats please.

  1. Be concise. Executive Overview/Summary; should not exceed 5-10 pages. (expressed in English and in U.S. Dollars)
  2. How much cash money has the Client already invested or has available to be invested in this project?
  3. Include the clear purpose for the Use of Funds.
  4. Clearly state the length of time from funding that it will take until the company will reach stabilized positive cash flow.
  5. Provide a 10-year projected financial pro-forma - totals only (just Sales, Expenses. Net Operating Income) IN EXCEL

I’m available 8am to 6pm Pacific any day but Sundays and Holidays. You may call me at 1.925.352.6000 cell or What’s App or jptufo on Skype.

I work by a schedule and do the best that I can.

If I don’t answer it’s either because I’m in a meeting, on my cell, or focusing on getting a project done.

I am focused and persistent. I will never quit.

I return all calls the same or next business day.

I am 66 years old, a husband of 43 years, a father of three, and grandfather of two.

God is #1 in my life, my Family is #2, Business is #3, and everything else is #4.

I have 40+ years experience in insurance, securities, and finance.

I’ve directly or indirectly funded billions in transactions.

For more Information on CFSI Kindly visit http://www.linkedin.com/in/joetufo for my LinkedIn profile or our website at http://www.workingcapitalfast.com and learn more about our programs.

We can fund viable Commercial Real Estate projects and Business Loans of societal value from $3million to billions in acceptable countries with as little as 5% cash down payment. An Executive Summary of 2 to 10 pages can be sent to joe@joetufo.com for consideration.

Our Joe Tufo LION LinkedIn profile and website have hundreds of articles, endorsements and testimonials.

The most successful meet me in San Francisco at Alioto's Restaurant on Fisherman's Wharf or at BJ’s Restaurant or Vic Stewart’s Restaurant in Brentwood California and buy me lunch or dinner, some choose to pay me a fee which is credited against commissions at successful funding.

The Bible states in I Timothy 5:18b that "The laborer is worthy of his wages."

Please remember when you contact me save us both time and money by visiting http://www.linkedin.com/in/joetufo and http://www.workingcapitalfast.com first. Answers to your questions are probably there.

Depending on the funders program you may pay $500,000 with an investment bank that funds $10million to $2Billion to 5% down for a USA funder that funds $3million to billions, to 20% down with a European Bank that funds $5million to multiple billions to 30% down for PFP that funds $100,000 to $250 million. It's all explained in the articles. Interest rates are generally 4% to 5% fixed up to 25 years.

Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com joe@joetufo.com

http://www.workingcapitalfast.com

http://www.stryde.me/161424 WOTC Tax Credit to $9,600 Per Newly Hired Qualified Employee

http://www.StrydeAdvisors.com/161424 Agent Opportunity: Tax Credits, Expense Reduction Save Big Bucks!

https://db202.isrefer.com/go/pfp/a1488/ PFP, Community Opportunities, REEP

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Real Estate Loans, Business Funding, Specialized Tax Credits, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Available 8am to 6pm Pacific Any Day But Sunday And Holidays

 

 

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Direct Conduit Lender, #Strategic Alliances, #Specialized Tax Incentives, #Expense Reduction, # WOTC Tax Credit, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

5% Cash Down Payment 20:1 Leverage $3Million to Billions

I have a program that funds 20:1 leverage 4% interest fixed with 25% paid in about 45 days with the balance in about 60-90 days viable projects anywhere in the world ?, to clarify that's 5% cash down payment minimum $3million funding no maximum.

Some of the types of businesses we can fund:

Real Estate Development

Start-Ups

Industrial

Manufacturing

Healthcare

Mining

Energy Related Projects

Movies

Alternative Energy

Automotive Services

Office Building

Oil and Gas

Mobile Home Parks

Light Industrial

Car Washes

Warehouses

Marinas

Retail Stores

Mixed Used Property

Shopping Malls

Apartment Building

Self Storage Units

Raw Land Lots

Bed & Breakfast

Hotel and Motels

Golf Courses

Commercial development

Parking Structures

and many more

Worldwide Acceptance

IMPORTANT:

If you are serious about securing funding, please see the following:

NEXT STEP: REQUIRED: in writing your Executive Overview/Summary (please see 5 required items below): PLEASE USE THIS EXACT FORMAT BELOW

ALL documents should be submitted in WORD, EXCEL, PDF, PUB, JPEG or like documents. NO link/Cloud file formats please.

