Category Archives for Uncategorized

Small Business Loans $10,000 to $300,000

APR Rates Starting at 0%. Discover Your Advantage With Cash Flow Specialists LLC.

We Provide Working Capital To Business Owners In The US, Canada & Australia.

Greetings & Salutations!

This notice certifies that our funding department has already approved your company for up to $300,000 + in funding. This can be a business bridge funding instrument or one-time working capital injection of funds. There are no restrictions on the use of the funds and your approval, based on completion of the no-fee attached application and 4 bank statements, is one step away from being guaranteed. These funds are reserved for you within 30 days or less. You can use this money for any business purpose, anywhere in the world, and you may take advantage of the opportunity to:

  • Purchase Inventory, Equipment or Supplies.
  • Capitalize on New Business Opportunities.
  • Add Staff.
  • Advertising & Marketing Expenditures.
  • Down Payment or Payment Of Business Property.
  • Existing Business Debt Converted to Tax-Advantaged Debt.
  • Short Term & Quick Turnaround Emergency Capital.
  • 'Buy-Out' Your Retiring or Lazy or both – partner.
  • Funding for Anything You, The Business Owner, May Need.

With our selection of unique financing programs, you can access funding in 24 hours, and pay us from future sales. You do not need good to excellent credit; Scores of 500 & above are accepted. We do not require collateral – your business, home, vehicles, your children, etc. Your business receivables already qualify you [one step away] to receive these funds.

Cash Flow Specialists LLC makes it easier than ever to get the capital you need for your business. Funds, for you, have been allocated for your business. We are available to answer any questions and get you ready to receive funds the next business day.

Send in the simple application with 4 bank statements or Call Today To Activate Your Account.

T. 925.352.6000 M – F 8 AM to 6 PM Pacific or email us at or


Joseph Tufo

Strategic Director

PS: Additional Information Below Provides The Overview Of Our Financial Products.

Complete the Application Attached Today.

WHAT WE OFFER! Quick and Simple Business Funding With minimal paperwork and qualifications, no hidden fees, and no restrictions on the usage of funds, you can receive capital for anything your business needs in as little as one business day. You’re getting funding with industry-leading speed that can be used without restriction. Whether it’s for expansion, bridging payroll, hiring new personnel, advertising, or buying anything from a new building to office furniture, you can use the funds for whatever your business wants or needs! Also, choose between a fixed daily or weekly payment to know exactly how much is being spent.
Discover Your Company's Options Let GC Working Capital Programs guide you to your company’s maximum potential! We deliver true small business financing solutions using our proprietary underwriting and evaluation technology, which focuses on the health of your business – not your personal credit score. We do not charge an application fee and the offers are without obligation.

The Cash Flow Specialists LLC. Mission Is To Help Your Business!

Why Choose Cash Flow Specialists LLC?

  • The Funders Pay Us Directly & We Do Not Charge Extra Fees [PSFs]. You Get More For Less.
  • Approvals Are Based On Your Company's Healthiness.
  • We Offer Many Business Finance Products That Are Designed To Fit Your Exact Business Needs.
  • Payment Plans Are Designed to Have A Successful & On-Going Relationship With Us.
  • We Have Built Our Reputation On Exemplary Service By Understanding The Distinctive Financing Solutions Required By Most Industries.
  • We Deliver True Small Business – No Bank Red Tape – Financing Solutions, in Canada, US and Australia, using our resources and proprietary evaluation technology so as to focus on the health and growth of your business – not your personal credit score.

When Banks Say No … We Say Yes [Most of the Time].

Sincerely and with gratitude,
Joseph P. TufoCash Flow Specialists, LLCCertified Cash Flow Consultant, Certified Capital Specialist925-352-6000 Cell 800-669-2700 (USA Only) josephptufo@gmail.comjoe@joetufo.comhttp://www.workingcapitalfast.com
Skype: jptufo 
Commercial Real Estate Loans, Business Funding, Project FundingSpecialized Tax Credits, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation and More... 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation
Trust, Integrity, and Service Here Today Here Tomorrow
You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area 

Fund your viable projects of societal value now! Our Average Client Receives $240,000 in Tax Benefits!

Proverbs 16:3  Commit to the LORD whatever you do, and he will establish your plans

Available 8 am to 6 pm Pacific Monday - FridayThe greatest compliment we ever receive is referrals from ecstatic clients and valued friends. They're the most powerful introductions, that help us help others, quickly, ethically and dramatically grow their businesses. Thanks for not keeping us a secret! 



