Hard Money Lending

Some of the benefits of our Hard Money Lending:

Owner occupied:

  • Can Lend any where in CA, FL, AZ, TX
  • Loans based on the equity of the subject property, not your credit
  • Up to 65% LTV for refinance, higher if they have other properties with equity for cross collateral
  • Point are capped at 3
  • Rates cap at 10%
  • 30 year term with 5 years fixed
  • payment includes interest, taxes, & insurance
  • Client does have to income qualify the same as a conventional loan but the credit doesn't matter
  • If the money is being used for business purposes, the loan is a lot easier to structure
  • Typically takes about 1 - 2 months to close

Non owner occupied/Investment Property:

  • Can Lend any where in CA, FL, AZ, TX
  • Loans based on the equity of the subject property, not your credit
  • Up to 80% LTV and up to $20 Million per property
  • Rates and points are based on the risk and/or location of the property
  • We can fund in as little as 3 days
  • We are Direct hard money lenders
  • In House processing and funding
  • Points & rates are negotiable based on volume of loans you bring in
  • Appraisals aren't always required
  • Short terms 1 - 2 years
  • Only 3 Months prepayment penalty
  • Type of loans: refinance, pruchase, 1st Td's, some 2nd Td's.


We also offer No Credit Score Special Funding Programs for Commercial Real Estate and Business Loans $2,500,000 to Billions with 5% down, 4% interest fixed (as of 5/2017, subject to change,) 60 day close and may other programs at http://www.workingcapitalfast.com and http://www.linkedin.com/in/joetufo


Sincerely and with gratitude,

Joseph P. Tufo

Cash Flow Specialists, Inc.

Certified Cash Flow Consultant, Certified Capital Specialist

925-352-6000 Cell 800-669-2700 (USA Only)

josephptufo@gmail.com joe@joetufo.com


https://db202.isrefer.com/go/pfp/a1488/ PFP, Community Opportunities, REEP

Skype: jptufo

LinkedIn: http://www.linkedin.com/in/joetufo

Facebook: http://www.facebook.com/joetufo

Twitter: https://twitter.com/joetufo

Commercial Real Estate Loans, Business Funding, WOTC, Cost Segregation, R&D Tax Credit, Property Tax Mitigation, and More...

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation

Trust, Integrity and Service Here Today Here Tomorrow

You may schedule a visit and meet me in person in the beautiful San Francisco Bay Area

Available 8am to 6pm Pacific Any Day But Sunday And Holidays

(Gus G. HML 20170508)

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About the Author Joe Tufo