  1. Be concise. Executive Overview/Summary; should not exceed 5-10 pages. (expressed in English and in U.S. Dollars)
  2. How much cash money has the Client already invested or has available to be invested in this project?
  3. Include the clear purpose for the Use of Funds.
  4. Clearly state the length of time from funding that it will take until the company will reach stabilized positive cash flow.
  5. Provide a 10-year projected financial pro-forma - totals only (just Sales, Expenses. Net Operating Income) IN EXCEL

Questions and Answers

What is the 5% down payment for?

The 5% funds pay for the instrument that is monetized to generate the loan amount requested.

What is the process?

Complete Package Sent in ONE email please

  • Mutual NCND
  • CFSI Fee Agreement
  • CIS (Application)
  • Non-Solicitation
  • Proof of Funds 5% cash minimum $150,000
  • Color Scan Driver’s License or Passport small or medium sized

The prospective client sends their submissions to me. I read everything through and check back if I'm unclear.

I prepare a cover letter with the reasons I feel the application should be accepted and share how I became acquainted with this person.

If there is a referring party I disclose that too with a copy of the mutual NCND so they receive their share of compensation.

25% is paid in about 45 days with the balance in about 90 days. Interest rates are 4% fixed. The term is determined by the scope of the project and is negotiated with the funder.

What if for some unforeseen reason I don’t fund - am I out the down payment?

This is written into the Letter of Intent (LOI) for a $10million approval we received this week:

  • If for some unforeseen reason this loan does not close within 150 days the loan commitment fees will be refunded back to the borrower in full.

These programs can be problematic?

I agree. It's a process that's taken us three years to refine.

We've funded two, received a LOI Thursday evening, May 11th for a third, and received a fourth Monday morning, May 15th. I expect six more applications by month end and 60 for 2017.

Check back with me periodically for updates.

So the 5% are levered up, being either collateralized or gone completely?

The 5% funds pay for the instrument that is monetized to generate the amount requested. There are three parties to a loan funding in this program: the bank that provides the leased instrument, the monetizer, and the bank that provides the funding.

The whole process takes time and is determined by the size of the loan. The minimum funding is 60 to 90 banking days for a $3million loan and one proposal I have is for $10million and is cited above. Will this help you understand? This is written into the Letter of Intent (LOI) for a $10million approval we received this week:

* If for some unforeseen reason this loan does not close within 150 days the loan commitment fees will be refunded back to the borrower in full.

Who is guaranteeing the refund of the 5% - or is this only contractually done?

The Trust that issues the Letter of Intent

And who guarantees the payout (timing and amount)?

The Trust that issues the Letter of Intent.

I was securities licensed for 19 years. I had two art pieces from almost 40 years ago on my walls in my private office that I still have mounted today.

“Thou shalt guide me with thy counsel, and afterward receive me to glory.”

Psalms 73:24 KJV

“For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future.”

Jeremiah 29:11 NIV

I also mention this: “Give a portion to seven, and also to eight; for thou knowest not what evil shall be upon the earth.”

Ecclesiastes 11:2 KJV

I had hundreds of clients that placed funds with me in those days. Those three verses were displayed prominently.

The 5% program is run by two people I've done business with for many years. I trust them. I'll keep you updated on our progress.

Up to 100% Funding

I have four possibilities and they are discussed on our LinkedIn profile and website with links below.

One funds up to 100% minimum $3million maximum $500million,

the second requires 2% to 3% cash and funds $50million to $250million,

the third requires 5% +/-cash, minimum $150,000 and funds $3million to no limit and

the fourth requires $500,000 cash and funds $10million to $2billion.