Sender declares that he is not a licensed United States Securities broker or Dealer or U.S. investment adviser, and both parties declare that this e-mail is not intended for the buying, selling, or trading or securities, or the offering of counsel or advice with respect to any such activities. **By accepting and opening this email, you have agreed to a binding non-disclosure & non-circumvent that ensures complete confidentiality between the reader and creator of the contents / attachments presented in this e-mail, which further prohibits any promotion, discussion, replication or additions without the consent of Cash Flow Specialists, LLC *The content of this e-mail does NOT constitute a contract of services or promise of services or investment or promised investment capital toward any concept, idea or project referenced or directly addressed in the body or relating portions of this e-mail. This e-mail is merely designed as an exchange of ideas.** This email transmission and any attachments are for the sole use of the intended recipient(s) and may contain confidential and privileged information that is the sole property of Cash Flow Specialists, LLC  Any unauthorized review, use, disclosure or distribution is prohibited. If you are not the intended recipient, please contact the sender and destroy and delete all copies of this email and any attachments. These Confidential communications are protected under Gramm-Leach-Bailey Act 15 USC, Subchapter 1, sections 6801-6809 and other laws addressing the disclosure of Non-Public Personal Information. 

Due Diligence and Private Funding

Due Diligence and Private Funding

Due Diligence is a commonly used term in the world of private funding and equity. 

But what exactly does it mean?  

Why is it important, and what is entailed in due diligence processes?

Most importantly, why are upfront fees the norm in the private funding industry?

Clients perform due diligence on their consultants or investment bankers, investors perform due diligence on their clients, and attorneys perform due diligence on clients, brokers, project principals and many other legalities of projects, people, funding mechanisms and tax structuring.  

People perform "due diligence" all of the time, whether in the financial arena or not. 

For a simple analogy to relate to the private funding world, consider the home purchasing process.  

When a couple goes to purchase their first home, they do a certain amount of due diligence to make sure the home is in the right price range, the right school district, is close enough to the shopping centers or far enough in the country (depending on their preferences).   

They hire home inspectors to uncover potential problems so they are not surprised by an expensive or unsafe underlying issue.  

They often purchase a home warranty to cover the replacement of major mechanicals if they happen to fail after the purchase.  

They also hire a professional realtor or broker to help guide the process and represent them so their purchase is legal, safe, and fair.   

The buyer and seller can expect to sometimes pay up front fees for inspections and remedies, in order to be sure the home, and the transaction, is a wise choice.

Why are they doing all of this due diligence just to purchase a home?  

To protect their investment, of course, and to mitigate risk and remedy any hazards or issues that could cost them a small fortune after the purchase, if overlooked.

While the majority of people understand home-purchasing processes, inspections, and other things as normal "due diligence" that must be performed before purchasing a home, many "green" or novice entrepreneurs or private funding clients are not prepared for due diligence processes that must occur before a private investor, investment banker, or hedge fund can draft terms and release funds for project funding or an acquisition.

If due diligence processes occur during home purchases, then they will certainly occur for major, private financial transactions and agreements.

Some would define due diligence as "reasonable steps taken by a party or company to satisfy the legality and legitimacy of a transaction".  Others might define it as "a comprehensive appraisal of a business, asset and/or it's management team".  In the investment world, it can also be defined as "a thorough investigation of a potential investment" or "the research, process, and care taken before entering an agreement, investment or financial transaction".

Before an investor, investment banker or hedge fund decides to invest millions of dollars in a start-up, acquisition, natural resource foray or business expansion, they must perform due diligence on the company, the plan, the management team, the performance history, and the future proforma, specifically the likelihood that they will receive their return on investment. 

Since they will be investing millions of dollars, there will be significant costs, time and professional analysis and verification of facts by 3rd party sources in order to be sure that the investment is sound, and also structured properly.  

It is normal for investors and funds to expect the client to pay for these due diligence processes in order to gain access to private funds.  No legitimate investor will pay out-of-pocket to hire the needed professionals to perform due diligence to verify if a client and his or her plan is a solid investment or to structure an investment properly so that it is an investment-grade vehicle.

However, the amount of due diligence fees vary greatly depending on the complexity of the project, the number of funding sources needed to fund the project, the number of stages the project needs for development, the location, the source(s) of funds and necessary processes and legalities, and many other variables.

The investor, fund or investment banker must have some kind of commitment from the client in order to be sure their time and resources are going to be used wisely, and that the client will not walk away during the process, or balk at the signing table.

When applicants put a team and a business plan together to submit for private funding, all they usually have is a set of documents, they do not have an actual business unless they are acquiring one.

That being said, before any wise private investor or fund manager would invest in that client and his or her team's plan (because they essentially are investing in the applicant's competence to carry out a successful plan), they must verify everything.  In order to verify the facts pertaining to the project and its team, they often must pay staff or outsource professionals to do this verification for them.  

This costs time and money.

