A Fast Funding Loan Underwriter’s Guidelines For Small Businesses USA

This came in from a loan underwriter December 22, 2016.

Small business loans for small business growth

  • No Minimum Credit Score

* Direct Lender

  • Funding in as little as 24 hours after approval
  • Various Repayment Options

Business Funding

Receive funding of up to $2,000,000 in as little as 24 hours after approval

You Apply.

We Lend.

You Grow.

Small Business Loans

$5,000 to $2,000,000

  • 6-month minimum term
  • 36-month maximum term
  • No Minimum credit score
  • 6-months minimum business history
  • Daily or Weekly Payments

We have several options to best fit your business' needs. We assist the following industries: Construction, Food Service, Auto, Manufacturing, and many more!

We are a direct lender

Offering daily,weekly payment options

We are not a merchant cash advance company

Ability to unlock equity in real estate

Straight From The Underwriter:

Here is a reminder of what I look for in a deal…but more specifically the REAL ESTATE. I think that is a big determining factor in all our deals we make here.


WHAT WE FUND: CONSOLIDATE --- (multiple Advances); LOW CREDIT ; Balloon Payment coming up; Act as a Bridge Loan -Collateralized by Real Estate.


REVENUE Requirements: 25K or greater in monthly deposits. WE FUND 2X times Monthly Revenue: min loan 50K- max 2MM



- Is it Residential, Commercial, or Land?

- Urban/or Rural ?

- What is the Value?

- Do you have an appraisal?

- What is the debt on the property?



REMEMBER: The usable NET EQUITY is calculated conservatively:


VALUE (.65 LTV) – DEBT = Useable Net Equity** (LTV subject to change in underwriting between 60-75%)

We will come in Senior/Subordinate position on the property (Debt to Value need to satisfy underwriting)


The LTV can range from 60% to 75% depending on property type and lien position**


For a submission: Last 6 months Business Bank Statements, App, and real estate info.


Let me know if you have any questions.

Sincerely and with gratitude,

Joseph P. Tufo

Certified Cash Flow Consultant, Certified Capital Specialist, Certified Trainer MedXPrime

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com jptufo@icloud.com joe@joetufo.com


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