Traditional lenders require a minimum 20% down and some require 30% down. The Austrian bank we work with requires 20% cash down.

Please send your executive summary of up to 10 pages for consideration to joe@joetufo.com Please explain to us the full particulars of your situation and what you wish to accomplish.

We will review your situation VERY CAREFULLY and offer you a custom fitted solution.

95% of the time the solution will be simple to understand and 100% of the time it will be the least expensive alternative.

Real Estate Development, Industrial, Manufacturing, and Commercial Loans Hotels, Healthcare, Mining, and Energy Related Projects Finance.

Worldwide Acceptance

I’m available 8am to 6pm Pacific any day but Sundays and Holidays. You may call me at 1.925.352.6000 cell or What’s App or jptufo on Skype.

I work by a schedule and do the best that I can.

If I don’t answer it’s either because I’m in a meeting, on my cell, or focusing on getting a project done.

I am focused and persistent. I will never quit.

I return all calls the same or next business day.

I am 66 years old, a husband of 43 years, a father of three, and grandfather of two.

God is #1 in my life, my Family is #2, Business is #3, and everything else is #4.

I have 40+ years experience in insurance, securities, and finance.

I’ve directly or indirectly funded billions in transactions.

Our websites have hundreds of articles, endorsements, and testimonials.

For more Information on CFSI Kindly visit http://www.linkedin.com/in/joetufo for my LinkedIn profile or our website at http://www.workingcapitalfast.com and learn more about our programs.

Prospective clients MUST have viable projects in acceptable countries.

The most successful meet me in San Francisco at Alioto's Restaurant on Fisherman's Wharf and buy me lunch or dinner, some choose to pay me a fee which is credited against commissions at successful funding.

Depending on the funders program they may pay $500,000 with an investment bank that funds $10million to $2Billion to 20% down with a European Bank that funds $5million to multiple billions, to 5% or more down for a Program that funds $3million to no limit, to 30% down for PFP that funds $100,000 to $250 million. It's explained in the articles. Interest rates are generally 4% to 5% fixed up to 25 years.

Bank Secrecy Act Anti-Money Laundering

Customer Identification Program—Overview

The CIP is intended to enable the bank to form a reasonable belief that it knows the true identity of each customer. The CIP must include account opening procedures that specify the identifying information that will be obtained from each customer. It must also include reasonable and practical risk-based procedures for verifying the identity of each customer. The CIP must be incorporated into the bank's BSA/AML compliance .... or similar safeguard; examples include a driver's license or passport.

Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com joe@joetufo.com

http://www.workingcapitalfast.com

https://db202.isrefer.com/go/pfp/a1488/ PFP, Community Opportunities, REEP

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Real Estate Loans, Business Funding, Specialized Tax Credits, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Available 8am to 6pm Pacific Any Day But Sunday And Holidays

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Strategic Alliances, #Specialized Tax Incentives, #Expense Reduction, # WOTC Tax Credit, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

An International Commercial lender up to 100% funding either debt or equity or combination worldwide! We fund Energy, Technology, Mining, Real Estate

Our process is simple, consistent and fully transparent with information provided for your due diligence of our capital providers, their history and performance to ensure that you are comfortable in allowing us to be your financial partner in this and future opportunities. We believe that the relationship is as important as the funds if we are to work in harmony to achieve your goals.

Don't be fooled though, 100% funding is very rare and requires top notch quality documentation such as a business plan made by a professional consulting company or institution, and a feasibility study.

The business plan needs to include detailed information on the management team, a marketing study, a sensitivity analysis, a risk analysis, financial projections, detailed information about your existing company, the amount of money spent and invested already in the project by yourself or your company and partners, and a detailed explanation on how you will deal with the risk factors, such as project and performance insurances. Exit options have to be clearly outlined and the ROI for the investors needs to be attractive and convincing.

Some of our investors participating in funding projects are wealth funds, hedge funds, family offices, banks and institutions, high net worth individuals and more. Some are based in Europe, the US, the Middle East, China, Australia...