Attorneys are hired, appraisals are ordered, geological studies and feasibility studies are sometimes developed.  Financial professionals such as accountants, analysts and underwriters are often hired to structure the funding mechanisms in order to make the funding possible.  These professional man-hours can cost thousands of dollars before a project can be funded legitimately.

Additionally, depending on the project, insurance wraps are needed in order to secure the investment.

The bottom line is, all of this costs time, money, and professional man-hours in order to verify and structure a plan or project into a palatable investment-grade vehicle that will satisfy the comfort level, tax considerations, as well as the guidelines for the funding mechanism in order for successful funding to occur.

Additionally, the investor or fund board is considering entering into a short to medium term business, financial or fiduciary relationship with the client.  In essence, they are becoming a part of the business team, creating the funds to fuel the success of the project.  

To reach a level of comfort and to ensure the best possible success for all parties involved, it makes more sense to incur a few thousand in expenses upfront, in order to ensure that several million will not be mishandled or lost from a poor investment, faulty management, or improper investment and tax structuring.

Additionally, private investors, investment bankers and fund managers are approached with literally dozens of potential projects and pitches to fund every week. Most of those projects are not ready to be funded because either the project is not structured properly or the team is not ready to handle the finance and the business project. 

However, those principals and projects that are ready to handle the funds are those who are mature and seasoned enough to be willing and able to pay due diligence fees to prove their commitment to the process and to see the project to success and full fruition.  

The due diligence process and fees that investors and investment bankers employ act as a gate-keeper, filtering out those projects and applicants who are neither serious nor prepared for financial success.

Those principals who are truly prepared to engage and handle millions of dollars from a fund or investor understand that a few thousand in due diligence fees is a drop-in-the-bucket to gain access to millions of dollars to fund a successful project.

In addition to the funds, principal applicants and entrepreneurs will also gain relationships with wealthy individuals, investment bankers and other fund managers who are capable of funding future projects.  Long-term thinking and relationship building in the private funding world do not always guarantee success, but they are certainly necessary for success.

Cash Flow Specialists LLC has access to private funds and equity to fund projects across many industries in the USA, Canada, and abroad.  To see if your acquisition or project and team is properly structured and prepared for successful funding, contact us today to begin a relationship and your path to private funding success.

We provide commercial real estate loans, business loans, startup funding, project collateral, and project funding from $5 million to $100 billion internationally. 

Our “sweet spot” is $25 million to $500 million and generally takes 45 to 60 banking days to fund - nine to 12 weeks. We move at the speed of the client. 

Bank Guarantees (BG), Stand By Letters of Credit (SBLC) and other instruments available for rates as low as 4+2 lease through top banks and buy rates as low as 38+2 (Barclays UK or HSBC Switzerland or UBS Switzerland). This is a new business relationship in the Middle East. 

Please email your Executive Summary up to 10 pages to or for consideration, thank you. 

We have several other funders including Banks, Hedge Funds, Family Offices, and Private Lenders. Each has different Underwriting Requirements. 

The most successful travel and meet me in the San Francisco Bay Area and prepay a day or more which is credited to commissions at closing. 

Fund your projects now!

Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, LLC

Certified Cash Flow Specialist, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only) We also have WhatsApp, IMO, Telegram, and Viber.

Skype: jptufo 




Commercial Real Estate Loans, Business Funding, Project Funding, Specialized Tax Credits, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More... 

Located in the beautiful San Francisco Bay Area 

Connect with me on Facebook, Twitter, Alignable, and LinkedIn. 

Available 8 am to 6 pm Pacific M-F. 

Use my 40+ years of Insurance, Securities, and Finance to fund your viable projects of societal value in all countries except those on the United Nations “watch list.”

Save up to $200,000 for every commercial property you own (USA Only)


If you are a broker with projects that you are having challenges establishing financing and would like our help, please contact us for details on our private money co-broker and referral programs. Understand that we will then deal directly with the Principle/Developer, but we will honor your interest & commission in the project. We do not tolerate greed and will not work with a chain of brokers.  If you initiate a project with us and it is approved, you will get paid accordingly… if there are other brokers involved in the transaction, you will be responsible for their fees.

Compliance: Cash Flow Specialists LLC (CFS) complies with all required anti-money laundering regulations implemented and enforced by all institutions with a standard anti-laundering policy. As part of its anti-money laundering and anti-terrorist compliance efforts, CFS takes all due diligence to ensure that the company and partners fully comply with any and all applicable regulations. CFS uses its best resources and efforts to comply and ensure compliance with all legal restrictions and to uncover any and all suspicious activity. Depending on the area and jurisdiction of any particular transaction, CFS will monitor and report any and all suspicious activities to the pertinent law enforcement agencies in accordance with applicable law.