We are interested in Infrastructure, Energy, Technology, Mining, Real Estate and Business based markets.

We provide up to 100% of borrower’s capital request in the form of debt, equity or a combination. Projects need to be shovel ready, permitted, agreements in place and ready for due diligence.

100% funding is only available in cases where existing companies need funds for expansion or growth, or for deals in which you can prove the off-take of your product or service for the long term, such as PPA's (power purchase agreement), or contracts secured by governments or sovereign bonds.

We can arrange for a moratorium on payments until the project is stabilized and cash flowing if the timeline to stabilization is reasonable. (Determined on a case-by-case basis).

We will provide information for you to make an intelligent decision on doing business with us.

If the project has merit with strong principal, a very good plan, capital to support the project until funding we can offer you good options.

We offer bank rate or market pricing, not hard money. Our rates are market competitive.

Minimum loan amount is $20M US with no maximums on asset based lending.

Immediate Required Documentation to get your project submitted:

The following documents will be necessary to successfully underwrite and fund your project:

First of all we want to see a clearly written overview in the form of an Executive Summary, while you have the following documents available:

• Business Plan or Executive Summary with actual or pro forma income statements 3 -5 years

• Balance Sheet/Financial Statement/Cash Flow/P & L with YTD less than 90 days old (if applicable)

• Copy of Appraisal or other valuation (if available)

• Expanded Resumes of all principals

• Line Item Detailed Use of Funds for short-term and long-term projections

• Exit strategy and ROI/IRR

• Financial statement-Personal

We will need principal(s) to show proof of funds invested to date in the project (if applicable), ability to pay for third party expenses which includes a site visit along with legal and due diligence.

We require a consultancy agreement with a fixed success fee, no upfront fees. Once we have an interested funding source looking at your project our agreement needs to become exclusive: we will be your only partner arranging for funding.

Please send us a message by email at joe@joetufo.com.

You can also leave a comment under this presentation and we will review each and every one of them. If your project looks viable and worthwhile to any funding source we will contact you.

Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com joe@joetufo.com

http://www.workingcapitalfast.com

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Real Estate Loans, Business Funding, Specialized Tax Credits, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Available 8am to 6pm Pacific Any Day But Sunday And Holidays

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Strategic Alliances, #Specialized Tax Incentives, #Expense Reduction, # WOTC Tax Credit, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

My Failures – I’m Far From Perfect.

My failures

I'm far from perfect.

I have had two incidents in my life that are painful:

Medco which I've written about and posted on my website. In 1996 I had been S-7 and S-63 licensed for many years. My broker dealer (BD) was aware of the note program I marketed and their compliance department had been informed, in fact, the president of Medco had several accounts with me at the broker dealer and the president of the BD knew the president of Medco. When Medco imploded the BD had selective memory loss and threw me under the bus. I lost my licenses.

I was arrested 12/19/14 and charged with a securities violation. I waived extradition in the spirit of cooperation and was extradited to Alabama. I had never conducted business in Alabama and had never traveled to Alabama in my life.

I had hosted a weekly webinar/conference call for many years. A gentleman whom I had known for about five years, who was a VP at a plasma refinery, had introduced me to a gentleman about a year earlier who claimed that he owned many gold mines in the USA and Africa. They wanted to speak on my calls. After about a year I agreed. Greg, the VP, would introduce Richard who owned the mines and they would talk about their program.

Some clients placed funds and were paid on time for several months. Then the payments stopped. Richard, the owner of the mines, became very hard to reach so I called the FBI and reported the matter. When Richard was arrested he blamed Greg and me and 59 others.

Instead of accepting responsibility he acted horribly. What's worse is that he's an ordained minister. His business failure cost me and my clients almost $1.35million. I've agreed to pay restitution even though I "earned" less than $20,000.

I work very hard for clients. I have 40+ years of financial services experience in insurance, securities, and financing. I taught insurance for 19 years and finance from a Biblical perspective for 17 years.

I have both traditional funding sources including a 100+ year old European Bank that funds $5million to billions with 20% down plus closing costs in about 30 banking days to a Next Generation of Funding source that requires membership and 20% down and funds $100,000 to $250million at 3% to 5% fixed for 25 years, and alternative sources such as the investment bank that has funded more than $250billion in projects and funds $10million to $2billion with $500,000 in due diligence fees, a gold backed bond program that funds $50million to $250million with 3% down plus closing costs, an alternative lender that funds $3million to unlimited with 5% down, rates 4% fixed for up to 25 years. There are others all described on my LinkedIn profile and website.

Prospective clients are welcome to meet me in San Francisco.

 


Sincerely and with gratitude,
Joseph P. Tufo
Cash Flow Specialists, Inc.
Certified Cash Flow Consultant, Certified Capital Specialist
925-352-6000 Cell 800-669-2700 (USA Only)

https://db202.isrefer.com/go/pfp/a1488/ PFP, Community Opportunities, REEP

Skype: jptufo
Commercial Real Estate Loans, Business Funding, WOTC, Specialized Tax Incentives, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
Trust, Integrity and Service Here Today Here Tomorrow
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area
Available 8am to 6pm Pacific Any Day But Sunday And Holidays

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Strategic Alliances, #Specialized Tax Incentives, #Expense Reduction, # WOTC Tax Credit, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

Hard Money Lending

Some of the benefits of our Hard Money Lending:

Owner occupied:

  • Can Lend any where in CA, FL, AZ, TX
  • Loans based on the equity of the subject property, not your credit
  • Up to 65% LTV for refinance, higher if they have other properties with equity for cross collateral
  • Point are capped at 3
  • Rates cap at 10%
  • 30 year term with 5 years fixed
  • payment includes interest, taxes, & insurance
  • Client does have to income qualify the same as a conventional loan but the credit doesn't matter
  • If the money is being used for business purposes, the loan is a lot easier to structure
  • Typically takes about 1 - 2 months to close

Non owner occupied/Investment Property:

  • Can Lend any where in CA, FL, AZ, TX
  • Loans based on the equity of the subject property, not your credit
  • Up to 80% LTV and up to $20 Million per property
  • Rates and points are based on the risk and/or location of the property
  • We can fund in as little as 3 days
  • We are Direct hard money lenders
  • In House processing and funding
  • Points & rates are negotiable based on volume of loans you bring in
  • Appraisals aren't always required
  • Short terms 1 - 2 years
  • Only 3 Months prepayment penalty
  • Type of loans: refinance, pruchase, 1st Td's, some 2nd Td's.

 

We also offer No Credit Score Special Funding Programs for Commercial Real Estate and Business Loans $2,500,000 to Billions with 5% down, 4% interest fixed (as of 5/2017, subject to change,) 60 day close and may other programs at http://www.workingcapitalfast.com and http://www.linkedin.com/in/joetufo

 

Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com joe@joetufo.com

http://www.workingcapitalfast.com

https://db202.isrefer.com/go/pfp/a1488/ PFP, Community Opportunities, REEP

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Real Estate Loans, Business Funding, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Available 8am to 6pm Pacific Any Day But Sunday And Holidays

(Gus G. HML 20170508)

#Money Available, #Next Generation Funding, #Funding, # Franchise Funding, #Medical Financing, #Hotel, #Motel, #Resort, #100% Funding, #Commercial Loans, #Commercial Investments, #Business Consulting, #Business Funding, #Commercial Real Estate, #Debt/Equity Funding, #SBLC, #BG, #SWIFT, #Proof of Funds, # Gold, #Silver, #Precious Metals, #Hard Assets, #Complex Trusts, #Foundations, #Private Banking, #Hard Money, #Private Money, #Strategic Alliances, #LinkedInProfile #LinkedInSummary #LinkedInTips #LeadGeneration #Sales #Marketing #BusinessDevelopment #LinkedInMarketing #LinkedInBook #LinkedInTraining #LinkedInExpert

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